The top-rated life insurance agent in Springfield, New Jersey is Angel Rodriguez - State Farm Insurance Agent, rated 5.0 stars across 190 reviews. Other highly rated options include Paul Tye - GEICO Insurance Agent, RSC Insurance Brokerage, Inc./KRA Insurance Agency, Inc., Mike Scalera - State Farm Insurance Agent. This directory lists 12 life insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angel Rodriguez - State Farm Insurance Agent | 120 Morris Ave | (973) 232-6170 |
| 2 | Paul Tye - GEICO Insurance Agent | 200 US-22 | (973) 924-2048 |
| 3 | RSC Insurance Brokerage, Inc./KRA Insurance Agency, Inc. | 871 Mountain Ave | (973) 467-8850 |
| 4 | Mike Scalera - State Farm Insurance Agent | 401 Morris Ave | (973) 564-7717 |
| 5 | Farmers Insurance - Rosa Rosales-Szulewski | 26 Millburn Ave Ste 7-8 | (973) 500-4080 |
| 6 | Shamir Montanez-Johnson: Allstate Insurance | 223 Mountain Ave | (973) 475-8650 |
| 7 | Anthony J Fonseca Agency | 99 Morris Ave Suite 103 | (973) 379-7436 |
| 8 | Reiner Insurance | 384 Morris Ave | (973) 376-6810 |
| 9 | The Roth Agency | 99 Morris Ave # 303 | (973) 994-1944 |
| 10 | Bart Fraenkel Agency | 18 Sycamore Terrace | (201) 723-7604 |
Angel Rodriguez - State Farm Insurance Agent provides a range of life insurance services to individuals and families in the Springfield, New Jersey area. Policies are designed to offer financial protection and help secure beneficiaries' futures. The agent can assist with policy selection, coverage reviews, and necessary adjustments. Services are available for single-family homes, apartments, and local retail businesses.
Paul Tye - GEICO Insurance Agent serves Springfield, New Jersey, and the surrounding area as a life insurance agent. This agency provides life insurance solutions designed to help local residents secure financial protection for their families. Their services include helping clients explore term life insurance policies for temporary coverage needs. They also assist with whole life insurance options that offer lifelong protection.
RSC Insurance Brokerage, Inc./KRA Insurance Agency, Inc. offers life insurance services tailored to individuals and families in the Springfield, New Jersey area. It assists clients in selecting suitable policies and maintaining coverage that aligns with evolving life stages. The agency provides ongoing support for policy adjustments, beneficiary updates, and annual reviews to ensure continued protection. It serves homeowners of single-family homes, residents of apartments, retail operators, and business owners of restaurant properties.
Homeowners, business owners, and families in Springfield turn to Mike Scalera, a local State Farm Insurance agent for life insurance coverage. The agency provides guidance on policies designed to protect dependents and support financial stability after a loss. These services help clients manage long-term planning needs in the area. Neighboring communities such as Summit and the surrounding Union County region also benefit from this accessible office.
Farmers Insurance - Rosa Rosales-Szulewski serves Springfield, New Jersey, and the surrounding communities. The agency handles life insurance agent work, including helping clients assess their coverage needs for different stages of life. Policies are selected from the company’s offerings to match individual financial goals and family circumstances. The agent generally meets with clients to review current protection, discusses future obligations, and then recommends suitable options based on a clear, structured consultation.
Shamir Montanez-Johnson: Allstate Insurance in Springfield, NJ, helps clients distinguish between one-time policy adjustments and the ongoing coverage management of a life insurance plan. A life insurance agent in this area typically provides both term policies, offering coverage for a set period, and permanent policies, which remain in effect for the insured’s lifetime. All financial guidance focuses on matching coverage options to individual client needs and budgets. Service runs on a one-time, scheduled, or as-needed basis depending on whether a policy review or a new application is required.
Spring in Springfield often brings questions about protecting a growing family or a newly purchased home against life’s uncertainties. Anthony J Fonseca Agency responds by meeting with local residents to review how a well-chosen policy can support beneficiaries during difficult times. Conversations focus on individual coverage needs and long-term financial security for loved ones in the community. The process typically begins with a personal consultation to gather preliminary household information and assess current protection levels before any formal coverage option is discussed.
Reiner Insurance specializes in life insurance products, including term and whole life policies, and also provides clients with guidance on retirement income planning and estate preservation strategies. Serving the Springfield, NJ area, the agency assists individuals and families in assessing their coverage needs. Its general service work involves evaluating financial goals and recommending appropriate policy options. During significant life events like a new home purchase or the birth of a child, Reiner Insurance helps clients adjust their coverage to protect future financial stability.
The Roth Agency works with individuals and families in Springfield, New Jersey, to select life insurance policies that provide financial security for the future. They also assist clients with specialized products such as term and whole life insurance to meet diverse needs. Local clients rely on them for guidance on securing coverage that protects beneficiaries. Their professional approach serves residents managing personal estates as well as commercial operators for offices, warehouses, and food service establishments.
Bart Fraenkel Agency provides life insurance services for residents in and around Springfield, New Jersey. Commercial coverage solutions are also available for local businesses needing to protect their key personnel or ownership interests. Serving clients across Union County and the surrounding region, the agency helps individuals and business owners assess their coverage needs. Regular account reviews ensure policies remain aligned with changing circumstances, with the agency maintaining ongoing contact to provide follow-up support between scheduled meetings.
What Does a a Life Insurance Agent in Springfield Cost?
Typical costs for life insurance in New Jersey vary by age, health, and policy type. A healthy 35-year-old might pay between 25 and 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies often cost 10 to 20 times more than term policies for the same face amount. New Jersey does not set standard rates, so comparing quotes from multiple agents is recommended. This is general information, not insurance advice.
About life insurance agents in Springfield
Life insurance agents in Springfield, New Jersey help residents and local businesses find appropriate coverage. New Jersey law requires agents to hold a valid state license and follow specific disclosure rules under the New Jersey Insurance Code. Whether you need term life, whole life, or a policy for estate planning, a Springfield agent can guide you through the options available in Union County.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
A life insurance agent in New Jersey must hold a valid producers license issued by the New Jersey Department of Banking and Insurance. This requires completing pre-licensing education and passing the state exam. Agents must also renew their license every two years.
Are there New Jersey laws that affect life insurance policies?
Yes, New Jersey has specific laws such as the Free Look Period, which gives you 30 days to cancel a policy for a full refund. The state also requires insurers to offer a guaranteed issue policy for eligible seniors through the New Jersey Life and Health Insurance Guaranty Association.
How do I choose a life insurance agent in Springfield?
Look for an agent who is licensed in New Jersey and has experience with policies that meet your needs. You can verify an agents license on the NJ Department of Banking and Insurance website. Ask about their familiarity with local estate planning and tax considerations.
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