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Find Life Insurance Agents Near You in Lakewood, NJ

Browse life insurance agents serving Lakewood, New Jersey. Updated 2026-07-14.

The top-rated life insurance agent in Lakewood, New Jersey is PRIME Insurance Agency, rated 4.9 stars across 357 reviews. Other highly rated options include Cosmo Insurance Agency, Sterling Property and Casualty, Stonebrook Insurance Group. This directory lists 18 life insurance agents serving Lakewood.

Showing 18 life insurance agents in Lakewood, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1PRIME Insurance Agency960 E County Line Rd(732) 886-5751
2Cosmo Insurance Agency1600 Ave of the States #408(732) 363-3888
3Sterling Property and Casualty20 4th St Suite 211(732) 730-7130
4Stonebrook Insurance Group500 River Ave Suite 230(732) 905-4100
5Mitchell Hnatt: Allstate Insurance1900 NJ-70(732) 477-6900
6Ben Goldfischer: Allstate Insurance300 Main St(732) 719-4050
7Diamant & Associates1700 Ave of the States Suite 401(732) 276-5089
8Wilhelm699 Cross St #1(732) 961-1551
9J&R Insurance Agency & Financial Services LLC1400 Ocean Ave(732) 363-1625
10Insurance Agency New Jersey1166 River Ave(551) 273-4713
PI
960 E County Line Rd
PRIME Insurance Agency
Life Insurance Agent · Lakewood, NJ

PRIME Insurance Agency serves the Lakewood, New Jersey metro area as a local life insurance agent. The company provides guidance on policies designed to offer financial protection for individuals and their families. It assists clients in understanding different types of coverage to help secure their long-term financial goals. The agency works with residents to assess their personal needs and budget. Among the specific services it handles in this area are term life insurance policies and whole life insurance plans.

CI
1600 Ave of the States #408
Cosmo Insurance Agency
Life Insurance Agent · Lakewood, NJ

Cosmo Insurance Agency in Lakewood, NJ, offers a full range of life insurance solutions, including term, whole, and universal life policies tailored to individual financial goals. Its services include initial policy consultation, ongoing coverage reviews, and claim assistance to help clients adjust plans as their needs evolve. The agency also provides annual policy maintenance check-ins to ensure beneficiaries remain current. It serves single-family homes, apartments, retail businesses, and restaurants throughout the local area.

SP
20 4th St Suite 211
Sterling Property and Casualty
Life Insurance Agent · Lakewood, NJ

Homeowners, businesses, and property managers in Lakewood rely on Sterling Property and Casualty for personalized guidance on life insurance coverage. The agency helps clients evaluate term or whole life policies to protect their families and secure financial stability. Agents work closely with each customer to compare offerings from multiple carriers and match them to specific long-term goals. The practice also serves clients throughout the surrounding communities of Toms River and the greater Ocean County metro area.

SI
500 River Ave Suite 230
Stonebrook Insurance Group
Life Insurance Agent · Lakewood, NJ

Serving Lakewood, New Jersey, and the surrounding communities in Ocean County, Stonebrook Insurance Group handles life insurance coverage for individuals and families. The company assists clients in navigating policy options that address financial protection needs. It works with customers to identify suitable term or permanent life products. Stonebrook Insurance Group approaches each assignment by first reviewing a client's current circumstances and long-term goals before presenting tailored coverage solutions.

MH
1900 NJ-70
Mitchell Hnatt: Allstate Insurance
Life Insurance Agent · Lakewood, NJ

Mitchell Hnatt: Allstate Insurance in Lakewood, NJ helps clients choose between term life policies, which offer temporary protection for a set period, and permanent policies that accumulate cash value over a lifetime. Coverage amounts are selected based on individual needs, such as income replacement or final expense planning. An agent reviews personal circumstances to recommend an appropriate plan type and benefit level. Service for policy adjustments, claims support, or beneficiary updates runs on an as-needed basis throughout the year.

BG
300 Main St
Ben Goldfischer: Allstate Insurance
Life Insurance Agent · Lakewood, NJ

As a life insurance agent, Ben Goldfischer: Allstate Insurance offers term and whole life policies that provide financial protection for families and individuals in Lakewood, New Jersey. It also works with clients on their broader insurance needs, including auto and homeowners coverage to build comprehensive plans. Local residents often seek its guidance during seasonal changes, such as before summer travel, when updating policies to cover new life stages or assets becomes a practical priority.

DA
1700 Ave of the States Suite 401
Diamant & Associates
Life Insurance Agent · Lakewood, NJ

As families in Lakewood begin planning for the new school year, many consider securing their financial future. Diamant & Associates helps local residents navigate life insurance options to protect their loved ones. Located in Lakewood, NJ, this agency provides guidance on policies designed to meet individual needs, whether for income replacement or final expenses. A consultation usually begins with a review of current coverage and personal goals, followed by an initial assessment to recommend suitable plans.

WI
699 Cross St #1
Wilhelm
Life Insurance Agent · Lakewood, NJ

Wilhelm provides life insurance coverage to individuals and families in the Lakewood, NJ area. The agency focuses on helping clients select policies that align with financial goals and long-term planning needs. It offers term, whole, or universal life products as specialty options to address estate protection or income replacement. The firm serves local commercial sectors including office, warehouse, and food service operations that require business continuation strategies.

JI
1400 Ocean Ave
J&R Insurance Agency & Financial Services LLC
Life Insurance Agent · Lakewood, NJ
IA
1166 River Ave
Insurance Agency New Jersey
Life Insurance Agent · Lakewood, NJ
II
326 3rd St
Ideal Insurance Agency
Life Insurance Agent · Lakewood, NJ
(732) 363-8300
idealinsuranceagencynj.com
TL
323 Clifton Ave
True Life Insurance NJ
Life Insurance Agent · Lakewood, NJ
(732) 307-3222
SI
535 E County Line Rd Suite 16
Skyscraper Insurance
Life Insurance Agent · Lakewood, NJ
(212) 470-1953
skyscraperinsurance.com
AI
1200 River Ave
AGA Insurance
Life Insurance Agent · Lakewood, NJ
(732) 370-3028
againsure.com
AC
814 River Ave
Ameri Coverage Insurance
Life Insurance Agent · Lakewood, NJ
(732) 994-2294
americoverage.net
SI
36 Chambers Brg Rd
SYMS Insurance Agency
Life Insurance Agent · Lakewood, NJ
(732) 860-7967
symsins.com/contact-us
SD
241 4th St
Shapiro David
Life Insurance Agent · Lakewood, NJ
(732) 364-2555
WI
1777 Ave of the States
World Insurance Associates LLC
Life Insurance Agent · Lakewood, NJ
(718) 333-1155
locations.worldinsurance.com/grandview-brokerage-a-division-of-world-122dd6826cc5

What Does a a Life Insurance Agent in Lakewood Cost?

The cost of a life insurance policy in New Jersey depends on age, health, coverage amount, and policy type. A healthy 35 year old in Lakewood might pay between 25 and 50 dollars per month for a 20 year term policy with 500,000 dollars in coverage. Whole life policies typically cost more, often starting at 100 dollars per month for the same coverage. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.

About life insurance agents in Lakewood

Life insurance agents in Lakewood, New Jersey help individuals and families choose policies that meet their financial goals. New Jersey law requires all life insurance agents to hold a valid state license and follow regulations set by the New Jersey Department of Banking and Insurance. Local agents understand the unique needs of Lakewood residents, including those in the Orthodox Jewish community who may require policies that comply with halakha.

Frequently Asked Questions

What license does a life insurance agent need in New Jersey?

A life insurance agent in New Jersey must hold a valid life insurance producer license issued by the New Jersey Department of Banking and Insurance. This requires completing pre-licensing education and passing a state exam.

How long does it take to get a life insurance policy in Lakewood?

The process usually takes 2 to 6 weeks from application to policy issue. Factors include medical underwriting, the type of policy, and the insurance company. Some term policies with no medical exam can be issued in under a week.

Are there New Jersey tax benefits for life insurance?

Yes, life insurance death benefits are generally income tax free for beneficiaries under both federal and New Jersey law. New Jersey also allows a deduction for life insurance premiums paid by a business on key employees under certain conditions.

Life Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.