The top-rated life insurance agent in Bayonne, New Jersey is The Four Corners Agency, rated 4.9 stars across 420 reviews. Other highly rated options include Dominick Abramo - State Farm Insurance Agent, Justin Bush - State Farm Insurance Agent, Rose Kellner: Allstate Insurance. This directory lists 14 life insurance agents serving Bayonne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Four Corners Agency | 497 Broadway #9 | (732) 285-2539 |
| 2 | Dominick Abramo - State Farm Insurance Agent | 409 Broadway | (973) 509-0360 |
| 3 | Justin Bush - State Farm Insurance Agent | 599 Broadway | (201) 339-8100 |
| 4 | Rose Kellner: Allstate Insurance | 315 Broadway | (201) 339-1404 |
| 5 | Bayonne Transoceanic, Inc. | 620 Broadway | (201) 437-3900 |
| 6 | Kouvel Insurance Associates | 772 Broadway | (201) 455-3050 |
| 7 | Longo Agency Inc | 916 Broadway | (201) 437-0900 |
| 8 | Julius A. Rose Insurance Agency | 194 Broadway | (201) 436-7600 |
| 9 | AMIRSURANCE AGENCY LLC | 636 Avenue C | (908) 242-8548 |
| 10 | PHP Agency New Jersey | 33 W 8th St | (201) 912-1781 |
Conveniently serving Bayonne and surrounding Hudson County, The Four Corners Agency provides essential life insurance agent services to local residents. The company assists clients in evaluating various policy options to help secure their families’ financial futures. Depending on individual needs, they guide customers through the process of selecting term life or whole life insurance coverage to suit specific goals and budgets.
Dominick Abramo - State Farm Insurance Agent in Bayonne, NJ provides a range of life insurance services, including term, whole, and universal life policies designed to help individuals secure financial protection for their families. The agency assists clients with policy reviews and updates to ensure coverage aligns with changing needs. It serves a variety of properties in the area, including single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, families, and small business owners in the Bayonne area, Justin Bush - State Farm Insurance Agent provides essential life insurance coverage to help protect their financial futures. Clients can work with the agency to explore term and whole life policies that fit their budget and coverage needs. The agent assists individuals in understanding how a life insurance benefit could support loved ones after an unexpected loss. This Bayonne-based agency also serves residents and property owners in neighboring Jersey City as well as throughout Hudson County.
Serving Bayonne and the surrounding Jersey City, Hoboken, and Staten Island communities, Rose Kellner: Allstate Insurance provides life insurance agent services for local families and businesses. The agency handles term life, whole life, and universal life policies tailored to individual financial goals. It approaches each client consultation by carefully reviewing household income, existing coverage, and future obligations before recommending appropriate policy structures.
Bayonne Transoceanic, Inc. in Bayonne, NJ provides life insurance coverage options, with clients choosing either a one-time policy for a set term or a recurring plan that builds cash value over time. Navigators assess individual needs to match term or whole life solutions, ensuring financial protection for beneficiaries. The agency’s service runs on an as-needed basis, with consultations available when prospective clients request a review of their current policy or seek new coverage.
As families in Bayonne begin planning for the future, securing financial protection becomes a priority. Kouvel Insurance Associates responds by offering guidance through life insurance options tailored to local needs. Their agents help New Jersey residents navigate term or whole life policies designed to cover major expenses like mortgages or education costs. Emphasizing a straightforward approach, the firm works to match coverage to individual budgets and family goals. An initial needs assessment is scheduled during the first consultation, which involves reviewing current obligations and long-term objectives.
Longo Agency Inc in Bayonne, NJ, specializes in term, whole, and universal life insurance policies and also provides associated financial planning services to area residents. Its agents help clients evaluate coverage levels and match policies to individual budgets and long-term goals. The agency further assists with reviewing beneficiaries and adjusting plans after major life events. With the arrival of colder months and increased seasonal risks, it helps policyholders ensure their winter hazard coverage remains adequate for home protection.
Julius A. Rose Insurance Agency focuses on matching individuals and families with appropriate life insurance coverage to provide financial protection. The agency also assists clients with specialized policy riders to address particular needs, such as accidental death benefits or critical illness coverage. In the Bayonne, NJ area, this life insurance agent serves a diverse clientele, including professionals working in local offices, employees at nearby warehouses, and operators in the food service industry.
AMIRSURANCE AGENCY LLC provides life insurance agent services to residential clients in their Bayonne, NJ homes and surrounding communities. The agency also assists commercial clients seeking coverage for businesses in the area. Servicing the local region, the agent works with individuals and families to select appropriate policies. After initial enrollment, the agency follows up with clients to review coverage and address any changes between regular service visits.
PHP Agency New Jersey in Bayonne is known for connecting individuals and families with life insurance coverage tailored to their financial needs. They guide clients through term, whole, and universal life policies, helping to address income replacement, debt settlement, and estate liquidity. Their service range extends to needs analysis for long-term protection strategies. Additionally, the agency can assist with final expense insurance, ensuring that end-of-life costs are covered for peace of mind.
What Does a a Life Insurance Agent in Bayonne Cost?
Life insurance costs in New Jersey vary by age, health, coverage amount, and policy type. A typical term life policy for a healthy 35-year-old might cost between 20 and 50 dollars per month for 250,000 dollars in coverage. Whole life policies are more expensive, often starting at 100 dollars per month for the same amount. Premiums also depend on factors like smoking status and medical history. This is general information, not insurance advice.
About life insurance agents in Bayonne
Life insurance agents in Bayonne, New Jersey help residents find coverage that protects their families and meets state regulations. New Jersey law requires life insurance agents to hold a valid state license and follow the New Jersey Insurance Code. Whether you need term life or permanent coverage, a local agent can guide you through options that fit your budget and goals.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
In New Jersey, life insurance agents must hold a valid life insurance producer license issued by the New Jersey Department of Banking and Insurance. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to maintain the license.
How do I choose a life insurance agent in Bayonne?
Look for an agent with experience in New Jersey insurance laws and a good reputation in the local community. Check their license status on the New Jersey Department of Banking and Insurance website. Ask about the types of policies they offer and their fee structure.
What is the free look period for life insurance in New Jersey?
New Jersey law provides a free look period of 10 days for life insurance policies. During this time, you can cancel the policy for a full refund if you change your mind. The period starts when you receive the policy document.
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