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HomeLife Insurance AgentsOhio › Lorain

Find Life Insurance Agents Near You in Lorain, OH

Browse life insurance agents serving Lorain, Ohio. Updated 2026-07-14.

The top-rated life insurance agent in Lorain, Ohio is Neil Elkins - State Farm Insurance Agent, rated 5.0 stars across 360 reviews. Other highly rated options include Nick Perrico, Sr. - State Farm Insurance Agent, Charles Chapman - State Farm Insurance Agent, Robert Taylor Insurance (Lorain Office). This directory lists 15 life insurance agents serving Lorain.

Showing 15 life insurance agents in Lorain, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Neil Elkins - State Farm Insurance Agent1812 Cooper Foster Park Rd(440) 282-2001
2Nick Perrico, Sr. - State Farm Insurance Agent6401 S Broadway(440) 233-8501
3Charles Chapman - State Farm Insurance Agent4340 N Leavitt Rd F(440) 985-1405
4Robert Taylor Insurance (Lorain Office)2063 N Ridge Rd(440) 277-5191
5Chris Arnott Agency Inc.4789 N Leavitt Rd Suite D(440) 723-2991
6Cathie Halko - State Farm Insurance Agent1065 N Ridge Rd W(440) 233-6157
7Lighthouse Insurance Agency4789 N Leavitt Rd Suite D(440) 984-3463
8Janasko Insurance562 Broadway(440) 245-6268
9The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu)520 Broadway(440) 776-8900
10Somers Agency LLC5311N N Leavitt Rd Ste 100(440) 324-3447
NE
1812 Cooper Foster Park Rd
Neil Elkins - State Farm Insurance Agent
Life Insurance Agent · Lorain, OH

Neil Elkins - State Farm Insurance Agent serves Lorain County and surrounding areas from its location in Lorain, Ohio, specializing in life insurance and related personal coverage. The agency assists local residents with securing financial protection for their families through various policy options. A life insurance agent in this area typically helps clients evaluate term and permanent life plans to meet individual needs. The office also handles auto insurance, homeowners insurance, and other personal lines products for Lorain community members.

NP
6401 S Broadway
Nick Perrico, Sr. - State Farm Insurance Agent
Life Insurance Agent · Lorain, OH

Nick Perrico, Sr. - State Farm Insurance Agent provides life insurance policies and related financial service options to clients in Lorain, Ohio. The agency assists with policy selection and offers ongoing support for policy management, beneficiary updates, and annual coverage reviews. It helps customers evaluate term life, whole life, and other products to fit their budgets and long-term goals. The agent serves individuals and families, including those owning single-family homes, apartments, retail spaces, and restaurants.

CC
4340 N Leavitt Rd F
Charles Chapman - State Farm Insurance Agent
Life Insurance Agent · Lorain, OH

Serving Lorain, Ohio, and the surrounding communities, Charles Chapman - State Farm Insurance Agent provides life insurance services. It handles both term and permanent life insurance policies. The office helps local residents understand their coverage options for income replacement, mortgage protection, and final expenses. Each client’s personal financial situation is reviewed to determine a suitable policy. The agent conducts a needs assessment before recommending a plan, breaking down costs and benefits in plain terms, and guiding the client through the application process step by step from initial consultation to policy delivery.

RT
2063 N Ridge Rd
Robert Taylor Insurance (Lorain Office)
Life Insurance Agent · Lorain, OH

Homeowners and local business owners in Lorain, Ohio, turn to Robert Taylor Insurance for their life insurance needs. This agency works with clients to find suitable policies that offer financial protection for families and businesses. Agents help explain coverage options, including term life and whole life policies. Robert Taylor Insurance (Lorain Office) also assists customers looking for income replacement or final expense planning. They additionally serve residents and businesses in the nearby community of Sheffield Lake.

CA
4789 N Leavitt Rd Suite D
Chris Arnott Agency Inc.
Life Insurance Agent · Lorain, OH

Chris Arnott Agency Inc. in Lorain, OH specializes in life insurance policies to financially protect families and individuals. The agency provides general insurance services, including policy reviews and coverage adjustments to meet changing financial goals. It helps clients understand different plan options for long-term security. As families prepare for holiday spending or the start of a new school year, Chris Arnott Agency Inc. assists with adjusting coverage to ensure dependents remain protected during periods of increased financial activity.

CH
1065 N Ridge Rd W
Cathie Halko - State Farm Insurance Agent
Life Insurance Agent · Lorain, OH

A client planning for future financial security may choose either a single-policy life insurance purchase or an ongoing advisory relationship to adjust coverage as needs change. For residents in Lorain, OH, Cathie Halko - State Farm Insurance Agent offers term and whole life options designed to help protect families and provide cash value accumulation over time. Coverage decisions are made after discussing individual goals and budgets. Here, service is provided on an as-needed basis, allowing clients to request policy reviews or updates whenever their life circumstances shift significantly.

LI
4789 N Leavitt Rd Suite D
Lighthouse Insurance Agency
Life Insurance Agent · Lorain, OH

Winter storms and lake-effect snow can cause unexpected strain on family budgets, leaving Lorain residents concerned about long-term financial protection. Lighthouse Insurance Agency helps local policyholders evaluate how term or whole life coverage might safeguard dependents against such seasonal uncertainties. They review current obligations, future education costs, and final expenses to tailor appropriate benefit amounts. A no-cost initial consultation explores coverage gaps, followed by a straightforward in-person or virtual inspection of existing policies and household needs to begin the planning process.

JI
562 Broadway
Janasko Insurance
Life Insurance Agent · Lorain, OH

Janasko Insurance provides financial protection and planning services to residents and businesses throughout the Lorain, OH area. As a life insurance agent, the company specializes in helping clients secure policies that offer income replacement and debt coverage for their families. Work typically involves assessing individual needs for term or whole life insurance products. The firm can serve a variety of commercial sectors, including local offices, warehouses, and food service establishments.

LC
520 Broadway
The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu)
Life Insurance Agent · Lorain, OH

The Liberty Company Insurance Brokers, formerly Nationwide Insurance: Sam J Saraniti Clu, serves residential clients in Lorain, OH, with life insurance policies designed for individual financial security. The firm also addresses commercial coverage needs for local businesses in the surrounding area. Agents assist with policy selection for long-term family protection. Follow-up service is available to adjust coverage between regularly scheduled policy reviews.

SA
5311N N Leavitt Rd Ste 100
Somers Agency LLC
Life Insurance Agent · Lorain, OH

Somers Agency LLC in Lorain, OH is known for providing life insurance policies that help individuals and families secure financial protection. The agency serves clients throughout the local area, offering guidance on selecting appropriate coverage to meet personal needs. They assist with term life, whole life, and universal life options tailored to various budgets and goals. As a supplement to standard policies, the agency can also add specialized final expense coverage to help with end-of-life costs.

CI
6145 Park Square Dr #5
Campana Insurance
Life Insurance Agent · Lorain, OH
(440) 984-2531
campanainsurance.com
MI
210 W 7th St
Masters Insurance Agency
Life Insurance Agent · Lorain, OH
(440) 244-2253
KA
5311 N Leavitt Rd
Kelley Agency
Life Insurance Agent · Lorain, OH
(440) 282-8898
PI
112 E 19th St
Pfister Insurance
Life Insurance Agent · Lorain, OH
(800) 237-7595
pfisterinsurance.com
EB
713 Broadway
EZ Bonds Plus Insurance LLC
Life Insurance Agent · Lorain, OH
(440) 323-6383
ezplusinsurance.com

What Does a a Life Insurance Agent in Lorain Cost?

Term life insurance for a healthy 35 year old in Ohio can cost between 20 and 50 dollars per month for a 250,000 dollar policy. Whole life insurance premiums are higher, often starting at 100 dollars per month for the same coverage. Costs vary by age, health, policy type, and coverage amount. This is general information, not insurance advice.

About life insurance agents in Lorain

Life insurance agents in Lorain, Ohio help residents find coverage to protect their families. Ohio law requires agents to hold a valid state license and follow the Ohio Department of Insurance rules. Local agents can explain policy options for term life, whole life, and universal life insurance.

Frequently Asked Questions

What license does a life insurance agent in Lorain need?

An agent must hold an Ohio resident insurance license. This requires passing the state exam and completing continuing education every two years.

How long does an Ohio life insurance application take?

The process can take a few days to several weeks. It depends on the policy type and whether a medical exam is needed. Ohio law allows a free look period of 10 days after you receive the policy.

Can an agent help with Ohio Medicaid planning?

Some agents can explain how life insurance affects Medicaid eligibility. Ohio has specific asset limits for Medicaid. A life insurance policy with a cash value may count as an asset.

Life Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.