The top-rated life insurance agent in Lakewood, Ohio is Lindsay Perrico - State Farm Insurance Agent, rated 4.9 stars across 483 reviews. Other highly rated options include HealthMarkets Insurance - Carl Lishing, Zingale & Associates, Lynard Zingale: Allstate Insurance. This directory lists 15 life insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lindsay Perrico - State Farm Insurance Agent | 14583 Madison Ave | (216) 521-0337 |
| 2 | HealthMarkets Insurance - Carl Lishing | 16506 Detroit Ave | (216) 228-0765 |
| 3 | Zingale & Associates | 13400 Madison Ave Unit B | (216) 677-8207 |
| 4 | Lynard Zingale: Allstate Insurance | 13430 Madison Ave | (216) 393-3300 |
| 5 | Sean Devins - State Farm Insurance Agent | 16930 Detroit Ave | (216) 227-1213 |
| 6 | Steve Schons - State Farm Insurance Agent | 16815 Madison Ave | (216) 228-6333 |
| 7 | Tighes' Insurance Agency Inc | 15712 Madison Ave | (216) 228-5656 |
| 8 | LEUSCH Insurance Services Agency, Inc. / INSURANCE CONCEPTS | 16903 Fischer Rd | (216) 228-3333 |
| 9 | Buckeye Senior Benefits Insurance Agency | 1365 Ethel Ave | (440) 847-9255 |
| 10 | Alliance Insurance Agency | 16004 Detroit Ave #3 | (216) 801-4372 |
Lindsay Perrico - State Farm Insurance Agent serves the Lakewood, Ohio area, providing life insurance services to local residents. As a life insurance agent, the company helps clients evaluate their financial protection needs. Policies are designed to support individuals and families through various stages of life. The company also offers term and whole life insurance options, each with different coverage durations and cash value features.
HealthMarkets Insurance - Carl Lishing serves local homeowners and working families in Lakewood, Ohio, who require personalized coverage plans. As a life insurance agent, the company guides clients through options for term, whole, and universal life policies to meet their long-term financial security needs. It offers professional assistance in comparing different insurers to find a policy that fits individual budgets and family situations. The agency also extends its services to include the broader Cleveland metro area, ensuring residents in Rocky River access similar support.
Serving Lakewood and the surrounding communities in Cuyahoga County, Zingale & Associates handles life insurance policies designed to provide financial protection for families and individuals. The company guides clients through the process of selecting appropriate coverage amounts and policy types to meet their specific needs and long-term goals. In handling a typical job, the agent begins with a thorough consultation to assess the client's current situation and future objectives before presenting tailored plan options.
Lynard Zingale: Allstate Insurance in Lakewood, OH, distinguishes between one-time financial reviews and recurring policy management as a life insurance agent. Coverage focuses on term and whole life policies designed to provide beneficiaries with financial support after a policyholder’s passing. The agent assists local residents in evaluating their long-term needs against premium costs and available benefit amounts. Service runs on both a scheduled basis for annual policy reviews and an as-needed basis for claims support or coverage adjustments.
As a life insurance agent in Lakewood, OH, Sean Devins - State Farm Insurance Agent helps clients choose term life, whole life, and universal life policies. It also offers general services including auto, home, and renters insurance for local residents. Recognizing that financial protection needs shift with major life events, the agency assists clients with updating their coverage after a marriage, the birth of a child, or a home purchase. As winter approaches, it reviews policies to ensure families have sufficient life insurance for this colder, higher-risk season.
When Lakewood’s icy winter roads raise concern for financial preparedness, Steve Schons - State Farm Insurance Agent addresses this need by offering guidance on life insurance policies. As a dedicated life insurance agent in Lakewood, OH, the company helps residents understand coverage options that protect families from economic uncertainty. Conversations focus on straightforward risks and tailored solutions without unnecessary jargon. An initial assessment is conducted to review each individual’s current protections and identify potential gaps in their long-term financial strategy before a policy recommendation is made.
Tighes' Insurance Agency Inc provides life insurance coverage to residents and businesses in the Lakewood, Ohio area. As a life insurance agent, the company assists clients in selecting policies that offer financial protection for beneficiaries in the event of a death. It can also help tailor plans to address specific needs such as income replacement or final expenses. Beyond individual clients, the agency serves local commercial sectors, including offices, warehouses, and food service operations that require key person or business continuation policies.
LEUSCH Insurance Services Agency, Inc. / INSURANCE CONCEPTS provides residential life insurance coverage to individuals and families in Lakewood, Ohio. The agency also offers commercial life insurance solutions for local business owners throughout the greater Lakewood area. Their agents guide clients through policy options for long-term financial protection, including term and whole life plans. The team conducts regular reviews to adjust coverage as needs change, ensuring clients receive attentive follow-up between their scheduled visits.
Buckeye Senior Benefits Insurance Agency, located in Lakewood, OH, is known for helping clients navigate life insurance options that protect families financially. The agency advises on policies that can cover final expenses and replace lost income for dependents. Agents in the area often guide seniors through the nuances of permanent versus term coverage to align with specific retirement goals. As a specialized service, this agency can also assist with evaluating long-term care insurance riders to supplement standard life insurance protection.
What Does a a Life Insurance Agent in Lakewood Cost?
Typical costs for life insurance in Ohio range from $20 to $150 per month for a healthy 30-year-old with a $500,000 term policy. Whole life policies cost more, often $100 to $300 per month for similar coverage. Costs vary by age, health, tobacco use, and policy type. This is general information, not insurance advice.
About life insurance agents in Lakewood
Life insurance agents in Lakewood, Ohio help residents and families choose policies that provide financial security. Ohio law requires agents to be licensed through the Ohio Department of Insurance, ensuring they meet state standards. Local agents understand the needs of Lakewood homeowners and renters alike.
Frequently Asked Questions
What does a life insurance agent in Lakewood do?
A Lakewood life insurance agent helps you compare policies from different carriers. They explain term life, whole life, and universal life options. They also assist with the application process and answer questions about beneficiaries.
How do I choose a life insurance agent in Lakewood Ohio?
Look for an agent licensed by the Ohio Department of Insurance. Ask about their experience with policies that fit your budget and family size. You can also check online reviews and ask for referrals from neighbors.
Do I need a medical exam for life insurance in Lakewood?
Many policies require a medical exam, but some offer no-exam options for smaller coverage amounts. Ohio agents can explain which policies need a paramedical exam. Your age and health history affect the requirements.
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