ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Life Insurance Agents Near You in Paterson, NJ

Browse life insurance agents serving Paterson, New Jersey. Updated 2026-07-14.

The top-rated life insurance agent in Paterson, New Jersey is Frantz Gaston Jr - State Farm Insurance Agent, rated 4.9 stars across 2,843 reviews. Other highly rated options include Exclusive Insurance Brkg, Veronica's Insurance Agency, Freeway Insurance. This directory lists 17 life insurance agents serving Paterson.

Showing 17 life insurance agents in Paterson, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Frantz Gaston Jr - State Farm Insurance Agent750 Broadway Suite D(973) 782-4343
2Exclusive Insurance Brkg271 Union Ave(973) 341-6810
3Veronica's Insurance Agency693 Market St(973) 333-3493
4Freeway Insurance758 Main St(973) 662-7002
5Rayne Health Advisors337 Straight St(201) 563-5729
6Carmen's Insurance Agency553 Main St(973) 279-0270
7Adamas Insurance Brokerage125 Broadway #102(973) 358-0013
8Amana Insurance Agency1029 Main St(973) 955-4100
9Olmen Insurance Agency494 21st Ave(973) 279-4364
10Goosehead Insurance - Haya Matari1113 Main St(862) 214-2585
FG
750 Broadway Suite D
Frantz Gaston Jr - State Farm Insurance Agent
Life Insurance Agent · Paterson, NJ

As families in Paterson, New Jersey, plan for the future or purchase a new home, life insurance becomes a pressing consideration. Frantz Gaston Jr - State Farm Insurance Agent responds by offering personalized consultations to help residents understand coverage options that align with long-term financial goals. The agent explains policy types clearly, addressing local needs like mortgage protection and college funding. An initial assessment is conducted to evaluate each client’s current obligations and desired benefits before any formal proposal is made.

EI
271 Union Ave
Exclusive Insurance Brkg
Life Insurance Agent · Paterson, NJ

Exclusive Insurance Brkg serves the Paterson, New Jersey metro area as a life insurance agent. The company assists clients in selecting appropriate life insurance policies to provide financial protection for their families. It works with individuals on term and whole life insurance plans that meet immediate and long-term coverage needs. Policy options are evaluated to align with personal goals and budgets. The firm handles final expense insurance and mortgage protection policies for residents within this region.

VS
693 Market St
Veronica's Insurance Agency
Life Insurance Agent · Paterson, NJ

Veronica's Insurance Agency provides life insurance coverage options tailored for individuals and families in Paterson, New Jersey. The service includes helping clients evaluate term or whole life policies to match their long-term financial goals. Policy management assistance is offered to adjust coverage as needs change over time. The agency serves a variety of property owners, including those with single-family homes, apartments, retail spaces, and restaurants.

FI
758 Main St
Freeway Insurance
Life Insurance Agent · Paterson, NJ

Freeway Insurance provides life insurance coverage to individuals and families in and around Paterson, New Jersey. The agency helps clients select and maintain term life and whole life policies that offer financial protection for beneficiaries. Local agents work closely with residents to navigate application processes and adjust coverage as personal circumstances change. The company serves a broad clientele that includes professionals running offices, operators managing warehouses, and owners of food service establishments.

RH
337 Straight St
Rayne Health Advisors
Life Insurance Agent · Paterson, NJ

Rayne Health Advisors serves clients in Paterson, New Jersey, and the surrounding communities of Passaic County. The company handles life insurance needs, helping local residents evaluate policies that provide financial protection for their families. In this area, life insurance agents typically review a client’s income, debts, and long-term goals to recommend appropriate coverage amounts. The general approach Rayne Health Advisors uses involves a thorough consultation to understand each client’s unique situation, then presenting options from multiple carriers to find a suitable policy match.

CS
553 Main St
Carmen's Insurance Agency
Life Insurance Agent · Paterson, NJ

Homeowners and business owners in Paterson, NJ, rely on Carmen's Insurance Agency for life insurance solutions that provide financial protection for their families and companies. The agency assists clients in understanding term and whole life policies, helping to secure coverage that fits individual needs and budgets. With a focus on long-term planning and personalized guidance, Carmen's Insurance Agency also serves the broader Passaic County area, including the neighboring community of Clifton.

AI
125 Broadway #102
Adamas Insurance Brokerage
Life Insurance Agent · Paterson, NJ

Adamas Insurance Brokerage in Paterson, NJ assists clients in distinguishing between term life insurance, which provides coverage for a specified period, and permanent life insurance, which remains in effect for the entire lifetime as long as premiums are paid. The agency offers guidance on how these options address different needs, such as income replacement or final expense planning. Consultations and policy modifications are available on an as-needed basis, allowing flexibility for changing circumstances.

AI
1029 Main St
Amana Insurance Agency
Life Insurance Agent · Paterson, NJ

Serving the Paterson area, Amana Insurance Agency specializes in providing life insurance coverage tailored to protect families and individuals from financial hardship. A general life insurance agent, it assists clients in comparing policy options and planning for long-term security. For residents facing new parenthood, it helps secure a policy that ensures a child’s upbringing remains financially stable should an unexpected loss occur.

OI
494 21st Ave
Olmen Insurance Agency
Life Insurance Agent · Paterson, NJ

As families in Paterson begin planning for the security of their loved ones, many start to consider the financial gaps that an unexpected loss can create. Olmen Insurance Agency helps local households address these concerns by offering clear life insurance solutions tailored to individual budgets and coverage needs. Their agents focus on explaining policy differences in straightforward terms, ensuring each client understands how benefits support beneficiaries during difficult times. An initial assessment or personal consultation can be scheduled at the agency office to begin the review process.

GI
1113 Main St
Goosehead Insurance - Haya Matari
Life Insurance Agent · Paterson, NJ

Goosehead Insurance - Haya Matari provides professional life insurance guidance to individuals and families in Paterson, New Jersey. This agency specializes in helping clients select appropriate term or whole life policies to safeguard their financial futures. It works to match coverage with specific personal and professional needs. The agent assists business owners and commercial operators as well. Services are available for offices requiring key person protection, warehouses needing succession planning, and food service establishments seeking business continuity solutions.

SI
436 10th Ave
SR22 Insurance Solutions
Life Insurance Agent · Paterson, NJ
(862) 394-0184
sr22paterson.com
BC
322 Grand St
Better Choice Insurance Agency
Life Insurance Agent · Paterson, NJ
(973) 279-4455
betterchoiceinsurancenj.com
PI
1057-1059 Main St
Peak insurance agency
Life Insurance Agent · Paterson, NJ
(551) 362-2616
CI
108 Market St
Coversafe Insurance NJ
Life Insurance Agent · Paterson, NJ
(973) 221-2606
CI
214 Broadway
Capital Insurance
Life Insurance Agent · Paterson, NJ
(551) 362-2749
HF
1141 Main St
Homestead Financial Services
Life Insurance Agent · Paterson, NJ
(973) 652-0028
hfs-insurance.com
EF
998 Madison Ave
Exclusive Financial Services
Life Insurance Agent · Paterson, NJ
(973) 341-6810

What Does a a Life Insurance Agent in Paterson Cost?

In New Jersey, a healthy 35 year old might pay between 20 and 40 dollars per month for a 20 year term life policy with 250,000 dollars in coverage. Whole life policies typically cost more, often starting at 100 dollars per month for a small policy. Final expense policies for seniors can range from 30 to 100 dollars per month. Costs depend on age, health, coverage amount, and policy type. This is general information and not insurance advice.

About life insurance agents in Paterson

A life insurance agent in Paterson, New Jersey can help you find coverage to protect your family. New Jersey requires insurers to offer a free look period of at least 10 days on new life insurance policies. Local agents understand the needs of Passaic County residents and can explain state-specific rules like the New Jersey Life and Health Insurance Guaranty Association protections.

Frequently Asked Questions

What license does a life insurance agent need in New Jersey?

Agents must hold a valid New Jersey life insurance license issued by the Department of Banking and Insurance. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.

How long does it take to get a life insurance policy in Paterson?

A simplified issue policy can be approved in a few days. A fully underwritten policy with a medical exam usually takes 4 to 8 weeks. New Jersey law gives you a 10 day free look period to cancel for a full refund.

What types of life insurance are available in Paterson?

Common options include term life, whole life, universal life, and final expense policies. New Jersey residents can also consider group life through an employer. An agent can explain the differences and help you choose based on your budget and needs.

Life Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.