The top-rated life insurance agent in Bismarck, North Dakota is Roberta Storm - State Farm Insurance Agent, rated 4.9 stars across 228 reviews. Other highly rated options include Farmers Insurance - Kyle Herman, Renae Haug - State Farm Insurance Agent, Tom Reim Agency - Life Insurance, Long-Term Care, Annuities. This directory lists 27 life insurance agents serving Bismarck.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Roberta Storm - State Farm Insurance Agent | 116 S Hannifin St | (701) 258-0123 |
| 2 | Farmers Insurance - Kyle Herman | 1022 E Divide Ave Ste C | (701) 255-3655 |
| 3 | Renae Haug - State Farm Insurance Agent | 1471 Interstate Loop #1 | (701) 255-4433 |
| 4 | Tom Reim Agency - Life Insurance, Long-Term Care, Annuities | 2718 Gateway Ave | (701) 258-6163 |
| 5 | Brennen Rossman - State Farm Insurance Agent | 1001 W Interstate Ave Ste 120 | (701) 557-1093 |
| 6 | Farmers Insurance - Tamie Schmidt | 523 N 4th St Ste 201 | (701) 222-4300 |
| 7 | Kayla Small Agency & Associates LLC American Family Insurance | 1929 N Washington St Ste Kk | (701) 989-6899 |
| 8 | Shane Splonskowski Agency Inc American Family Insurance | 1830 E Century Ave suite 6 | (701) 258-5454 |
| 9 | Professional Insurance Services | 1155 Burlington Dr suite a | (701) 224-9945 |
| 10 | Terry Richter - State Farm Insurance Agent | 201 N 19th St | (701) 223-8757 |
Roberta Storm - State Farm Insurance Agent serves the Bismarck, North Dakota metro area and surrounding communities. The agency provides life insurance policies designed to help individuals and families plan for long-term financial security. These policies can assist with income replacement for loved ones or final expense coverage. The office also handles home and auto insurance offerings, which are common financial protection products for area residents. In addition to life insurance, the agency helps clients address needs related to retirement income planning and other long-term savings strategies.
Farmers Insurance - Kyle Herman provides a range of life insurance agency services in Bismarck, North Dakota, including term life, whole life, and universal life coverage options. The agency helps clients design financial protection plans tailored to individual needs and long-term goals. Regular policy reviews are available to ensure coverage keeps pace with changing life circumstances. The firm’s services are suited for individuals, families, and business owners protecting personal assets. It services various properties, including single-family homes, apartments, retail spaces, and restaurants, by offering complementary insurance solutions.
Renae Haug - State Farm Insurance Agent in Bismarck serves local homeowners, families, and small business owners seeking life insurance coverage to protect their financial futures. This agency provides assistance with term life, whole life, and universal life policies designed to meet different stages of life and budgeting needs. Clients also receive guidance on evaluating coverage amounts based on debts, income replacement, and final expenses. The agency additionally serves customers in the neighboring Mandan community and throughout the greater Bismarck area.
Tom Reim Agency serves Bismarck, North Dakota, and the surrounding communities with life insurance, long-term care, and annuity products. The company guides clients in planning for financial protection and future healthcare needs through individual policy options. Each case typically begins with a personal consultation to assess the client's specific objectives and financial situation. The agency then researches suitable coverage from its available carriers and presents straightforward comparisons to help the client make an informed choice that fits their budget.
Brennen Rossman, a life insurance agent in Bismarck, ND, distinguishes between one-time policies, such as term life, and recurring coverage options, including whole life plans that build cash value over time. The agency provides personalized guidance on life insurance to help residents protect their families. With a focus on long-term financial security and peace of mind, policies are tailored to individual needs. Services run on a one-time or scheduled basis, depending on the plan type and client preference.
As winter weather in Bismarck leads to higher accident rates and home-maintenance concerns, Farmers Insurance - Tamie Schmidt provides local life insurance agents who help families plan for unexpected events. These policies can support loved ones through funeral expenses and lost income while adapting to North Dakota’s cost of living adjustments. The agents assist clients in comparing term and whole life options during a free initial consultation that reviews household coverage needs and beneficiary designations. An in-person or phone inspection of current policies and family circumstances starts the assessment process.
Kayla Small Agency & Associates LLC American Family Insurance provides life insurance products and related financial protection services to residents of Bismarck, North Dakota. The agency specializes in developing customized life insurance policies designed to help safeguard families and individuals against unforeseen financial hardships. Clients can explore basic term life coverage as well as permanent policy options to suit varying long-term goals and budgets. The agency works with commercial clients operating local offices, warehouses, and food service establishments to address their business-related insurance needs.
Shane Splonskowski Agency Inc American Family Insurance provides life insurance services to residents in the Bismarck, ND area, tailoring policies for individual and family needs. Commercial coverage is also available for local businesses seeking financial protection for their operations and employees. The agency works with clients to establish appropriate plans that offer security for beneficiaries. Regular follow-up appointments ensure policies remain aligned with changing life circumstances, with agents available between scheduled visits for adjustments or questions.
Professional Insurance Services in Bismarck, ND, is known for offering personalized life insurance guidance to local residents and businesses. The agency assists clients in evaluating term, whole, and universal life policies to match individual financial goals and family protection needs. It helps navigate the application process and explains coverage options in clear, straightforward terms. As a specialty service, the company can also provide final expense insurance to cover end-of-life costs.
Terry Richter - State Farm Insurance Agent in Bismarck, ND, specializes in life insurance policies designed to protect families and individuals from financial disruption. The agency also provides general services including auto, home, and health insurance to local residents. Personal consultations help clients review coverage needs and adjust policies for changing life circumstances. Seasonal concerns such as planning for winter holiday expenses or reviewing beneficiary designations after a major move are addressed through proactive client check-ins throughout the year.
What Does a a Life Insurance Agent in Bismarck Cost?
Life insurance costs in North Dakota vary by age, health, and policy type. A healthy 35-year-old in Bismarck might pay $30 to $60 per month for a 20-year term policy with $500,000 coverage. Whole life policies often cost $150 to $400 per month for similar coverage. Rates also depend on tobacco use and family medical history. This is general information, not insurance advice.
About life insurance agents in Bismarck
Life insurance agents in Bismarck, North Dakota help residents find coverage to protect their families. North Dakota law requires agents to be licensed by the state Insurance Department. Local agents can explain how state regulations affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent need in North Dakota?
Agents must hold a valid North Dakota insurance producer license. They must complete pre-licensing education and pass a state exam. The North Dakota Insurance Department oversees all licensing requirements.
How long does it take to get life insurance in Bismarck?
The process can take from a few days to several weeks. It depends on the policy type and your health history. Some policies require a medical exam, while others do not.
Can a Bismarck agent help with North Dakota probate issues?
Life insurance proceeds generally pass directly to beneficiaries and avoid probate in North Dakota. An agent can help you name beneficiaries correctly to ensure this outcome. For complex estates, consult a local attorney.
Life Insurance Agents in Other North Dakota Cities
Fargo · Grand Forks · Minot · West Fargo · Williston