The top-rated life insurance agent in Toms River, New Jersey is NJ Life and Health Insurance Group, LLC, rated 5.0 stars across 806 reviews. Other highly rated options include Steve Meehan - State Farm Insurance Agent, American Income Life - Eric Giglione & David Ackerman, Kevin Carroll - State Farm Insurance Agent. This directory lists 21 life insurance agents serving Toms River.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | NJ Life and Health Insurance Group, LLC | 10 Allen St STE 4A | (848) 226-6897 |
| 2 | Steve Meehan - State Farm Insurance Agent | 617 NJ-37 | (732) 473-0100 |
| 3 | American Income Life - Eric Giglione & David Ackerman | 616 Washington St 2nd Floor | (732) 225-6190 |
| 4 | Kevin Carroll - State Farm Insurance Agent | 1410 Hooper Ave | (732) 505-8525 |
| 5 | Dolly Wasielewski: Allstate Insurance | 229 Washington St | (732) 557-6200 |
| 6 | Aaron Friedman: Allstate Insurance | 147 NJ-70 Ste 4 | (732) 901-7719 |
| 7 | Frank Valente: Allstate Insurance | 1841 Hooper Ave Ste B | (732) 240-5050 |
| 8 | Arocho Insurance Agency | 730 Jamaica Blvd | (732) 877-7680 |
| 9 | Tom Miller - State Farm Insurance Agent | 3005 NJ-37 E | (732) 573-1681 |
| 10 | BHI Insurance | 240 Main St | (732) 349-2300 |
NJ Life and Health Insurance Group, LLC provides a selection of life insurance products and assistance with health coverage options for individuals and families. It helps clients review existing policies and adjust coverage to meet changing needs over time. The firm works with various coverage types designed to offer financial protection. Its services support both residential clients and business owners in the Toms River, NJ area, including those operating single-family homes, apartments, retail shops, and restaurants.
Steve Meehan, a State Farm Insurance agent in Toms River, NJ, serves homeowners, renters, and local business owners in the area. He provides life insurance policies along with auto, home, and health coverage options. His services help individuals and families in the region plan for financial protection and income replacement during difficult times. The agency assists clients with evaluating their coverage needs and choosing appropriate life insurance plans. In addition to Toms River, Steve Meehan also serves clients in the nearby communities of Brick and Lakewood.
Serving Toms River and the surrounding Ocean County communities, the agency handles life insurance policies that provide financial protection for families. It helps clients navigate options for securing their beneficiaries against unexpected loss. The team focuses on educating individuals about the importance of coverage for final expenses and income replacement. To serve each client, it conducts personalized consultations, reviews current needs, and recommends appropriate policy structures based solely on the specific household circumstances.
Kevin Carroll - State Farm Insurance Agent in Toms River, New Jersey, assists local families and individuals with tailored life insurance policies. Unlike a one-time purchase, such as final expense coverage, this service often involves recurring policy reviews to adjust coverage as needs evolve. Clients may choose term or whole life options to secure financial protection for their beneficiaries. Service is available on a scheduled or as-needed basis for policy updates and annual reviews.
Dolly Wasielewski: Allstate Insurance specializes in life insurance policies for individuals and families in Toms River, New Jersey. It generally helps clients assess their coverage needs for income replacement and final expenses. The agency assists with policy selection to match different life stages and financial goals. As the winter holiday season approaches, it helps local residents review their beneficiary designations to keep plans aligned with current family changes.
As families in Toms River prepare for the changing seasons, reviewing coverage for the unexpected becomes a practical priority. Aaron Friedman: Allstate Insurance helps local residents navigate life insurance options to address final expenses or income protection needs. The office takes time to clarify policy features, explaining how term or whole life choices may fit different financial situations. An initial assessment includes a review of current coverage and a discussion of personal goals to identify suitable plan structures.
Frank Valente: Allstate Insurance in Toms River, NJ, assists clients with securing personal financial protection, with a specific focus on life insurance agent services. The agency guides individuals in choosing policy structures that can help safeguard their family’s future. In addition, the office is equipped to serve the unique coverage needs of local commercial sectors, including offices, warehouses, and food service operations.
Arocho Insurance Agency is known for offering personalized life insurance solutions to individuals and families in the Toms River, NJ area. The agency helps clients navigate important coverage decisions that protect their loved ones' financial future. By understanding each customer’s unique needs, it works to find appropriate policy options. Services typically include term life, whole life, and universal life policies tailored to various budgets. The agency can additionally provide accidental death benefit riders to complement a standard life insurance plan.
Tom Miller of State Farm Insurance operates from Toms River, NJ, providing life insurance for homeowners in residential neighborhoods throughout the area. Commercial coverage is also offered, with services extending across Ocean County and nearby communities. Clients can work with Tom to understand various life insurance options that protect their families and businesses. Follow-up visits help adjust policies as circumstances change, ensuring continued support for long-term planning needs between routine check-ins.
BHI Insurance serves Toms River, New Jersey, and the surrounding communities of Ocean County. As a life insurance agent, it handles policies designed to provide financial protection for families and individuals. The company works with clients to assess their specific coverage needs, considering factors like income replacement and future obligations. BHI Insurance approaches each case by gathering personal financial information and then comparing different policy options to find a suitable solution for the client’s budget and goals.
What Does a a Life Insurance Agent in Toms River Cost?
Life insurance costs in New Jersey vary by age health coverage amount and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Older applicants or those with health conditions may pay more. This is general information not insurance advice.
About life insurance agents in Toms River
Life insurance agents in Toms River New Jersey help residents choose policies that protect their families and meet state regulations. New Jersey requires agents to hold a valid state license and follow the New Jersey Insurance Code. Local agents understand the needs of Ocean County families and can explain term whole life and universal life options.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
A life insurance agent in New Jersey must hold a valid producers license from the New Jersey Department of Banking and Insurance. This requires passing a state exam and completing continuing education every two years.
How long does a life insurance application take in New Jersey?
The application process can take from a few days to several weeks depending on the policy type and your health. New Jersey law allows a free look period of 10 days after you receive the policy to cancel for a full refund.
Can I buy life insurance online from a Toms River agent?
Yes many Toms River agents offer online consultations and digital applications. You can compare quotes and complete paperwork remotely while still receiving local guidance.
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