The top-rated life insurance agent in Roseland, New Jersey is Dale Schueller: Allstate Insurance, rated 4.9 stars across 65 reviews. Other highly rated options include Prudential Group Insurance, Brown & Brown Metro, LLC, Pinnacle Insurance Solutions. This directory lists 12 life insurance agents serving Roseland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dale Schueller: Allstate Insurance | 12 Eisenhower Pkwy Ste 11 | (973) 364-1441 |
| 2 | Prudential Group Insurance | 80 Livingston Ave | (732) 360-5196 |
| 3 | Brown & Brown Metro, LLC | 56 Livingston Ave Suite 230 | (973) 549-1900 |
| 4 | Pinnacle Insurance Solutions | 178 County Rd 527 | (973) 284-0100 |
| 5 | Decoster Wilson Duthie Agency, Inc. | 157 Eagle Rock Ave | (973) 226-2336 |
| 6 | Brown & Brown Benefit Advisors | 56 Livingston Ave Suite 220 | (973) 994-9333 |
| 7 | High Preferred Insurance | 188 County Rd 527 | (973) 321-7058 |
| 8 | Hilb Group | 101 Eisenhower Pkwy | (973) 403-9500 |
| 9 | Crump Life Insurance Services | 105 Eisenhower Pkwy | (973) 285-0300 |
| 10 | Jon Glincman | 7 Becker Farm Rd | (973) 548-2162 |
Dale Schueller: Allstate Insurance serves the Roseland, New Jersey area with life insurance agent services. It helps local individuals and families evaluate their financial protection needs, offering guidance on policy options that provide future security for beneficiaries. Clients can receive personalized consultations to compare coverage terms and benefit amounts. The agency also assists with making policy adjustments as life circumstances change. Its services in this area include term life insurance and whole life insurance policy issuance.
Prudential Group Insurance in Roseland, New Jersey, provides a range of life insurance products including term and whole life policies, along with associated financial planning services. Their service plans involve periodic policy reviews to adjust coverage and beneficiaries as client circumstances change. Routine maintenance includes premium payment management and claims assistance. The company serves residential clients with single-family homes, as well as commercial properties such as apartments, retail locations, and restaurants.
Brown & Brown Metro, LLC serves homeowners, businesses, and property managers in Roseland, New Jersey, by matching them with suitable life insurance policies. The agency helps clients understand how coverage can provide financial security for families and protect business continuity in the event of an unexpected loss. Its team works with individuals and commercial operators to assess their specific protection needs and recommend appropriate plan options. The company also provides its life insurance agent services to nearby communities throughout the Essex County metro area.
Serving Roseland, New Jersey, and its surrounding communities, Pinnacle Insurance Solutions handles life insurance needs for local residents and families. As a life insurance agent, the company assists clients in reviewing policy options that provide financial protection and future security. It works closely with individuals to assess coverage requirements based on personal circumstances and long-term goals. For a typical job, the company gathers relevant financial and health information, then compares available plans to present clear, understandable choices that fit each client’s situation and budget.
When selecting life insurance, some clients require a single policy to meet one-time financial needs, while others establish recurring coverage such as term or whole life plans that build long-term cash value. Located in Roseland, NJ, Decoster Wilson Duthie Agency, Inc. provides assistance to local individuals and families navigating these coverage decisions. A life insurance agent in this area typically helps explain policy options and coordinates with carriers to secure appropriate protection. Service at this agency runs entirely on an as-needed basis, with clients scheduling appointments to review their specific insurance requirements.
As winter weather creates new risks for homeowners in Roseland and the surrounding Essex County communities, Brown & Brown Benefit Advisors provides local life insurance agent services tailored to securing financial protection. The company works with clients to examine personal coverage needs, exploring policies that can offer support for beneficiaries in times of unforeseen hardship and estate obligations. Through an initial comprehensive risk assessment, the firm reviews current protection gaps and discusses potential policy options before scheduling an in-person or virtual inspection of the client’s specific financial situation to begin planning.
High Preferred Insurance specializes in life insurance agent services for individuals and families in Roseland, NJ. The agency works with clients to assess their coverage needs for income replacement, debt protection, and final expenses. It provides guidance on policy options that can align with long-term financial planning. As the seasons change, the office helps clients review how major life events such as a new baby, a home purchase, or a career shift might affect their current life insurance requirements.
Hilb Group provides life insurance services to individuals and businesses in the Roseland area, with a particular focus on tailoring coverage options to meet specific financial protection needs. The company assists clients in navigating life insurance choices, including term and permanent policies. Its expertise extends to serving various commercial sectors, helping protect the financial futures of employees and owners alike within offices, warehouses, and food service operations.
Crump Life Insurance Services in Roseland, NJ provides life insurance coverage for local residents seeking personal financial protection. The company also assists area businesses with commercial life insurance policies tailored to organizational needs. Their service extends to clients throughout the wider community and surrounding parts of Essex County. An agent reviews individual and family policies during each scheduled meeting, ensuring coverage remains current. Between regular office visits, the company handles policy adjustments and benefit claims follow-up by phone or email.
Jon Glincman in Roseland, New Jersey is known for providing personalized life insurance agent services to local residents. The agency helps clients evaluate term, whole, and universal life policies to match their financial and family protection goals. By comparing options from multiple insurers, Jon Glincman assists individuals in selecting appropriate coverage amounts and beneficiaries. An additional specialty offered is guidance on adding riders for critical illness or accidental death benefits.
What Does a a Life Insurance Agent in Roseland Cost?
Life insurance agent costs in New Jersey vary by policy type, coverage amount, and your age and health. Term life premiums for a healthy 35-year-old in Roseland might range from 25 to 50 dollars per month for a 500,000 dollar policy. Whole life policies typically cost more, often starting at 100 dollars per month for similar coverage. Commissions are usually built into the premium and do not appear as a separate fee. This is general information, not insurance advice.
About life insurance agents in Roseland
Life insurance agents in Roseland, New Jersey help residents and businesses find suitable coverage to protect their financial future. New Jersey law requires all life insurance agents to hold a valid state license and follow strict disclosure rules under the New Jersey Insurance Code. Local agents can guide you through term, whole, and universal life policies tailored to your needs.
Frequently Asked Questions
What licenses do life insurance agents need in Roseland New Jersey?
Life insurance agents in New Jersey must hold a valid producer license issued by the New Jersey Department of Banking and Insurance. They must complete pre-licensing education and pass a state exam. Agents also need to renew their license every two years and complete continuing education credits.
How do I choose a life insurance agent in Roseland?
Look for an agent with experience in New Jersey insurance laws and a good reputation in Essex County. Check their license status on the New Jersey Department of Banking and Insurance website. Ask about their familiarity with policies from carriers that serve Roseland residents.
What is the free look period for life insurance in New Jersey?
New Jersey law provides a 10-day free look period for most life insurance policies. During this time you can cancel the policy for a full refund if you change your mind. This rule applies to both individual and group life insurance policies sold in the state.
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