The top-rated life insurance agent in Trenton, New Jersey is Freeway Insurance, rated 4.8 stars across 494 reviews. Other highly rated options include NJM Insurance Group, Evergreen insurance NJ, Thomas Murphy: Allstate Insurance. This directory lists 17 life insurance agents serving Trenton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 1684 Pennington Rd | (609) 224-1209 |
| 2 | NJM Insurance Group | 301 Sullivan Way | (800) 232-6600 |
| 3 | Evergreen insurance NJ | 4315 S Broad St | (609) 262-0001 |
| 4 | Thomas Murphy: Allstate Insurance | 3100 Quakerbridge Rd Ste 9 | (609) 737-7990 |
| 5 | Marybeth Juliana: Allstate Insurance | 5 Mission Rd Ste 5 | (609) 606-1991 |
| 6 | Peter Massaquoi Insurance Agency, LLC | 439 S Broad St #104 | (609) 571-3037 |
| 7 | Adelphia Insurance | 157 N Broad St A | (609) 396-1600 |
| 8 | Karl Weidel Inc | 23 S Warren St | (609) 599-2588 |
| 9 | Deswert Insurance | 1400 Cedar Ln | (609) 587-9892 |
| 10 | NJ Department of Banking and Insurance | 20 W State St | (609) 292-7272 |
Homeowners, renters, and small business owners in Trenton, New Jersey rely on Freeway Insurance for their life insurance agent services. The company helps clients secure term life, whole life, and final expense policies to protect their families and financial futures. It also assists with policy reviews and beneficiary updates to keep coverage aligned with changing needs. Freeway Insurance additionally serves customers throughout the Greater Trenton metro area, including nearby Hamilton Township.
NJM Insurance Group serves the Trenton, New Jersey metro area as a life insurance agency, offering policies that help individuals and families manage financial risk. The company assists clients in selecting coverage plans suited to long-term needs and income replacement goals. Experienced agents guide customers through the application process, evaluating options like term and whole life policies to provide financial security. This firm specifically handles final expense insurance for burial costs and survivorship policies for joint coverage on two lives.
Evergreen Insurance NJ in Trenton offers a full range of life insurance agent services, including policy evaluation, beneficiary planning, and coverage customization. Its service plans involve regular consultations to reassess clients’ changing financial needs and adjust term or whole life options accordingly. Maintenance support includes prompt handling of policy renewals and claims assistance. The agency serves single-family homes, apartment residents, retail businesses, and restaurant owners seeking financial protection.
Thomas Murphy: Allstate Insurance in Trenton, NJ, helps clients distinguish between single-purchase term policies and renewable permanent coverage that continues for many years. The agency addresses protection for final expenses, mortgage debt, and family income replacement. These life insurance plans generally require a medical review during application and lock in premiums based on the applicant’s current health. Policyholders may need to update beneficiaries or adjust coverage amounts as their life stages change. Service runs on both a one-time basis for initial setup and as-needed follow-up assistance.
Marybeth Juliana: Allstate Insurance serves homeowners and business owners in Trenton, New Jersey, by offering life insurance policies designed to help protect families and secure financial futures. As a local life insurance agent, the office guides clients through policy options for coverage needs, such as income replacement or final expenses. The agency provides personalized consultations to help residents understand policy terms and select appropriate benefit amounts. Coverage support extends to nearby communities within the Mercer County metro area.
Serving Trenton and the surrounding Mercer County communities, Peter Massaquoi Insurance Agency, LLC handles life insurance needs for local residents and families. The agency assists clients with planning for financial security through various policy options tailored to individual circumstances. It works with clients in Trenton and nearby areas to understand their specific coverage requirements. To handle a typical job, the agency begins with a careful review of a client’s goals and financial situation before recommending suitable life insurance solutions.
At Adelphia Insurance in Trenton, New Jersey, a life insurance agent assists clients in securing term and whole life policies tailored to protect loved ones. Beyond these specialty offerings, the agency provides general guidance on leveraging life coverage for estate planning or income replacement needs. Many local families seek its services when navigating major life transitions, such as starting a new job after a relocation or buying a first home. The agency also addresses pressing concerns like ensuring financial stability for dependents during unpredictable seasonal employment shifts.
Karl Weidel Inc provides life insurance guidance to individuals and families in the Trenton area, offering policies that cover final expenses and income replacement. The agency also helps clients consider additional coverage options like term life and whole life plans. Its insurance services can assist a variety of commercial sectors, including local offices, warehouses, and food service businesses needing key person or buy-sell protection.
Deswert Insurance provides life insurance services to residential clients in Trenton, New Jersey, helping families secure financial protection for their futures. The agency also offers commercial coverage for local businesses seeking to protect their operations and key personnel. Service extends throughout the Trenton area, ensuring accessible options for both personal and professional needs. Regular policy reviews and follow-up consultations are scheduled between the standard service visits to adjust coverage as client circumstances change.
As residents of Trenton consider their financial responsibilities alongside the changing seasons, the NJ Department of Banking and Insurance provides essential coverage options to protect families from unexpected loss. This Trenton-based life insurance agent works with clients in the local area, focusing on policies that provide income replacement and debt protection. Helping individuals navigate the process of securing a policy that matches their budget, this agency assists with initial applications and required health questionnaires. The first step involves a detailed assessment of coverage needs.
What Does a a Life Insurance Agent in Trenton Cost?
Life insurance costs in New Jersey vary based on age health coverage amount and policy type. A typical term life policy for a healthy 35 year old might range from 25 to 50 dollars per month for 500 thousand dollars in coverage. Whole life policies often cost more and build cash value. Premiums in Trenton may be slightly higher due to local factors. This is general information and not insurance advice.
About life insurance agents in Trenton
Life insurance agents in Trenton New Jersey help residents find coverage that fits their needs and budget. New Jersey requires all life insurance agents to hold a valid state license and follow regulations from the New Jersey Department of Banking and Insurance. Local agents can guide you through term life whole life and other policy types available in the Trenton area.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
In New Jersey a life insurance agent must hold a valid producers license issued by the New Jersey Department of Banking and Insurance. This requires completing pre licensing education passing a state exam and meeting continuing education requirements every two years.
How do I verify a life insurance agent in Trenton?
You can verify a Trenton life insurance agents license through the New Jersey Department of Banking and Insurance online license lookup tool. This confirms the agent is authorized to sell life insurance in the state of New Jersey.
What is the free look period for life insurance in New Jersey?
New Jersey law provides a free look period of 10 days for most life insurance policies. During this time you can cancel the policy for a full refund if you change your mind. Some policies may have a longer period.
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