The top-rated life insurance agent in Middleburg Heights, Ohio is Lauren Banaszak - State Farm Insurance Agent, rated 5.0 stars across 360 reviews. Other highly rated options include Scott Francesangelo - State Farm Insurance Agent, Jason Caples - State Farm Insurance Agent, Kimberly K Smatana - State Farm Insurance Agent. This directory lists 13 life insurance agents serving Middleburg Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lauren Banaszak - State Farm Insurance Agent | 7199 Pearl Rd Suite B | (440) 843-6626 |
| 2 | Scott Francesangelo - State Farm Insurance Agent | 16570 Commerce Ct | (440) 234-4100 |
| 3 | Jason Caples - State Farm Insurance Agent | 7378 Engle Rd | (440) 239-7390 |
| 4 | Kimberly K Smatana - State Farm Insurance Agent | 7106 W 130th St | (440) 845-2222 |
| 5 | EZ2Insure, LLC | 7050 Engle Rd STE 101 | (440) 882-3760 |
| 6 | Toth-Felty Insurance Agency | 7055 Engle Rd suite 4-403 | (440) 888-7854 |
| 7 | Ryan Lange: Allstate Insurance | 13399 Smith Rd | (440) 526-4800 |
| 8 | Sage Partners, LLC | 7251 Engle Rd #103 | (216) 523-5956 |
| 9 | IIBA LLC. | 7055 Engle Rd | (440) 570-0176 |
| 10 | Key Insurance Group | 16600 W Sprague Rd | (440) 521-0188 |
Lauren Banaszak - State Farm Insurance Agent serves the Middleburg Heights area and surrounding communities in Cuyahoga County with life insurance agent services. As a local provider, the company assists clients in securing financial protection for their families through various life insurance policies. These plans help cover expenses and provide income replacement after a policyholder's death. The company also handles policy reviews to adjust coverage as clients’ life circumstances change. Specific services include offering term life insurance for temporary needs and whole life insurance for lifelong coverage and cash value accumulation.
Scott Francesangelo - State Farm Insurance Agent in Middleburg Heights, OH, provides life insurance coverage along with a range of related policies, including auto, home, and health insurance. The agency assists clients in selecting appropriate plans and offers ongoing policy reviews to ensure coverage keeps pace with life changes. Regular maintenance includes updates to beneficiary information and adjustments to policy limits. The agency services single-family homes, apartments, retail, and restaurants.
Homeowners, renters, and small business owners in the Middleburg Heights area come to Jason Caples - State Farm Insurance Agent for life insurance solutions that help plan for financial stability. The agency provides guidance on term and whole life policies tailored to individual needs, as well as final expense coverage to ease future burdens for families. Service extends to neighboring communities across the broader Cleveland metro, ensuring convenience for clients seeking personalized support.
Kimberly K Smatana - State Farm Insurance Agent serves Middleburg Heights, OH and the surrounding communities with professional life insurance guidance. The agency handles term, whole, and universal life policies designed to protect families. It helps clients evaluate their financial goals alongside coverage needs. To process a typical policy, the agent conducts a personalized consultation to discuss health factors and budget. It then reviews available options and presents a tailored recommendation for each household.
EZ2Insure, LLC in Middleburg Heights, OH serves clients seeking either term life protection for a specific period or permanent insurance that remains with the policyholder for their lifetime. Coverage is carefully matched to an individual’s financial needs and future obligations. The company explains how different policies can shield a family from income loss or cover final expenses. Service is available on an as-needed basis, allowing clients to schedule a consultation when reviewing or purchasing a new policy.
Toth-Felty Insurance Agency specializes in life insurance policies, offering term, whole, and universal coverage to individuals and families in Middleburg Heights, OH. Its agents guide clients through the process of securing financial protection for their beneficiaries. The agency also provides general risk assessments to match clients with appropriate policies based on personal circumstances. As life changes like marriage or the birth of a child arise, the agency helps residents adjust their coverage to reflect new responsibilities and long-term needs.
As winter weather creates hazardous driving conditions across Middleburg Heights, securing sufficient life insurance becomes a practical priority for local families. Ryan Lange: Allstate Insurance provides guidance on term and whole life policies tailored to protect household income during this unpredictable season. The agent assists clients in comparing plan features without pressure, emphasizing straightforward coverage adjustments as circumstances change. A complete initial assessment of personal financial obligations is scheduled during the first consultation to identify any coverage gaps requiring attention.
Sage Partners, LLC provides life insurance coverage to individuals and families in Middleburg Heights, OH. The firm also offers policy add-ons for critical illness, accident protection, and disability income benefits. Agents guide clients through the process of choosing term or permanent policies designed to meet long-term financial security needs. Commercial clients of Sage Partners can find tailored coverage for the unique risks faced in office buildings, warehouses, and food service operations.
IIBA LLC provides life insurance services to residents of Middleburg Heights, Ohio, helping individuals select policies that address their personal financial protection needs. Commercial coverage is also available for local business owners seeking to safeguard their operations and key personnel. Service extends throughout the surrounding area, ensuring accessibility for clients across the region. The agency follows up with policyholders between regular visits to review coverage and adjust plans as circumstances change, offering continued support over time.
Key Insurance Group in Middleburg Heights, OH, is known for providing personalized life insurance agent services to local residents and families. The agency assists clients in evaluating various policy options to match financial goals and future security needs. They guide individuals through term, whole, and universal life products to find appropriate coverage levels. An added specialty is helping clients attach critical illness riders to their life policies for extra protection.
What Does a a Life Insurance Agent in Middleburg Heights Cost?
Life insurance costs in Ohio vary by age health and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term life policy with 250000 dollars in coverage. Whole life policies typically cost more often 100 to 300 dollars per month for similar coverage. Costs also depend on tobacco use and family medical history. This is general information not insurance advice.
About life insurance agents in Middleburg Heights
Life insurance agents in Middleburg Heights Ohio help residents find coverage that fits their needs and budget. Ohio law requires agents to be licensed by the Ohio Department of Insurance. Local agents can explain policy options for families and individuals in Cuyahoga County.
Frequently Asked Questions
What license does a life insurance agent need in Ohio?
An Ohio life insurance agent must hold a valid license from the Ohio Department of Insurance. This requires passing a state exam and completing continuing education every two years. You can verify an agents license on the Ohio Department of Insurance website.
How long does it take to get life insurance in Middleburg Heights?
The process can take from a few days to several weeks depending on the policy type. Term life policies with no medical exam may be approved in days. Policies requiring a medical exam often take two to six weeks for underwriting.
Can I buy life insurance for a child in Ohio?
Yes Ohio residents can purchase life insurance for a child. The policy must be applied for by a parent or legal guardian. Many agents in Middleburg Heights offer child life insurance policies with small face amounts and low premiums.
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