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HomeLife Insurance AgentsNorth Dakota › West Fargo

Find Life Insurance Agents Near You in West Fargo, ND

Browse life insurance agents serving West Fargo, North Dakota. Updated 2026-07-14.

The top-rated life insurance agent in West Fargo, North Dakota is Ryan Kill - State Farm Insurance Agent, rated 4.9 stars across 543 reviews. Other highly rated options include Renee Forde - State Farm Insurance Agent, Farmers Union Insurance - Justin Heisler Agency, HUB International. This directory lists 13 life insurance agents serving West Fargo.

Showing 13 life insurance agents in West Fargo, NDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ryan Kill - State Farm Insurance Agent540 Oak Ridge Way E(701) 893-3000
2Renee Forde - State Farm Insurance Agent3139 Bluestem Dr Ste 104(701) 280-2811
3Farmers Union Insurance - Justin Heisler Agency623 East Main(701) 318-7228
4HUB International3220 4th St E #201(701) 239-4647
5Linster Agency, LLC158 W Beaton Dr Suite 200(701) 781-2546
6Absolute Insurance Agency, LLC1241 Prairie Pkwy Suite 120(701) 365-0515
7COUNTRY Financial - Cody Walton Agency3275 Oak Ridge Loop E(701) 353-6069
8Ihry Insurance Agency, Inc.1291 13th Ave E(701) 557-1727
9Tci Insurance Agency, Inc.158 W Beaton Dr #100(701) 277-1710
10Integrity First Insurance213 1/2 Main Ave E(701) 532-1123
RK
540 Oak Ridge Way E
Ryan Kill - State Farm Insurance Agent
Life Insurance Agent · West Fargo, ND

Ryan Kill - State Farm Insurance Agent serves the West Fargo, North Dakota metro area and surrounding Cass County, offering life insurance coverage to local residents and families. The agency helps clients understand their options for financial protection and future planning. Life insurance policies can provide income replacement and final expense support. This firm assists individuals in selecting appropriate term and whole life insurance solutions tailored to their needs.

RF
3139 Bluestem Dr Ste 104
Renee Forde - State Farm Insurance Agent
Life Insurance Agent · West Fargo, ND

Renee Forde - State Farm Insurance Agent in West Fargo, ND, offers life insurance policies along with auto, home, and health coverage to help individuals and families build financial security. The agency reviews existing plans during regular check-ins to ensure coverage keeps pace with life changes such as marriage or a new home. Services extend to protecting single-family homes, apartments, retail businesses, and restaurants.

FU
623 East Main
Farmers Union Insurance - Justin Heisler Agency
Life Insurance Agent · West Fargo, ND

Serving West Fargo and the surrounding communities of North Dakota, Farmers Union Insurance - Justin Heisler Agency handles the needs of local life insurance agent clients. It works with individuals to secure financial protection for their families in the event of a death. The agency assists with understanding available coverage options. For a typical request, it begins by reviewing the client’s financial situation before presenting policy choices to meet their specific needs.

HI
3220 4th St E #201
HUB International
Life Insurance Agent · West Fargo, ND

HUB International serves homeowners and businesses in West Fargo, North Dakota, seeking life insurance coverage. The company assists clients in comparing term and permanent life insurance policies to help protect their families and financial futures. It also offers guidance on supplemental coverage options that can address specific needs such as income replacement or debt protection. HUB International’s local agents work closely with policyholders to explain different insurance products available in the region. Its service area additionally extends to the broader Fargo-Moorhead metropolitan community for residents across the Red River Valley.

LA
158 W Beaton Dr Suite 200
Linster Agency, LLC
Life Insurance Agent · West Fargo, ND

Linster Agency operates in West Fargo, ND, providing life insurance agents who distinguish between one-time term policies for temporary coverage and permanent, recurring service options that build long-term cash value. Clients often need help assessing their family’s financial future and selecting the right policy amount for final expenses or income replacement. This local firm structures its service around scheduled reviews and as-needed consultations, ensuring policy adjustments align with changes in a client’s life.

AI
1241 Prairie Pkwy Suite 120
Absolute Insurance Agency, LLC
Life Insurance Agent · West Fargo, ND

Absolute Insurance Agency, LLC specializes in tailoring term and whole life policies to individual needs while also guiding clients through the complexities of annuities and long-term care coverage. Located in West Fargo, ND, it provides straightforward assistance for families evaluating coverage to protect assets and secure financial legacies. The agency helps area homeowners and breadwinners review their plans each autumn, ensuring policies remain adequate after major life changes or seasonal employment shifts.

CF
3275 Oak Ridge Loop E
COUNTRY Financial - Cody Walton Agency
Life Insurance Agent · West Fargo, ND

As winter approaches in West Fargo, residents begin reviewing their coverage against the season’s higher risks of icy roads and home fires. COUNTRY Financial - Cody Walton Agency responds by helping clients evaluate their current life insurance policies to confirm adequate protection for dependents and final expenses. They work with individuals and families to discuss term, whole, and universal life options available through the COUNTRY Financial network. An initial needs assessment is scheduled during the first consultation to review coverage gaps and policy beneficiaries.

II
1291 13th Ave E
Ihry Insurance Agency, Inc.
Life Insurance Agent · West Fargo, ND

ihry insurance agency, inc. serves the west fargo, north dakota area by helping individuals and families assess their future financial protection needs. as a life insurance agent office, its work centers on policy selection and risk management for long-term planning. the agency specializes in adding living benefits and accelerated death benefit riders to standard policies. it can serve commercial sectors such as offices, warehouses, and food service establishments with tailored coverage options.

TI
158 W Beaton Dr #100
Tci Insurance Agency, Inc.
Life Insurance Agent · West Fargo, ND

Tci Insurance Agency, Inc. provides residential life insurance services to clients in West Fargo and the surrounding area. Commercial coverage options are also available, addressing the needs of local businesses. The agency serves the broader region of North Dakota. A representative typically meets with clients in person to review policy details. Periodic follow-up or repeat service is then offered between regular visits to adjust coverage as life circumstances change.

IF
213 1/2 Main Ave E
Integrity First Insurance
Life Insurance Agent · West Fargo, ND

Integrity First Insurance in West Fargo, ND provides life insurance coverage to area residents. The company helps clients evaluate their financial needs for income replacement and final expenses. It focuses on term and whole life policies designed for individual family budgets. Customers typically receive a personalized consultation to compare benefit amounts and premium costs. A specialty service includes adding accidental death coverage to standard policies for extra financial protection.

CH
722 13th Ave E
Chris Heise Agency Inc American Family Insurance
Life Insurance Agent · West Fargo, ND
(701) 293-0798
amfam.com/agents/north-dakota/west-fargo/christopher-heise
NI
100 Sheyenne St
Nodak Insurance Company--MATT MOXNESS AGENCY
Life Insurance Agent · West Fargo, ND
(701) 893-9186
nodakins.com/agent.php
OI
634 1st Ave E
Optima Insurance Solutions
Life Insurance Agent · West Fargo, ND
(701) 773-4080
sr22westfargo.com

What Does a a Life Insurance Agent in West Fargo Cost?

The cost of life insurance in West Fargo varies by age, health, coverage amount, and policy type. A healthy 35-year-old might pay between 20 and 50 dollars per month for a 20-year term policy with 250,000 dollars in coverage. Whole life policies can cost several hundred dollars per month for similar coverage. Premiums in North Dakota are generally similar to national averages, though local factors like occupation and lifestyle can affect rates. This is general information, not insurance advice.

About life insurance agents in West Fargo

Life insurance agents in West Fargo, North Dakota help residents find coverage that fits their needs and budget. North Dakota law requires agents to be licensed through the North Dakota Insurance Department. Local agents understand the unique needs of families and businesses in the Red River Valley.

Frequently Asked Questions

What types of life insurance do agents in West Fargo offer?

Agents in West Fargo typically offer term life, whole life, universal life, and variable life insurance policies. They can help you compare options from multiple insurance companies to find a policy that matches your financial goals.

Do I need a medical exam to get life insurance in North Dakota?

Many life insurance policies in North Dakota require a medical exam, but some no-exam policies are available for smaller coverage amounts. Your agent can explain the underwriting process and help you choose a policy that fits your health situation.

How do North Dakota life insurance laws affect my policy?

North Dakota has a free-look period of 10 days after you receive your policy, during which you can cancel for a full refund. The state also requires insurers to pay claims within 30 days of receiving proof of death, unless there is a dispute.

Life Insurance Agents in Other North Dakota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.