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Compare Life Insurance Agents in Toms River, NJ

Directory of life insurance agents in Toms River, New Jersey. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Toms River, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 20 life insurance agents in Toms River, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
NJ Life and Health Insurance Group, LLC
10 Allen St STE 4A, Toms River, NJ 08753
(848) 226-6897 njlifeandhealth.com
NJ Life and Health Insurance Group, LLC
10 Allen St STE 4A, Toms River, NJ 08753
(848) 226-6897 njlifeandhealth.com
Steve Meehan - State Farm Insurance Agent
617 NJ-37, Toms River, NJ 08755
(732) 473-0100 stevemeehan.com
American Income Life - Eric Giglione & David Ackerman
616 Washington St 2nd Floor, Toms River, NJ 08753
(732) 225-6190 ailnj.com
Kevin Carroll - State Farm Insurance Agent
1410 Hooper Ave, Toms River, NJ 08753
(732) 505-8525 tomsriverinsure.com
Dolly Wasielewski: Allstate Insurance
229 Washington St, Toms River, NJ 08753
(732) 557-6200 agents.allstate.com
Aaron Friedman: Allstate Insurance
147 NJ-70 Ste 4, Toms River, NJ 08755
(732) 901-7719 agents.allstate.com
Frank Valente: Allstate Insurance
1841 Hooper Ave Ste B, Toms River, NJ 08753
(732) 240-5050 agents.allstate.com
Tom Miller - State Farm Insurance Agent
3005 NJ-37 E, Toms River, NJ 08753
(732) 573-1681 tommillerinsurance.net
Arocho Insurance Agency
730 Jamaica Blvd, Toms River, NJ 08757
(732) 877-7680 arochoinsurance.com
BHI Insurance
240 Main St, Toms River, NJ 08753
(732) 349-2300 bhi-insurance.net
Beca Life Settlements
1815 Lakewood Rd Suite 107, Toms River, NJ 08755
(848) 456-8333 becalife.com
Best insurance Toms River
231 Main St, Toms River, NJ 08753
(732) 201-8633
Bankers Life
1433 Hooper Ave Ste 121, Toms River, NJ 08753
(732) 918-0430 branches.bankerslife.com
Mesanko Insurance Agency
1163 Washington St, Toms River, NJ 08753
(732) 505-0057
Priority Insurance Agency, LLC
17 NJ-37, Toms River, NJ 08753
(732) 244-4077 priorityinsure.com
Capacity Insurance Toms River
820 N Main St, Toms River, NJ 08753
(732) 201-5048
Keith Brown, Bankers Life Agent
1433 Hooper Ave Ste 121, Toms River, NJ 08753
(732) 460-4212 agents.bankerslife.com
Nina Gomez, Bankers Life Agent
1433 Hooper Ave Ste 121, Toms River, NJ 08753
(732) 918-0430 agents.bankerslife.com
Raushan Person, Bankers Life Agent
1433 Hooper Ave Ste 121, Toms River, NJ 08753
(732) 918-0430 agents.bankerslife.com

Life insurance agents in Toms River New Jersey help residents choose policies that protect their families and meet state regulations. New Jersey requires agents to hold a valid state license and follow the New Jersey Insurance Code. Local agents understand the needs of Ocean County families and can explain term whole life and universal life options.

What Does a Life Insurance Agent in Toms River Cost?

Life insurance costs in New Jersey vary by age health coverage amount and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Older applicants or those with health conditions may pay more. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in New Jersey?
A life insurance agent in New Jersey must hold a valid producers license from the New Jersey Department of Banking and Insurance. This requires passing a state exam and completing continuing education every two years.
How long does a life insurance application take in New Jersey?
The application process can take from a few days to several weeks depending on the policy type and your health. New Jersey law allows a free look period of 10 days after you receive the policy to cancel for a full refund.