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Find Life Insurance Agents Near You in Metuchen, NJ

Looking for a life insurance agent in Metuchen? Review the directory below to compare your options.

13 agents listed
Updated May 2026
Metuchen, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 13 life insurance agents in Metuchen, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
All One Insurance Agency LLC
556 Middlesex Ave, Metuchen, NJ 08840
(732) 543-0444 alloneinsurance.com
Ejona Qormemeti: Allstate Insurance
276 Main St, Metuchen, NJ 08840
(732) 549-0979 agents.allstate.com
Marc Hughes - State Farm Insurance Agent
160-1 Liberty St, Metuchen, NJ 08840
(732) 874-5598 marchughesinsurance.com
Schenck Agency, Inc.
495 Main St, Metuchen, NJ 08840
(732) 548-2727 schenckagency.com
Andres Navarro: Allstate Insurance
143 US-1 Unit 9, Metuchen, NJ 08840
(732) 823-9012 agents.allstate.com
John Gatto - State Farm Insurance Agent
150 Main St, Metuchen, NJ 08840
(732) 548-5595 johnmgatto.com
Right Insurance Company NJ
406 Main St, Metuchen, NJ 08840
(848) 200-0013
Common Interests, LLC
160 Durham Ave #105, Metuchen, NJ 08840
(732) 710-4934 commoninterests.com
Reilly Financial Group, LLC
3 Amboy Ave, Metuchen, NJ 08840
(855) 573-4559 reillyfinancialgroup.com
Benefits Tower Group
296 Amboy Ave, Metuchen, NJ 08840
(732) 662-3533 benefitstower.com
Global Indemnity Insurance: Provenzano Philip
20 Highland Ave # A, Metuchen, NJ 08840
(732) 632-2790 globalindemins.com
Arocho Insurance Agent - Metuchen Office MVP Agency Maria V. Portales
54 Pearl St, Metuchen, NJ 08840
(732) 634-7777 arochoinsurance.com
Global Underwriters Agency, Inc.
20 Highland Ave, Metuchen, NJ 08840
(732) 632-3230 globalunderwritersagency.com

Life insurance agents in Metuchen, New Jersey help residents and businesses choose policies that provide financial security for their families. New Jersey law requires all life insurance agents to hold a valid state license and follow strict consumer protection rules. Local agents can explain how state regulations affect policy options and payouts.

What Does a Life Insurance Agent in Metuchen Cost?

The cost of life insurance in New Jersey varies based on age, health, coverage amount, and policy type. A healthy 35 year old might pay between 25 and 50 dollars per month for a 20 year term policy with 500,000 dollars in coverage. Whole life policies can cost 200 to 500 dollars per month for the same coverage. Rates are regulated by the New Jersey Department of Banking and Insurance. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of life insurance do agents in Metuchen offer?
Agents in Metuchen typically offer term life, whole life, universal life, and variable life insurance policies. They can also help with group life insurance for local employers.
Do life insurance agents in New Jersey need a special license?
Yes, all life insurance agents in New Jersey must hold a valid license from the New Jersey Department of Banking and Insurance. They must complete continuing education courses every two years to keep their license active.
How do New Jersey laws affect life insurance payouts?
New Jersey has a two-year contestability period during which an insurer can deny a claim for misrepresentation. After that, the policy is generally incontestable. Beneficiaries must file a claim within a reasonable time, usually within 30 days of the insureds death.