The top-rated life insurance agent in Girard, Ohio is The Gibson Agency, rated 4.9 stars across 126 reviews. Other highly rated options include Dreves Insurance Agency, Scott Seiple - State Farm Insurance Agent, American Atlantic LLC. This directory lists 10 life insurance agents serving Girard.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Gibson Agency | 984 Tibbetts Wick Rd | (330) 539-6332 |
| 2 | Dreves Insurance Agency | 1855 Tibbetts Wick Rd | (330) 539-5481 |
| 3 | Scott Seiple - State Farm Insurance Agent | 621 N State St C | (330) 545-3585 |
| 4 | American Atlantic LLC | 104 S State St | (330) 946-6275 |
| 5 | Griffith Agency Inc | 18 N Market St | (330) 545-5489 |
| 6 | Adam Myers: Allstate Insurance | 325 N State St # 1 | (330) 545-1843 |
| 7 | Risk free Insurance OH | 2259 Crestmont Dr | (220) 212-1702 |
| 8 | HHH/Neilson Insurance Agency | 106 N State St | (330) 545-5406 |
| 9 | Trumbull Insurance Agents | 984 Tibbetts Wick Rd | (330) 539-6332 |
| 10 | Thompson Private Client Services | 984 Tibbetts Wick Rd | (855) 544-4777 |
The Gibson Agency serves families and individuals throughout Trumbull County and the surrounding Mahoning Valley as a life insurance agent. The agency helps clients understand their coverage options for protecting loved ones financially. It focuses on term life policies to provide temporary income replacement and on permanent whole life policies for lifelong security with a cash value component. Retirement planning and final expense insurance are also primary services it coordinates in this local area.
Homeowners and local business owners in Girard, OH turn to Dreves Insurance Agency for their life insurance agent needs, which include term life and whole life policies. The agency helps clients secure financial protection for their families and ensure business continuity through proper coverage planning. Services extend to policy reviews and beneficiary adjustments tailored to individual circumstances. Dreves Insurance Agency also serves clients in the neighboring communities of Youngstown and Hubbard, Ohio.
Scott Seiple - State Farm Insurance Agent provides a full range of life insurance services to individuals and families in Girard, OH. In addition to helping clients select appropriate policies, the agency offers ongoing support for policy maintenance, including beneficiary updates and coverage reviews. Standard financial planning discussions assist clients in understanding how life insurance fits within their long-term financial goals. The agency services single-family homes, apartments, retail establishments, and restaurants in the local area for life insurance protection needs.
For individuals requiring single-policy adjustments, like final expense plans, American Atlantic LLC provides one-time service; clients managing long-term financial strategies, such as whole life coverage, can instead opt for recurring reviews. The firm helps residents of Girard, OH design life insurance solutions to protect families and support estate planning goals. Client service runs on either a one-time, scheduled, or as-needed basis, depending on the policy selected.
Griffith Agency Inc serves the city of Girard, Ohio, and the surrounding Mahoning Valley communities with life insurance solutions. The agency handles term life, whole life, and universal life policies designed to meet individual financial needs. By assessing each client’s long-term goals and family circumstances, it identifies appropriate coverage amounts and policy types. The typical job begins with a comprehensive needs analysis, followed by a comparison of available products to match the client’s budget and objectives.
Adam Myers: Allstate Insurance in Girard, OH provides life insurance services, including term and whole life policies designed to offer financial protection for families. The agency assists clients in evaluating coverage needs for income replacement, debt repayment, and final expenses. For those planning major life events, the professional team helps navigate policy options. As colder months approach in northeast Ohio, the agency also addresses winter-specific concerns such as ensuring adequate coverage to protect assets from seasonal property risks.
As winter weather in Girard increases the need for reliable family protection planning, Risk free Insurance OH serves the area as a local life insurance agent. The agency helps residents prepare for the unexpected by offering guidance on policies that address future financial security. A focus is placed on clearly explaining options so clients understand their coverage. Initial one-on-one meetings or a free policy review can begin to outline potential needs following a simple phone conversation.
HHH/Neilson Insurance Agency helps individuals and families in Girard, OH, by providing policies that address financial protection needs. The agency focuses specifically on life insurance, offering coverage that can support beneficiaries during difficult times. Clients can explore term and permanent options suited to different stages of life. The same thorough approach used for personal planning extends to commercial sectors. Business owners running offices, warehouses, and food service operations can also receive help with insurance solutions for their enterprises.
Trumbull Insurance Agents provides life insurance services for residents in Girard, Ohio, helping individuals find coverage that fits personal financial goals. The company also assists local businesses with commercial life insurance policies to protect their operations and key personnel. Its service area includes Girard and surrounding communities in Mahoning County. After an initial policy is issued, agents stay in touch to review coverage needs and offer follow-up support between regular visits, ensuring clients remain properly protected as circumstances change.
Thompson Private Client Services is known for helping residents in Girard, Ohio secure life insurance coverage that aligns with their financial planning needs. The company offers a range of policies designed to provide financial protection for families and individuals at different life stages. Agents work closely with clients to explain coverage options, including term and whole life insurance, and how each fits into a broader financial strategy. For those with complex estate concerns or business succession needs, the agency can structure survivorship policies that address those specific goals.
What Does a a Life Insurance Agent in Girard Cost?
Life insurance costs in Ohio vary by age, health, and policy type. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies often cost $100 to $300 per month for similar coverage. Costs can be higher for older applicants or those with health conditions. This is general information, not insurance advice.
About life insurance agents in Girard
Life insurance agents in Girard, Ohio help residents find coverage to protect their families. Ohio law requires agents to hold a valid license from the Ohio Department of Insurance. Local agents can explain how Ohio insurance regulations affect policy options and beneficiary designations.
Frequently Asked Questions
What types of life insurance do agents in Girard offer?
Agents in Girard typically offer term life, whole life, and universal life policies. Term life provides coverage for a set period, while whole life builds cash value over time. Universal life offers flexible premiums and death benefits.
Do I need a medical exam to get life insurance in Ohio?
Many life insurance policies require a medical exam, but some offer no-exam options. These no-exam policies often have higher premiums or lower coverage limits. Your agent can help you compare both types.
How does Ohio law affect life insurance beneficiaries?
Ohio law lets you name any person or entity as a beneficiary. If you do not name a beneficiary, the death benefit goes to your estate. This can delay payout and may be subject to Ohio probate.
Life Insurance Agents in Other Ohio Cities
Akron · Alliance · Amelia · Amherst · Aurora · Avon Lake · Barberton · Beachwood · Beavercreek · Berea · Blue Ash · Boardman · Bowling Green · Brunswick · Canal Winchester