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HomeLife Insurance AgentsNew Jersey › Somerville

Find Life Insurance Agents Near You in Somerville, NJ

Browse life insurance agents serving Somerville, New Jersey. Updated 2026-07-14.

The top-rated life insurance agent in Somerville, New Jersey is Jason Spraggs - State Farm Insurance Agent, rated 4.9 stars across 394 reviews. Other highly rated options include Lileen Schwarz - State Farm Insurance Agent, Marine Agency Corp, Hector Rodriguez Jr: Allstate Insurance. This directory lists 15 life insurance agents serving Somerville.

Showing 15 life insurance agents in Somerville, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jason Spraggs - State Farm Insurance Agent30 Roosevelt Pl(973) 396-0352
2Lileen Schwarz - State Farm Insurance Agent75-77 N Bridge St Ste 105(908) 864-2859
3Marine Agency Corp34 W Main St #201(800) 763-4775
4Hector Rodriguez Jr: Allstate Insurance892 US-22(908) 927-9200
5ReliaGuard Insurance NJ3272 US-22(908) 460-6749
6Safety Sure Insurance18 S Richards Ave(732) 426-3481
7The Rice Agency33 W High St(908) 722-1700 ext. 10
8Top Insurance NJ3617 US-22(908) 585-1649
9Farmers Insurance Group30 S Doughty Ave(856) 420-7645
10John Morgan Mclachlan Agency Inc75 E Main St(908) 526-4600
JS
30 Roosevelt Pl
Jason Spraggs - State Farm Insurance Agent
Life Insurance Agent · Somerville, NJ

Jason Spraggs - State Farm Insurance Agent serves the Somerville, New Jersey, area as a life insurance agent. The company provides comprehensive life insurance agent services to local residents. Policies are designed to offer financial protection for families and individuals. Clients can discuss coverage options for both term and whole life insurance plans. The agency specifically handles applications for individual life policies and final expense coverage in this region.

LS
75-77 N Bridge St Ste 105
Lileen Schwarz - State Farm Insurance Agent
Life Insurance Agent · Somerville, NJ

Lileen Schwarz - State Farm Insurance Agent offers a comprehensive range of life insurance services designed to protect families and individuals in Somerville, NJ. Client needs are addressed through careful financial planning, with policies tailored to help provide long-term security and support for beneficiaries. Services include periodic policy reviews and updates to ensure coverage remains aligned with changing life stages. The firm serves single-family homes, apartments, retail businesses, and restaurants in the local area.

MA
34 W Main St #201
Marine Agency Corp
Life Insurance Agent · Somerville, NJ

Marine Agency Corp in Somerville, NJ serves homeowners, families, and small business owners seeking life insurance coverage. It assists clients evaluating term, whole, and universal policies to secure financial protection for beneficiaries. The agency helps residents understand how life insurance can address estate needs, mortgage obligations, and income replacement scenarios. It provides personalized guidance through initial consultations and policy reviews, ensuring customers select appropriate coverage for their specific situations. Marine Agency Corp also extends its services to surrounding communities in the Bridgewater area of Somerset County, ensuring broader access for regional clients.

HR
892 US-22
Hector Rodriguez Jr: Allstate Insurance
Life Insurance Agent · Somerville, NJ

Serving Somerville, New Jersey and the surrounding Somerset County communities, this Allstate agency provides life insurance coverage to local residents. Helping clients navigate term, whole, and universal life policies, it focuses on financial protection for families and individuals. Evaluating each person’s income, debts, and long-term goals, the agent customizes policy options to address specific needs for income replacement or burial expenses. For a typical client, the agency first conducts a thorough needs analysis before presenting clearly compared plan choices.

RI
3272 US-22
ReliaGuard Insurance NJ
Life Insurance Agent · Somerville, NJ

ReliaGuard Insurance NJ, based in Somerville, assists individuals in distinguishing between term life policies, which provide temporary coverage, and permanent plans that build cash value for lifelong protection. The agency guides families and professionals through policy options tailored to address estate preservation and income replacement needs in New Jersey. Clients seeking policy reviews or adjustments receive ongoing support through scheduled check-ins and annual plan updates, ensuring coverage aligns with changing circumstances. Service is offered on a scheduled basis to maintain consistent protection.

SS
18 S Richards Ave
Safety Sure Insurance
Life Insurance Agent · Somerville, NJ

As the seasons change in Somerville, New Jersey, many residents begin reviewing their financial protection strategies. Safety Sure Insurance assists individuals and families in navigating this process as a local life insurance agent. The company helps clients understand various policy types that can provide financial support for beneficiaries. Each consultation focuses on exploring coverage options that align with personal circumstances and long-term goals. Before any commitment, the agent schedules a thorough assessment of the client's current coverage and financial situation to identify suitable solutions.

RA
33 W High St
The Rice Agency
Life Insurance Agent · Somerville, NJ

Offering personalized life insurance options, The Rice Agency specializes in term, whole, and universal policies tailored to individual needs. It serves families and individuals in Somerville, NJ, with attentive guidance through the application process and coverage reviews. The agency addresses essential financial protection for local residents. When facing a new home purchase or completing estate planning, The Rice Agency helps clients adjust their coverage to meet these evolving life events.

TI
3617 US-22
Top Insurance NJ
Life Insurance Agent · Somerville, NJ

Top Insurance NJ provides personal and commercial life insurance coverage to individuals and families in Somerville, New Jersey. The agency specializes in tailoring policy options to meet varying needs for financial protection and long-term planning. Clients can explore term, whole, and universal life insurance products designed to secure their beneficiaries’ future. The company also extends its services to commercial sectors, offering coverage solutions for offices, warehouses, and food service operations.

FI
30 S Doughty Ave
Farmers Insurance Group
Life Insurance Agent · Somerville, NJ
JM
75 E Main St
John Morgan Mclachlan Agency Inc
Life Insurance Agent · Somerville, NJ

John Morgan Mclachlan Agency Inc provides life insurance services for residential clients in Somerville, NJ, and also handles commercial coverage needs throughout the surrounding area. The agency helps individuals and businesses select appropriate policies, offering ongoing support when circumstances change. Between regularly scheduled visits, the agency follows up with clients to review their coverage and any necessary updates to their plans.

LG
4 Nagle Dr
The Lamington Group Inc.
Life Insurance Agent · Somerville, NJ
(908) 268-2293
thelamingtongroup.com
DC
50 Division St #501
D.C. West Agency, LLC
Life Insurance Agent · Somerville, NJ
(866) 329-3789
dcwestagency.com
HP
20 West End Ave
Hughes-Plumer & Associates
Life Insurance Agent · Somerville, NJ
(908) 725-1038
hpa-corp.com
RF
68 B Mountain Ave
Relax Financial
Life Insurance Agent · Somerville, NJ
(908) 249-6911
CI
50 Division St #501
Cosmo Insurance Agency
Life Insurance Agent · Somerville, NJ
(908) 263-8780
cosmoins.com

What Does a a Life Insurance Agent in Somerville Cost?

Life insurance costs in New Jersey vary based on age, health, coverage amount, and policy type. A healthy 35 year old might pay between 25 and 50 dollars per month for a 20 year term policy with 500,000 dollars in coverage. Older applicants or those with health issues may pay higher premiums. Whole life policies typically cost more but build cash value. This is general information, not insurance advice.

About life insurance agents in Somerville

Life insurance agents in Somerville, New Jersey help residents find coverage to protect their families and assets. New Jersey law requires agents to hold a valid state license and follow regulations from the New Jersey Department of Banking and Insurance. Local agents can explain how state laws affect policy options and beneficiary designations.

Frequently Asked Questions

What license does a life insurance agent need in Somerville New Jersey?

Agents must hold a valid life insurance producer license from the New Jersey Department of Banking and Insurance. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to maintain the license.

How long do I have to change my mind after buying a life insurance policy in New Jersey?

New Jersey law provides a free look period of at least 10 days after you receive the policy. During this time you can cancel for a full refund. Some policies may offer a longer period.

What types of life insurance are available from agents in Somerville?

Agents offer term life, whole life, universal life, and variable life policies. They can also help with group coverage through employers. Each type has different features and costs that fit various needs.

Life Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.