The top-rated life insurance agent in Howell Township, New Jersey is Ryan Salonia - State Farm Insurance Agent, rated 4.9 stars across 468 reviews. Other highly rated options include Dave Johnson State Farm Insurance Agent, Phil Zorzi: Allstate Insurance, Marinelli Family Insurance Agency Inc. This directory lists 11 life insurance agents serving Howell Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Salonia - State Farm Insurance Agent | 3728 US-9 | (732) 905-6408 |
| 2 | Dave Johnson State Farm Insurance Agent | 5176 US-9 | (732) 367-8100 |
| 3 | Phil Zorzi: Allstate Insurance | 2210 US-9 | (732) 367-5599 |
| 4 | Marinelli Family Insurance Agency Inc | 31 Bracken Ct | (347) 749-2179 |
| 5 | Ken Dadd: Allstate Insurance | 227 Newtons Corner Rd | (732) 920-6300 |
| 6 | StepUp Insurance Agency | 4114 US-9 | (201) 975-5503 |
| 7 | Vito Manco - Mutual of Omaha | 8 Arrowwood Ct | (732) 266-0050 |
| 8 | A Way of Life | 2218 US-9 | (732) 677-9846 |
| 9 | Farmers Insurance - Kristina Antico | 103 W 2nd St Ste 4 | (732) 837-3395 |
| 10 | AAA Insurance - Edward Licciardi Insurance Agency LLC | 2344 US-9 Unit 1A | (732) 780-7889 |
Ryan Salonia - State Farm Insurance Agent serves the Howell Township area and surrounding communities in Monmouth County, providing life insurance solutions to local residents. The agency helps clients understand the importance of protecting their families with coverage that offers financial security in the event of an unexpected loss. Life insurance agents in this area commonly assist with policy selection and management to match individual needs and budgets. The office handles term life insurance policies and final expense coverage for Howell Township clients.
Dave Johnson State Farm Insurance Agent provides a range of life insurance products designed to help protect the financial future of local families and individuals. The agency works with clients to develop custom plans, offering ongoing policy reviews and adjustments as life circumstances change. Serving the Howell Township, NJ area, the office assists with coverage for homeowners, renters, and auto insurance needs. It services single-family homes, apartments, retail establishments, and restaurants.
Phil Zorzi: Allstate Insurance serves local homeowners and individuals seeking life insurance protection in the Howell Township, New Jersey area. The agency helps clients evaluate term and whole life options to meet family financial planning needs. Policyholders receive guidance on death benefit amounts and potential cash value accumulation. The office works with residents throughout Howell Township and also covers neighboring communities across Monmouth County.
Serving Howell Township, New Jersey, and the surrounding communities, Marinelli Family Insurance Agency Inc handles life insurance arrangements for local residents. The company assists clients with policies designed to provide financial security for beneficiaries. It evaluates individual coverage needs, considering factors like family obligations and future income replacement. The agency typically guides each client through available options, comparing policy types and benefit amounts to match specific personal circumstances. It then helps finalize the application process, ensuring the chosen plan aligns with the client’s long-term financial goals.
Ken Dadd: Allstate Insurance, based in Howell Township, New Jersey, offers life insurance coverage that addresses both one-time financial needs and recurring protection goals. Clients can choose term policies for specific periods or whole life options built for lifelong security. Serving the local area, the agency provides guidance on policy selections tailored to individual budgeting and family planning requirements. Service appointments are conducted on both a one-time scheduled basis for initial setup and as-needed follow-up consultations to adjust coverage over time.
StepUp Insurance Agency in Howell Township, NJ distinguishes between one-time policy setups for immediate coverage and recurring service plans for ongoing adjustments. It assists clients with term, whole, or universal life coverage tailored to financial goals and family protection needs. Annual reviews can be scheduled, while one-time consultations for specific life events are available on demand. As-needed service is provided for urgent changes such as beneficiary updates or beneficiary claims, ensuring responsive local support with no rigid appointment schedule.
Specializing in term, whole, and universal life insurance policies, Vito Manco - Mutual of Omaha serves clients in Howell Township, New Jersey, with customized coverage plans. It also assists individuals and families in evaluating their financial protection needs through straightforward consultation and product comparisons. The agency helps residents address everyday income replacement and final expense planning concerns. During the end-of-year holiday season, it advises on updating beneficiaries and reviewing policy coverage to align with major life changes.
As seasons change in Howell Township, New Jersey, many families begin reviewing their financial safeguards for the future. A Way of Life provides life insurance agent services tailored to these changing needs, guiding local residents through policy options that can offer security for their loved ones. Their approach focuses on understanding individual circumstances and recommending appropriate coverage levels. An initial consultation is arranged to assess each client’s present situation and long-term goals, forming the basis for a personalized review of available choices.
Farmers Insurance - Kristina Antico provides life insurance services to residents of Howell Township, New Jersey, and the surrounding area. The agency focuses on helping clients secure financial protection for their families through customizable policies. Farmers Insurance offers supplemental coverage options such as accidental death and dismemberment. The agency serves a variety of commercial sectors including offices, warehouses, and food service establishments.
AAA Insurance - Edward Licciardi Insurance Agency LLC serves residential clients in Howell Township, NJ, with life insurance coverage tailored to individual needs. Commercial policies are also provided for local businesses seeking protection for their operations. The agency works with clients throughout the surrounding area to assess coverage requirements. Service includes ongoing support, ensuring policies remain relevant as circumstances change. Clients can schedule follow-up appointments between regular visits to review any adjustments or new options that may arise, maintaining consistent protection over time.
What Does a a Life Insurance Agent in Howell Township Cost?
Typical costs for life insurance in New Jersey vary widely based on age, health, coverage amount, and policy type. A healthy 35-year-old might pay between 20 and 50 dollars per month for a 20-year term policy of 500,000 dollars. Whole life policies often cost more, sometimes 100 to 300 dollars per month for the same coverage. This is general information, not insurance advice.
About life insurance agents in Howell Township
Life insurance agents in Howell Township, New Jersey help residents find coverage that fits their needs and budget. New Jersey requires all life insurance agents to hold a valid state license and follow regulations from the New Jersey Department of Banking and Insurance. Local agents can guide you through options like term life, whole life, and universal life policies.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
A life insurance agent in New Jersey must hold a valid producer license issued by the New Jersey Department of Banking and Insurance. This requires completing pre-licensing education and passing a state exam.
How do I find a life insurance agent in Howell Township?
You can search the New Jersey Department of Banking and Insurance website for licensed agents in Monmouth County. Local directories and referrals from neighbors in Howell Township are also helpful.
What types of life insurance are available in New Jersey?
Common types include term life, whole life, universal life, and variable life insurance. Each type has different features and costs, and an agent can explain which may suit your situation.
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