The top-rated life insurance agent in Dayton, Ohio is Medicare One Stop, rated 5.0 stars across 2,022 reviews. Other highly rated options include Meridian Capstone Insurance, Clinton Coble - State Farm Insurance Agent, The Steve Miller Agency: Allstate Insurance Agency. This directory lists 45 life insurance agents serving Dayton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Medicare One Stop | 8177 Washington Church Rd | (937) 630-4751 |
| 2 | Meridian Capstone Insurance | 7601 Paragon Rd Suite 303 | (800) 207-7079 |
| 3 | Clinton Coble - State Farm Insurance Agent | 1336 Woodman Dr #170 | (937) 256-1806 |
| 4 | The Steve Miller Agency: Allstate Insurance Agency | 2781 Orchard Run Rd | (937) 787-6534 |
| 5 | Amos Jefferies - State Farm Insurance Agent | 1017 W Third St | (937) 263-4774 |
| 6 | Health Insurance Strategies | 7021 Old Troy Pike Suite 7 | (937) 623-3246 |
| 7 | Universal Insurance Agency | 8393 N Main St | (937) 867-2368 |
| 8 | American Financial Planners | 2142 S Smithville Rd | (937) 253-4188 |
| 9 | Sanderson Insurance Agency | 3320 Office Park Dr | (937) 878-3787 |
| 10 | Wagner Insurance Agency | 1050 S Main St | (937) 223-2232 |
Medicare One Stop serves the Dayton, Ohio metro area and surrounding communities as a life insurance agent. The company assists local residents in navigating insurance options to protect their families’ financial futures. Its agents help clients understand various policy structures and coverage levels available in the region. Common services include term life and whole life insurance plans, accompanied by personalized needs assessments for policy selection. Medicare One Stop frequently handles final expense life insurance and indexed universal life insurance applications for clients in the Dayton vicinity.
Meridian Capstone Insurance provides life insurance agent services to clients in Dayton, Ohio, including policy selection guidance and underwriting support. Its ongoing maintenance plans assist policyholders with beneficiary updates and regular coverage reviews to ensure alignment with changing life circumstances. The company also coordinates annual policy evaluations and documents necessary modifications. It services single-family homes, apartments, retail establishments, and restaurants.
Clinton Coble, a life insurance agent in Dayton, OH, serves homeowners, families, and local business owners seeking financial protection. He helps clients select life insurance policies designed to provide income replacement and cover final expenses. Mr. Coble also offers guidance on reviewing existing coverage to ensure beneficiaries remain adequately protected. His office assists residents throughout Dayton and extends its services to the neighboring community of Kettering as well.
The Steve Miller Agency: Allstate Insurance Agency serves Dayton, Ohio, and its surrounding communities, handling life insurance policies for local residents. It helps individuals protect their families by offering coverage options that address financial needs after a death. The agency also manages policy updates for clients in the region. To handle a typical job, it reviews a client’s current coverage and personal situation, then discusses suitable policy types to support long-term financial planning.
In Dayton, Ohio, Amos Jefferies - State Farm Insurance Agent provides life insurance coverage tailored to clients seeking either a single policy purchase for immediate needs or recurring protection through ongoing premium payments. Policy options focus on financial security for loved ones and estate planning. Service is structured on a scheduled basis, with annual reviews recommended to adjust coverage as life circumstances change.
Based in Dayton, Ohio, Health Insurance Strategies helps local residents find life insurance coverage for their families. They also advise business owners on policies to protect their companies and employees. Their service area includes Dayton and the surrounding communities in the Miami Valley. By following up after policy delivery, they ensure clients fully understand their benefits. The agency provides ongoing support for policy reviews and adjustments between regular annual visits.
Universal Insurance Agency provides life insurance coverage to individuals and families throughout the Dayton, Ohio area. Its offerings include term life policies designed for temporary financial protection, as well as whole life and universal life options that build cash value over time. The agency works closely with clients to assess their long-term needs and secure appropriate coverage. It serves local business owners and operators, including those running small offices, maintaining warehouses, and managing various food service establishments in the region.
American Financial Planners specializes in life insurance products tailored to individual goals, including term and permanent policy options. The agency serves clients throughout Dayton, Ohio, by assessing coverage needs, explaining policy features, and facilitating applications. Its general service work involves regular policy reviews to help ensure beneficiaries remain adequately protected as financial circumstances evolve. The agency can assist with planning for a specific need, such as adjusting coverage after a major life event like the birth of a child or during the annual enrollment period.
Sanderson Insurance Agency in Dayton, OH, is known for helping individuals and families secure financial protection through life insurance coverage. The agency serves clients by assessing their long-term needs, such as income replacement and legacy planning, and then tailoring policies from established carriers to meet those goals. Agents guide customers through the selection of term, whole, or universal life plans that fit their budget and life stage. Among its services, the agency offers final expense insurance as a specialized option for covering end-of-life costs.
What Does a a Life Insurance Agent in Dayton Cost?
Life insurance costs in Ohio vary by age health coverage amount and policy type. A healthy 35 year old in Dayton might pay 25 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Whole life policies typically cost more often starting at 100 dollars per month. Premiums are also affected by tobacco use and medical history. This is general information and not insurance advice.
About life insurance agents in Dayton
Life insurance agents in Dayton Ohio help residents choose coverage that protects their families and meets Ohio state regulations. Ohio law requires agents to hold a valid license from the Ohio Department of Insurance. Local agents understand the needs of Dayton families and can guide you through term life whole life and universal life options.
Frequently Asked Questions
Do I need a license to sell life insurance in Dayton Ohio?
Yes all life insurance agents in Ohio must hold a valid license issued by the Ohio Department of Insurance. Agents must complete pre-licensing education and pass a state exam.
What types of life insurance are available in Dayton?
Dayton agents offer term life insurance whole life insurance universal life insurance and variable life insurance. Term policies provide coverage for a set period while permanent policies build cash value.
How long does it take to get a life insurance policy in Ohio?
The application process can take from a few days to several weeks depending on the policy type and your health. Ohio law allows a free look period of 10 days after you receive the policy to cancel for a full refund.
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