The top-rated life insurance agent in Bloomfield, New Jersey is Tom Birks: Allstate Insurance, rated 4.9 stars across 407 reviews. Other highly rated options include Freeway Insurance, Diane Smith - State Farm Insurance Agent, Generazio Associates, Inc. Insurance. This directory lists 13 life insurance agents serving Bloomfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Birks: Allstate Insurance | 329 Belleville Ave | (973) 429-0335 |
| 2 | Freeway Insurance | 31 Bloomfield Ave | (973) 662-7006 |
| 3 | Diane Smith - State Farm Insurance Agent | 340 Franklin St | (973) 337-8507 |
| 4 | Generazio Associates, Inc. Insurance | 265 Broad St #8 | (973) 429-8100 |
| 5 | E.S.T.I.R Inc. - Insurance Agency in New Jersey | 652 Bloomfield Ave | (973) 481-5300 |
| 6 | Abbott/Milano Insurance Agency | 235 Bloomfield Ave | (973) 566-6666 |
| 7 | Michael Bush - State Farm Insurance Agent | 1293 Broad St | (973) 338-6420 |
| 8 | Whitney H Roddy | 430 Broad St # 2 | (973) 743-6700 |
| 9 | Norton Insurance Agency Inc | 316 Broad St | (973) 429-7034 |
| 10 | Superb Insurance NJ | 617 Bloomfield Ave | (862) 200-7067 |
Tom Birks: Allstate Insurance serves the Bloomfield, New Jersey, area as a local life insurance agent. The company works with individuals to review their financial protection needs and to identify suitable coverage options. Policies can help provide support for beneficiaries after a policyholder’s passing. Additional services include helping clients adjust their plans during major life changes. This location handles term life insurance policies and whole life insurance coverage.
Freeway Insurance in Bloomfield, New Jersey, helps clients distinguish between term life policies that provide coverage for a defined period and whole life policies that remain in effect for a lifetime. The agency assists residents in selecting appropriate financial protection to support their families, mortgage obligations, or final expenses. Services are available on a one-time, scheduled, or as-needed basis depending on the policy’s administration requirements.
Diane Smith - State Farm Insurance Agent in Bloomfield, NJ, provides life insurance coverage and financial planning services to local residents. The agency offers term and permanent life policies designed to support beneficiaries and build cash value for long-term needs. Ongoing policy reviews and adjustments are available to maintain coverage as circumstances change. The office serves clients living in single-family homes, apartments, retail businesses, and restaurants throughout the Bloomfield area.
Generazio Associates, Inc. Insurance serves individuals, families, and small business owners in the Bloomfield, New Jersey area who need guidance regarding their life coverage. The agency helps clients assess their current financial obligations and future planning needs to select appropriate term or permanent life insurance policies. Its agents explain policy features and coordinate application processes for clients in the community. The agency also extends its services to residents and businesses throughout nearby Montclair and the broader Essex County metro region.
E.S.T.I.R Inc. serves Bloomfield, New Jersey, and the surrounding communities with life insurance agent services. It handles the essential task of helping local residents assess their financial protection needs and enroll in suitable life insurance policies. The agency guides individuals and families through the available options, ensuring they understand the coverage and terms. Typical jobs involve reviewing a client’s current situation and long-term goals to provide appropriate policy recommendations. This work is completed through a straightforward, client-focused consultation process that prioritizes clear explanations and informed decision-making.
Abbott/Milano Insurance Agency in Bloomfield, NJ provides life insurance coverage designed for either a single-phase purchase or an ongoing policy relationship. New clients choose a term or whole life plan based on their current financial goals and long-term needs. Coverage can protect dependents, pay off final expenses, or build cash value over time, depending on the selected contract. The agency’s client service structure primarily runs on an as-needed basis, with policyholders contacting the office to update beneficiaries, adjust premium amounts, or schedule annual reviews.
Michael Bush - State Farm Insurance Agent in Bloomfield, NJ provides specialty services in life insurance, including term and whole life policies. It also offers general insurance assistance such as auto and home coverage. The agency helps clients protect their families and assets with personalized plans. As tax season approaches, it assists local residents with understanding how life insurance integration can secure their financial future and cover potential estate liabilities.
As the seasons change in Bloomfield, families often review their financial security. Whitney H Roddy provides life insurance agent services for local residents seeking to protect their households. The agency explains policy options clearly, allowing clients to make choices that fit their current circumstances. Discussions focus on coverage types that match evolving needs in this community. To begin, the agent schedules a straightforward inspection of a client’s existing policies and personal financial situation.
Norton Insurance Agency Inc provides support for individuals and families seeking life insurance coverage in Bloomfield, New Jersey. As a life insurance agent, the company helps clients evaluate term, whole, and universal life policy options to match financial needs and long-term planning goals. The firm can guide customers through underwriting requirements, beneficiary designations, and policy riders that may add flexibility to a basic plan. Norton Insurance Agency Inc also works with commercial sectors such as local offices, warehouses, and food service operations that need business life insurance solutions.
Superb Insurance NJ serves residential clients in Bloomfield, helping individuals select life insurance coverage to protect their families’ financial futures. The agency also offers commercial life insurance policies for local businesses seeking employee benefits or key person protection. Service extends throughout the greater Bloomfield area, ensuring convenient access for policyholders in need of personalized attention. After an initial policy is in place, agents routinely follow up to adjust coverage as life circumstances change, providing ongoing support between regular scheduled visits.
What Does a a Life Insurance Agent in Bloomfield Cost?
Life insurance premiums in New Jersey vary widely based on age, health, coverage amount, and policy type. A healthy 35-year-old in Bloomfield might pay 25 to 50 dollars per month for a 500,000 dollar term life policy. Whole life policies typically cost more, often starting at 100 dollars per month for the same coverage. This is general information and not insurance advice.
About life insurance agents in Bloomfield
Life insurance agents in Bloomfield, New Jersey help residents and businesses choose the right coverage to protect their families and assets. New Jersey requires all life insurance agents to hold a valid state license and follow regulations set by the New Jersey Department of Banking and Insurance. Local agents understand the specific needs of Bloomfield clients, from estate planning to income replacement.
Frequently Asked Questions
What license does a life insurance agent in Bloomfield need?
Agents must hold a valid New Jersey life insurance producer license issued by the New Jersey Department of Banking and Insurance. They must complete continuing education credits every two years to maintain their license.
How long do I have to contest a life insurance claim in New Jersey?
Under New Jersey law, insurers have a two-year contestability period from the policy issue date. After two years, the insurer cannot deny a claim based on misstatements in the application, except in cases of fraud.
Can a Bloomfield agent help with New Jersey estate taxes?
Yes, many agents work with clients to structure life insurance policies to help cover New Jersey estate tax liabilities. New Jersey has an estate tax exemption that changes periodically, so current guidance from a local agent is important.
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