The top-rated life insurance agent in Dover, Ohio is Farmers Insurance - Joel McKinnon Insurance Agency Inc., rated 4.9 stars across 279 reviews. Other highly rated options include Hanhart Agency, Inc., Miller & Miller Insurance, Farmers Insurance - Michelle Cox. This directory lists 11 life insurance agents serving Dover.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Joel McKinnon Insurance Agency Inc. | 153 W Broadway St | (330) 339-3431 |
| 2 | Hanhart Agency, Inc. | 122 W 3rd St | (330) 343-7767 |
| 3 | Miller & Miller Insurance | 599 Monroe St | (330) 364-6641 |
| 4 | Farmers Insurance - Michelle Cox | 219 W 3rd St | (330) 364-7660 |
| 5 | Scott Dayton - State Farm Insurance Agent | 519 N Wooster Ave | (330) 364-7593 |
| 6 | Todd Trimble American Family Insurance | 200 W 2nd St Ste B | (330) 365-5144 |
| 7 | Western & Southern Life | 2620B N Wooster Ave | (330) 343-6821 |
| 8 | Murphy & Company Insurance Professionals LLC | 123 S Wooster Ave | (330) 364-6594 |
| 9 | Feller Agency | 316 N Tuscarawas Ave | (330) 343-4578 |
| 10 | Pretorius Insurance Agency | 320 N Wooster Ave Suite B | (330) 343-7122 |
Farmers Insurance - Joel McKinnon Insurance Agency Inc. serves the Dover, Ohio area, providing life insurance solutions to local residents and families. Their life insurance agents help clients understand different policy types, including term and whole life coverage, to address financial protection needs. They assess individual budgets and long-term goals to recommend suitable plans. The agency also handles policy adjustments for changing life circumstances. In this area, they specifically manage final expense and mortgage protection insurance services.
Hanhart Agency, Inc. in Dover, OH provides a comprehensive range of life insurance options designed to meet varied financial and family protection needs. It works with clients to identify appropriate coverage amounts and policy structures, assisting with initial plan selection as well as periodic reviews to adjust for changing life circumstances. Services extend to local property coverage, supporting single-family homes, apartments, retail establishments, and restaurants.
Miller & Miller Insurance in Dover, OH serves homeowners, families, and local business owners seeking life insurance protection. The agency helps clients evaluate term and whole life policies to build financial security for their beneficiaries. They explain coverage options clearly, assisting with policy selection and application paperwork. This firm also provides life insurance for residents in surrounding Tuscarawas County communities such as New Philadelphia.
Serving Dover, Ohio, and the surrounding Tuscarawas County communities, Farmers Insurance - Michelle Cox handles life insurance needs for local families and individuals. The agency guides clients through various policy options designed to provide financial protection and peace of mind. A typical engagement begins with a thorough review of personal circumstances and goals. The approach focuses on explaining coverage clearly, helping each client select a suitable plan that aligns with their long-term needs and budget without unnecessary complexity.
Some life insurance needs, such as a term policy, result in one-time service for a fixed period, while others, like whole life coverage, require ongoing adjustments for changing financial goals. At Scott Dayton - State Farm Insurance Agent in Dover, OH, clients can explore both temporary and permanent coverage options to protect their families. These policies typically help replace lost income and cover final expenses. Service at this agency runs on a scheduled basis, with periodic reviews to keep policies aligned with current life events.
Todd Trimble American Family Insurance offers specialized life insurance agent services in Dover, OH, including term and permanent life coverage. The agency works with individuals and families to address long-term financial protection and income replacement needs. It also provides general assistance with policy reviews and beneficiary updates. As winter approaches, the office often helps clients evaluate coverage for unexpected medical costs or mortgage obligations.
Western & Southern Life in Dover, Ohio offers residential life insurance services to local homeowners and families. The agency also provides commercial coverage options for small businesses throughout the Dover area. Their agents work with clients in the surrounding Tuscarawas County region to review personal financial needs and policy terms. After an initial policy is in place, the agency schedules follow-up contact to discuss any life changes and adjust coverage between regular annual reviews.
As winter weather in Dover makes travel unpredictable, securing financial protection for loved ones becomes a pressing concern for many families. Murphy & Company Insurance Professionals LLC serves local residents seeking straightforward life insurance guidance during these uncertain months. Their process focuses on understanding each client’s individual situation without unnecessary complexity, helping clarify policy options that address long-term household needs and future obligations. For area households considering their first policy or reviewing existing coverage, this agency begins with a no-obligation fact-finding consultation to identify the appropriate coverage scope.
The Feller Agency handles the sale and service of life insurance policies in Dover, Ohio, and the surrounding area. It specializes in helping individuals and families select coverage suited to their financial planning needs. Policy recommendations focus on providing financial protection for beneficiaries in the event of an insured’s death. The agency also offers related products designed to support long-term financial security. Commercial sectors it can serve include local offices, warehouses, and food service operations requiring business-related life insurance solutions for key personnel.
Based in Dover, OH, Pretorius Insurance Agency provides life insurance services to residents in the local residential market. The agency also assists commercial clients with their related coverage needs throughout the surrounding service area. Policies are designed to help individuals and businesses plan for long-term financial security. Between regular annual reviews and new policy setups, the agency ensures clients can reach out for follow-up service or adjustments as their personal circumstances change.
What Does a a Life Insurance Agent in Dover Cost?
Life insurance costs in Ohio vary by age, health, and policy type. A 35 year old non-smoker in Dover might pay 25 to 40 dollars per month for a 20 year term policy with 250,000 dollars in coverage. Whole life policies often cost 100 to 300 dollars per month for similar coverage. Final expense policies for seniors can range from 30 to 100 dollars per month. This is general information, not insurance advice.
About life insurance agents in Dover
Life insurance agents in Dover, Ohio help residents find coverage that fits their budget and family needs. Ohio law requires agents to be licensed by the Ohio Department of Insurance. Local agents can explain how Ohio estate recovery rules may affect policy payouts for those on Medicaid.
Frequently Asked Questions
What license does a life insurance agent in Dover need?
In Ohio, life insurance agents must hold a valid Ohio resident license for life insurance. They must complete pre-licensing education and pass a state exam. You can verify an agents license on the Ohio Department of Insurance website.
Can a Dover agent help with Ohio Medicaid planning?
Yes, some agents can explain how life insurance policies interact with Ohio Medicaid eligibility. Ohio limits the cash value of a life insurance policy to 1500 dollars for Medicaid applicants. An agent can help you choose a policy that protects your assets.
How long do I have to review a life insurance policy in Ohio?
Ohio law gives you a free look period of at least 10 days after you receive a life insurance policy. During this time you can cancel for a full refund. This applies to policies bought from a Dover agent.
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