The top-rated life insurance agent in Kearny, New Jersey is John Costa - State Farm Insurance Agent, rated 4.5 stars across 229 reviews. Other highly rated options include MSM Insurance Agency, Secured Insurance Agency, MedChoice Advisors. This directory lists 10 life insurance agents serving Kearny.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Costa - State Farm Insurance Agent | 214 Kearny Ave | (201) 998-5600 |
| 2 | MSM Insurance Agency | 78 John Miller Way Suite 326 | (973) 319-4081 |
| 3 | Secured Insurance Agency | 728 Kearny Ave b | (201) 998-3400 |
| 4 | MedChoice Advisors | 347 Kearny Ave | (201) 334-6744 |
| 5 | Dynasty Agency | 83 Kearny Ave | (201) 997-2303 |
| 6 | The Bixler Group, LLC | 758 Kearny Ave | (201) 991-0032 |
| 7 | Borgos Hanlon Henry & Garcia Inc | 593 Kearny Ave | (201) 991-8700 |
| 8 | Jersey Travel Center & Insurance | 53 Kearny Ave | (201) 991-3315 |
| 9 | Truck Insurance Agency | 1 Hackensack Ave | (973) 578-8787 |
| 10 | BERMUDEZ HENSON | 78 John Miller Way #305 | (833) 550-0762 |
John Costa - State Farm Insurance Agent serves clients throughout Kearny, New Jersey, and the surrounding Hudson County area. The agency provides essential life insurance services to help residents protect their families and secure financial futures. Working with State Farm, this office assists individuals in understanding term and whole life policies that meet diverse needs and budgets. The team also offers consultations on annuities for long-term retirement planning. These specific life insurance and annuity solutions are handled directly by the local Kearny office.
MSM Insurance Agency provides a full range of life insurance services, including term, whole, and universal life policies, in Kearny, NJ. Its service plans focus on helping clients select suitable coverage levels for financial protection and long-term planning needs. The agency assists with policy adjustments and beneficiary updates over the life of each plan. It services single-family homes, apartments, retail, and restaurants.
Serving Kearny, New Jersey, and surrounding communities, Secured Insurance Agency handles life insurance policies for individuals and families. The agency assists clients in selecting coverage that aligns with their long-term financial needs. Its work involves assessing personal situations to recommend appropriate policy types and coverage amounts. To handle a typical job, the agency uses a consultative approach, first discussing a client’s goals and then comparing available options to present a tailored solution.
MedChoice Advisors in Kearny, NJ, distinguishes between one-time policy reviews and recurring service schedules, helping clients select life insurance coverage that aligns with long-term financial goals. They assist with term, whole, and universal policies, addressing needs like income replacement and final expenses. Service access generally runs on an as-needed basis, with clients contacting the agency to initiate consultations, policy changes, or claim assistance without a predetermined appointment cadence.
Dynasty Agency serves homeowners and families in Kearny, NJ, helping them navigate the life insurance process. It provides term and whole life policies, assisting clients in assessing coverage needs for financial protection and income replacement. The agency supports policyholders through applications, underwriting, and claims guidance, ensuring clear communication at every step. With a focus on local service, Dynasty Agency also covers nearby communities within the Newark metropolitan area, including Harrison and East Newark.
The Bixler Group, LLC specializes in term life and whole life insurance policies, alongside general coverage options for Kearny, NJ area families and individuals. It helps clients assess financial obligations, secure income replacement, and address estate planning needs through standard policy offerings. The company also assists with annual policy reviews to accommodate changing circumstances. At the start of the holiday season, it helps families finalize coverage to protect recently acquired gifts or home investments.
As families in Kearny plan for the new year, many review their financial safeguards, and Borgos Hanlon Henry & Garcia Inc provides guidance for life insurance decisions in the local area. The firm works with clients to understand coverage options that can protect household income and long-term goals. Whether someone is starting a policy or updating an existing plan, the agents assist with term and whole life considerations. An initial consultation to review personal needs and begin an assessment can be scheduled by contacting the office directly.
Jersey Travel Center & Insurance in Kearny, NJ serves clients needing financial protection through life insurance agent services. The company works with individuals to secure coverage tailored to personal circumstances and future needs. Policies focus on providing beneficiaries with financial stability after a loss. The agency also assists commercial clients, offering solutions to protect business interests. It can supply coverage for offices, warehouses, and food service operations, ensuring these enterprises have appropriate plans for their specific operational risks.
Truck Insurance Agency provides residential life insurance services to clients in Kearny, New Jersey. Beyond personal coverage, the agency also offers commercial life insurance solutions tailored for local businesses throughout the surrounding area. Their agents work closely with each policyholder to understand individual and company needs, ensuring appropriate coverage is in place. After a plan is activated, the agency routinely follows up during regular visits to adjust policies as life circumstances change or to schedule future reviews.
BERMUDEZ HENSON is known for guiding individuals and families through the process of selecting appropriate life insurance policies in Kearny, NJ. The agency helps clients evaluate term, whole, and universal life options to match their long-term financial goals and coverage needs. It works with residents to understand how insurance can protect loved ones against economic uncertainty. The team can also secure mortgage protection for new homeowners.
What Does a a Life Insurance Agent in Kearny Cost?
The cost of a life insurance policy in New Jersey depends on your age, health, coverage amount, and policy type. A healthy 35-year-old might pay between $20 and $50 per month for a 20-year term policy with $500,000 in coverage. Older applicants or those with health conditions may pay higher premiums. Whole life policies often cost more but build cash value over time. This is general information and not insurance advice.
About life insurance agents in Kearny
Life insurance agents in Kearny, New Jersey help residents find coverage that meets their financial needs. New Jersey law requires all life insurance agents to hold a valid state license and follow regulations set by the New Jersey Department of Banking and Insurance. Local agents can guide you through term life, whole life, and universal life policies available in the Kearny area.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
A life insurance agent in New Jersey must hold a valid producer license from the New Jersey Department of Banking and Insurance. The license requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education every two years to renew their license.
How do I choose a life insurance agent in Kearny?
Look for an agent who is licensed in New Jersey and has experience with policies that fit your budget and goals. You can verify an agents license on the New Jersey Department of Banking and Insurance website. Ask about the types of policies they offer and how they charge for their services.
What is the free look period for life insurance in New Jersey?
New Jersey law gives you a free look period of at least 10 days after you receive your life insurance policy. During this time you can cancel the policy for any reason and get a full refund of any premiums paid. This rule applies to all life insurance policies sold in the state.
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