The top-rated life insurance agent in Oakland, New Jersey is Lewie Soaivan: Primerica - Financial Services, rated 5.0 stars across 29 reviews. Other highly rated options include Hector Villalona: Primerica - Financial Services, Theodore Agelis Jr: Primerica - Financial Services, Diane Triolo: Primerica - Financial Services. This directory lists 11 life insurance agents serving Oakland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lewie Soaivan: Primerica - Financial Services | 48 Spruce St 2ND FLOOR | (201) 465-2566 |
| 2 | Hector Villalona: Primerica - Financial Services | 169 Ramapo Valley Rd STE LL106 | (201) 677-2499 |
| 3 | Theodore Agelis Jr: Primerica - Financial Services | 169 Ramapo Valley Rd SUITE LL100 | (201) 644-7555 |
| 4 | Diane Triolo: Primerica - Financial Services | 48 Spruce St 2ND FLOOR | (973) 553-0511 |
| 5 | Vanessa Bustamante: Primerica - Financial Services | 169 Ramapo Valley Rd STE LL106 | (908) 468-2303 |
| 6 | Insurance Design Administrators | 153 Bauer Dr | (201) 308-1893 |
| 7 | Prudential Insurance Co | 410 Ramapo Valley Rd # 200 | (201) 928-5208 |
| 8 | Bobby Prince - Life Insurance Agent | 169 Ramapo Valley Rd SUITE LL106 | (201) 777-0336 |
| 9 | G. Ajamian Insurance Agency LLC | 350 Ramapo Valley Rd #60 | (201) 824-6200 |
| 10 | Janis Morin: Primerica - Financial Services | 48 Spruce St | (201) 465-2566 |
Lewie Soaivan: Primerica - Financial Services serves the Oakland, New Jersey area and nearby Bergen County as a life insurance agency. The company assists local residents with securing financial protection through various insurance products. Their services help individuals and families plan for long-term financial security. The agency focuses on assessing clients’ needs and recommending suitable coverage. It handles term life insurance policies and provides guidance on supplemental coverage options for clients in the Oakland region.
Hector Villalona: Primerica - Financial Services in Oakland, NJ, provides a range of insurance options designed to help individuals and families manage financial risk. Its service approach focuses on reviewing clients’ coverage needs and adjusting policies as life circumstances change, including periodic check-ins on existing plans to ensure they remain sufficient over time. The firm also assists with navigating claims processes whenever necessary. It services single-family homes, apartments, retail businesses, and restaurants.
Residents and homeowners in Oakland, New Jersey, can turn to Theodore Agelis Jr: Primerica - Financial Services for their life insurance needs. The company helps clients assess their financial protection requirements and select appropriate coverage to secure their family’s future. As a dedicated life insurance agent in the region, the firm provides guidance on policies that offer peace of mind. Services also extend to families and individuals in nearby Wyckoff and the greater Bergen County area.
Serving Oakland, New Jersey, and the surrounding Bergen County communities, Diane Triolo: Primerica - Financial Services operates as a life insurance agent handling both term and permanent life insurance policies. They also address clients’ needs for financial protection and family income security. Clients can expect a focus on needs-based analysis, evaluating individual circumstances to recommend appropriate coverage amounts. This approach typically begins with a thorough review of existing policies and financial obligations before presenting suitable options.
Vanessa Bustamante: Primerica - Financial Services specializes in life insurance agent services, assisting clients in Oakland, New Jersey, with evaluating their coverage needs. The company generally provides guidance on term life policies designed to protect families from financial hardship. This professional helps individuals and households navigate important life insurance decisions to ensure adequate financial safeguards are in place. With the arrival of summer, many local residents seek advice on updating beneficiary designations and adjusting coverage levels to account for seasonal travel and increased family activities.
Offering both comprehensive planning and periodic policy reviews, local life insurance agents help clients distinguish between single-purchase term policies and recurring whole or universal life arrangements. Insurance Design Administrators, operating in Oakland, NJ, assists with selecting appropriate coverage for asset protection or income replacement needs. Their consultations focus on aligning policy features with individual financial goals. Service is available on either a one-time or as-needed basis, depending on the client’s request for adjustments or initial implementation.
Prudential Insurance Co in Oakland, New Jersey offers term life, whole life, and universal life insurance policies designed to help clients build financial security. It also generally assists with policy reviews and beneficiary designations to ensure coverage matches evolving household needs. An area of particular seasonal concern is the increased demand for life insurance review during annual enrollment periods, when changes in health status or family circumstances may prompt adjustments to existing coverage or the addition of new policies to protect loved ones.
As the changing seasons in Oakland bring new financial considerations, Bobby Prince - Life Insurance Agent helps local residents evaluate their coverage needs. Operating directly in the area, this agent provides guidance on term and whole life policies to protect families from unexpected hardship. By reviewing individual circumstances and long-term goals, the agent assists clients in planning their financial futures. An initial assessment begins with a thorough review of current coverage and future objectives during a complimentary consultation.
G. Ajamian Insurance Agency LLC in Oakland, NJ provides guidance on life insurance products designed to help protect families and individuals against financial uncertainty. The agency assists clients in evaluating coverage options tailored to personal needs and long-term security goals. A key specialty is accommodating policyholders who require independent living and critical illness riders as part of their overall plan. This advisor can address the coverage requirements of professionals working in local commercial sectors, including offices, warehouses, and food service establishments.
Janis Morin: Primerica - Financial Services provides residential life insurance coverage for families in Oakland, New Jersey. The firm also offers commercial financial protection for local small businesses throughout the surrounding Bergen County area. As a life insurance agent, the company helps clients review their changing protection needs and policy options. The office schedules follow-up appointments and remains available for repeat service adjustments between regular review visits.
What Does a a Life Insurance Agent in Oakland Cost?
Life insurance agent services in New Jersey typically do not charge a separate fee because agents earn commissions from the insurance company. Premiums for a term life policy in New Jersey can range from 20 to 50 dollars per month for a healthy 35 year old for a 500,000 dollar policy. Whole life policies cost more, often starting at 100 dollars per month. Costs vary by age, health, policy type, and coverage amount. This is general information, not insurance advice.
About life insurance agents in Oakland
Life insurance agents in Oakland, New Jersey help residents and businesses secure financial protection for their families. New Jersey law requires agents to hold a valid state license and follow strict regulations under the New Jersey Department of Banking and Insurance. Local agents can guide you through options like term life, whole life, and universal life policies tailored to your needs.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
A life insurance agent in New Jersey must hold a valid life insurance producer license issued by the New Jersey Department of Banking and Insurance. This requires completing pre-licensing education and passing a state exam.
How do I choose a life insurance agent in Oakland?
Look for an agent with experience in New Jersey insurance laws and a strong local reputation. Check their license status on the New Jersey Department of Banking and Insurance website.
Can an agent help with New Jersey estate planning needs?
Yes, many life insurance agents in Oakland work with estate planning attorneys to help clients use life insurance for estate tax purposes. New Jersey has its own estate tax laws that may affect larger estates.
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