The top-rated life insurance agent in Point Pleasant, New Jersey is TravelSmiths Inc., rated 4.9 stars across 207 reviews. Other highly rated options include Jen Ortiz - State Farm insurance Agent, I & E Insurance Agency, Keller Williams Realty Ocean Living. This directory lists 13 life insurance agents serving Point Pleasant.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | TravelSmiths Inc. | 1100 NJ-88 | (732) 899-8400 |
| 2 | Jen Ortiz - State Farm insurance Agent | 2133 Bridge Ave | (732) 612-8308 |
| 3 | I & E Insurance Agency | 2900 NJ-88 | (732) 295-5584 |
| 4 | Keller Williams Realty Ocean Living | 1513 Richmond Ave | (848) 241-6955 |
| 5 | R Bruce Hill Agency Ltd | 1111 Arnold Ave Suite B | (732) 892-3200 |
| 6 | Matt Portnoy Insurance | 3146 NJ-88 | (802) 318-7991 |
| 7 | Advanced Insurance Agency LLC | 1225 Bay Ave | (732) 892-5843 |
| 8 | Stonebridge Financial Services Group | 1605 Bay Ave | (732) 223-8850 |
| 9 | Prudential | Greg Tombs | Life Insurance & Financial Services | 2911 NJ-88 STE 6 | (732) 892-1991 |
| 10 | High Point Plymouth Rock assurance | 2911 NJ-88 STE 6 | (732) 892-1991 |
TravelSmiths Inc. serves the Point Pleasant, New Jersey, metro area as a life insurance agency. The firm guides local residents through the process of choosing appropriate life coverage to meet their financial and family needs. Policies offered may help replace lost income or cover final expenses. The agency also reviews existing policies and assists clients in updating beneficiaries. Specifically, TravelSmiths Inc. handles term life insurance for temporary coverage needs and whole life insurance for permanent protection.
Jen Ortiz - State Farm Insurance Agent in Point Pleasant, New Jersey provides life insurance coverage and associated financial services for individuals and families. This agency offers term life, whole life, and universal life policies, along with complementary products like annuities and mutual funds. Service includes personalized policy reviews to help clients adjust coverage as their needs change over time. The company also maintains ongoing client support for policy questions and claims assistance. It services single-family homes, apartments, retail locations, and restaurants.
I & E Insurance Agency in Point Pleasant, New Jersey serves local homeowners seeking personal life insurance policies to provide financial protection for their families. The company also assists small business owners with planning for key person coverage and other related needs. Its services include helping clients compare term and permanent life insurance options through a clear, straightforward process. The agency additionally extends its coverage offerings to residents and business operators in the neighboring communities of Brick Township and the broader Ocean County metro area.
Keller Williams Realty Ocean Living serves Point Pleasant, New Jersey, and the surrounding coastal communities. As a life insurance agent, it handles term and whole life policies designed to provide financial protection for families. It helps clients assess their long-term needs and navigate policy options that align with their personal circumstances. The company generally begins by meeting with clients to review their current coverage and financial goals. It then uses a straightforward consultation process to tailor a plan that addresses individual risk factors and income requirements.
For clients seeking either a single policy purchase or ongoing portfolio reviews, Point Pleasant residents rely on R Bruce Hill Agency Ltd for life insurance coverage. This agency provides term and permanent options to protect families in the local community against financial loss. Services are generally conducted on a one-time, scheduled, or as-needed basis depending on the client’s policy type and changing needs.
Specializing in term and whole life insurance services, Matt Portnoy Insurance works with clients in Point Pleasant, New Jersey, to assess individual coverage needs for long-term financial protection. The agency provides straightforward guidance on policy options available to local residents, helping families design strategies to secure their future assets and loved ones. As colder months approach, the agency also assists clients with reviewing their coverage to prepare for increased winter travel hazards and household risks that accompany the holiday season.
When the New Jersey shoreline braces for another storm season, residents in Point Pleasant often review their financial safeguards against life’s unknowns. Advanced Insurance Agency LLC addresses this need by guiding clients through term and whole life insurance options tailored to coastal living. The firm explains how these policies help protect families from mortgage debt, funeral expenses, or lost income. An initial consultation includes a personalized financial assessment, gathering current coverages and long-term goals before outlining policy choices.
Serving residents of Point Pleasant, New Jersey, Stonebridge Financial Services Group focuses on life insurance agent work with a specialty in policy options. The company guides individuals and business owners through coverage choices to help secure financial futures for families and companies. A standard insurance review helps explain policy benefits for diverse needs. The agency serves offices, warehouses, and food service businesses for commercial sector planning.
Prudential | Greg Tombs | Life Insurance & Financial Services serves the Point Pleasant, New Jersey area, providing residential life insurance planning for local families and individuals. It also extends its services to commercial clients seeking financial protection for their businesses. The firm covers the surrounding region, offering personalized consultations to address coverage needs. Clients can arrange follow-up appointments or request policy adjustments between regular visits to ensure their plans remain aligned with their evolving circumstances.
High Point Plymouth Rock assurance in Point Pleasant, New Jersey is known for guiding residents through the complexities of life insurance. The agency offers a standard range of policies designed to provide financial protection for families and individuals in the local area. Agents help clients evaluate their coverage needs and choose appropriate plans. A specialty service that can be added on is the option to secure a policy with an accelerated death benefit rider for critical illness.
What Does a a Life Insurance Agent in Point Pleasant Cost?
Life insurance costs in New Jersey vary by age, health, coverage amount, and policy type. A typical term life policy for a healthy 35-year-old might cost between $20 and $50 per month for $250,000 in coverage. Whole life policies are more expensive, often starting at $100 per month for the same amount. Costs also depend on factors like smoking status and medical history. This is general information, not insurance advice.
About life insurance agents in Point Pleasant
Life insurance agents in Point Pleasant, New Jersey help residents find coverage that fits their needs and budget. New Jersey law requires agents to hold a valid state license and follow strict consumer protection rules. Local agents can explain options like term life, whole life, and universal life policies for individuals and families.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
A life insurance agent in New Jersey must hold a valid producers license issued by the New Jersey Department of Banking and Insurance. This requires passing a state exam and completing continuing education every two years.
How do I choose a life insurance agent in Point Pleasant?
Look for an agent with experience in New Jersey insurance laws and a good reputation in Ocean County. You can check an agents license status on the New Jersey Department of Banking and Insurance website.
What types of life insurance are available in New Jersey?
Common types include term life, whole life, universal life, and variable life insurance. Each type has different features and costs. An agent can explain which may suit your situation based on your age, health, and financial goals.
Life Insurance Agents in Other New Jersey Cities
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