ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Life Insurance Agents Near You in Fargo, ND

Browse life insurance agents serving Fargo, North Dakota. Updated 2026-07-14.

The top-rated life insurance agent in Fargo, North Dakota is Far North Insurance, rated 4.9 stars across 204 reviews. Other highly rated options include Grand Slam Insurance, Dixon Insurance, Superior Insurance. This directory lists 17 life insurance agents serving Fargo.

Showing 17 life insurance agents in Fargo, NDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Far North Insurance3357 39th St S # 1(701) 237-6651
2Grand Slam Insurance1205 16th Ave S(701) 356-3265
3Dixon Insurance3101 39th St S suite a(701) 281-8200
4Superior Insurance1002 28th St S(701) 356-3256
5Summit Insurance Agency5302 51st Ave S Unit C(701) 390-1994
6OnPoint Insurance Services3575 45th St S Suite #100(701) 353-2592
7FM Insurance428 25th St S(701) 271-8110
8Dawson Insurance Agency505 Broadway N Suite 100(701) 237-3311
9RJ Bailey Insurance Center3611 Lincoln St S Ste C(701) 356-7001
10Yahnke Insurance Agency1704 Main Ave(701) 232-5722
FN
3357 39th St S # 1
Far North Insurance
Life Insurance Agent · Fargo, ND

Far North Insurance serves the Fargo, North Dakota metro area as a life insurance agent, helping local residents secure financial protection for their families. It guides clients through the process of choosing policies that provide benefits to beneficiaries upon the policyholder's passing. The agency works with individuals to understand how life insurance can cover final expenses and replace lost income. As a life insurance agent in this region, it offers term life and whole life insurance policies tailored to different stages of life.

GS
1205 16th Ave S
Grand Slam Insurance
Life Insurance Agent · Fargo, ND

Grand Slam Insurance provides a range of life insurance products and financial protection services for residents in the Fargo, ND area. Clients can work with agents to review existing policies or explore new options that align with personal coverage requirements. Regular policy reviews are offered to help adjust plans as circumstances evolve. The company also assists with beneficiary updates and claim support services. It serves clients with various needs, including single-family homes, apartment dwellers, retail business owners, and restaurant operators.

DI
3101 39th St S suite a
Dixon Insurance
Life Insurance Agent · Fargo, ND

Dixon Insurance serves the Fargo area and surrounding communities, handling life insurance policies for local residents. It assists clients by assessing their personal coverage needs and presenting suitable policy options. The company focuses on helping individuals protect their families' financial futures through straightforward policy selection. For each situation, its approach includes evaluating the client's current circumstances and long-term goals before recommending a plan.

SI
1002 28th St S
Superior Insurance
Life Insurance Agent · Fargo, ND

Superior Insurance in Fargo, ND handles the distinction between one-time policy purchases and ongoing service needs for life insurance. The coverage options typically provide financial protection for beneficiaries in the event of the policyholder’s death. Local agents assist clients in selecting term or whole life plans suited to their individual circumstances. These professionals help manage applications, policy updates, and beneficiary changes throughout the life of the contract. Service engagements for existing clients run on an as-needed basis for consultations and adjustments.

SI
5302 51st Ave S Unit C
Summit Insurance Agency
Life Insurance Agent · Fargo, ND

Summit Insurance Agency specializes in life insurance agent services, helping clients select term life policies for temporary needs and whole life policies for lifelong coverage. It provides guidance on policy amounts and beneficiaries, ensuring plans align with individual financial goals. The agency serves residents in Fargo, ND, addressing common concerns like income replacement for families. It also assists with preparing for end-of-life expenses during fall, a season when many begin reviewing their financial plans ahead of the holiday season.

OI
3575 45th St S Suite #100
OnPoint Insurance Services
Life Insurance Agent · Fargo, ND

With the arrival of a new year, many Fargo residents review their financial protection plans. OnPoint Insurance Services offers guidance for those seeking life insurance in the local area. This company helps individuals consider policies that can cover final expenses or provide for dependents after a loss. An agent typically evaluates current coverage gaps and recommends appropriate term or whole life options. The initial step involves a brief assessment of personal needs and budget to determine suitable policy types.

FI
428 25th St S
FM Insurance
Life Insurance Agent · Fargo, ND

FM Insurance serves homeowners across the Fargo area by helping them secure financial protection through life insurance policies. The company assists clients in evaluating coverage options that support family stability and long-term planning needs. Standard services include policy consultations, plan comparisons, and guidance through the application process. Its agents focus on matching individuals with appropriate term or whole life products based on personal circumstances and budget considerations. The agency also covers neighboring communities such as West Fargo and the surrounding Cass County metro region.

DI
505 Broadway N Suite 100
Dawson Insurance Agency
Life Insurance Agent · Fargo, ND

As a life insurance agency, Dawson Insurance Agency assists individuals and families in the northern plains region with securing financial protection for their future. A core part of its work involves helping clients select appropriate term and whole life policies designed to cover mortgage obligations and final expenses. The agency also specializes in adding long-term care benefits to existing coverage, providing clients with broader risk management for aging-related needs. For local business owners, the agency can serve commercial sectors by evaluating protection plans for offices, warehouses, and food service operations.

RB
3611 Lincoln St S Ste C
RJ Bailey Insurance Center
Life Insurance Agent · Fargo, ND

RJ Bailey Insurance Center, based in Fargo, North Dakota, is known for connecting local residents with appropriate life insurance policies to protect their families’ financial futures. The agency’s service range includes permanent and term life insurance options that can be tailored to different stages of life and budget considerations. By assessing each client’s individual needs, the team helps choose coverage for income replacement and final expenses alike. For an added specialty, it can also assist clients with integrating waiver-of-premium riders into their selected policies.

YI
1704 Main Ave
Yahnke Insurance Agency
Life Insurance Agent · Fargo, ND

Yahnke Insurance Agency offers life insurance services to residents in and around Fargo, North Dakota, as well as commercial coverage for local businesses. The firm assists clients in securing policies that provide financial protection for families and business continuity. Serving the Fargo area with a focus on personalized guidance, the agency helps individuals navigate benefit selections tailored to their needs. Regular check-ins ensure coverage remains current, and representatives provide follow-up support between scheduled evaluations to address any life changes.

PR
3611 Lincoln St S Ste C
Progressive
Life Insurance Agent · Fargo, ND
(701) 356-7001
progressive.com
BI
15 Broadway N
Bell Insurance
Life Insurance Agent · Fargo, ND
(701) 237-6414
bell.bank/insurance
NY
2000 44th St S Ste 501
New York Life Insurance
Life Insurance Agent · Fargo, ND
(701) 237-4311
northdakota.nyloffices.com
LA
3409 45th St S Ste 104
Legacy Agency
Life Insurance Agent · Fargo, ND
(701) 365-8288
legacyagencyfargo.com
BL
1700 42nd St S Suite 2000
Bankers Life
Life Insurance Agent · Fargo, ND
(701) 612-2390
branches.bankerslife.com/nd/fargo/1700-42nd-street-s
TD
1202 23rd St S Ste. 1
Tyler Deitemeyer Insurance
Life Insurance Agent · Fargo, ND
(701) 793-2013
LP
2731 12th Ave S # A
LFP Partners
Life Insurance Agent · Fargo, ND
(701) 364-9464
lfppartners.com

What Does a a Life Insurance Agent in Fargo Cost?

The cost of a life insurance policy in North Dakota depends on age, health, coverage amount, and policy type. A healthy 35-year-old in Fargo might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies typically cost $150 to $300 per month for similar coverage. Rates vary by carrier and individual risk factors. This is general information, not insurance advice.

About life insurance agents in Fargo

Life insurance agents in Fargo, North Dakota help residents choose policies that protect their families and meet state requirements. North Dakota law requires agents to hold a valid state license and follow strict disclosure rules under NDCC Chapter 26.1. Local agents understand the needs of Fargo families, from farm succession planning to mortgage protection in the metro area.

Frequently Asked Questions

What license does a life insurance agent need in North Dakota?

Agents must hold a North Dakota resident or non-resident life insurance license issued by the North Dakota Insurance Department. They must complete pre-licensing education and pass the state exam. Continuing education is required every two years to renew the license.

How long do I have to file a life insurance claim in North Dakota?

North Dakota does not set a specific statute of limitations for filing a life insurance claim, but most policies require prompt notice. Insurers typically pay claims within 30 to 60 days after receiving proper documentation. Delays may occur if the claim is contested during the two-year contestability period.

Can a life insurance agent in Fargo help with estate planning?

Yes, many agents work with estate planning attorneys to structure policies for tax efficiency under North Dakota law. Life insurance proceeds are generally exempt from state income tax. Agents can help set up irrevocable life insurance trusts to protect assets from creditors and estate taxes.

Life Insurance Agents in Other North Dakota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.