The top-rated life insurance agent in Hasbrouck Heights, New Jersey is Frank Petronella - State Farm Insurance Agent, rated 4.9 stars across 475 reviews. Other highly rated options include Allen & Allen Insurance Agency Inc., Cardenas Insurance Brokerage, Central Insurance Co. This directory lists 10 life insurance agents serving Hasbrouck Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Frank Petronella - State Farm Insurance Agent | 500 NJ-17 #305 | (201) 288-0099 |
| 2 | Allen & Allen Insurance Agency Inc. | 228 Boulevard | (201) 288-3373 |
| 3 | Cardenas Insurance Brokerage | MAIL BOX ONLY, 185 Boulevard #242 | (908) 827-1643 |
| 4 | Central Insurance Co | 155 Boulevard | (551) 365-1800 |
| 5 | Prosper Insurance Agency | 500 Hasbrouck Ave | (201) 212-5851 |
| 6 | Acrisure Hasbrouck Heights, NJ (Scirocco Group Inc) | 777 Terrace Ave | (201) 727-0070 |
| 7 | Insurox | 219 Boulevard | (201) 727-1099 |
| 8 | J. Insurance Agency | 213 Williams Ave | (848) 308-1455 |
| 9 | Otterstedt Insurance Agency | 417 Boulevard | (201) 288-8844 |
| 10 | Insuranze Associates | 411 NJ-17 Ste 100 | (201) 288-0147 |
Frank Petronella - State Farm Insurance Agent serves Hasbrouck Heights and the surrounding Bergen County area, specializing in personal risk management solutions. The agency helps clients secure financial protection through life insurance policies designed to support families during difficult times. They also work with individuals to build long-term savings strategies that align with their personal goals. By offering tailored policy options, the agency addresses common concerns about income replacement and future obligations. In this region, life coverage often helps with mortgage protection and funeral expense planning.
Allen & Allen Insurance Agency Inc. in Hasbrouck Heights, NJ offers a full range of life insurance products, including term and permanent policies tailored to individual coverage needs. The agency works with clients to choose appropriate policy amounts, with ongoing support for updating beneficiaries and adjusting coverage as circumstances change. Access to online account management simplifies premium payments and policy reviews. The firm services single-family homes, apartments, retail, and restaurants.
Cardenas Insurance Brokerage serves homeowners, families, and small businesses seeking life insurance protection in Hasbrouck Heights, New Jersey. The agency helps clients understand term and whole life policy options to secure financial stability for their beneficiaries. A dedicated agent works directly with each customer to compare appropriate coverage based on individual goals and budget. Cardenas Insurance Brokerage also extends its services to clients living in surrounding Bergen County communities, including Hackensack and Paramus.
Central Insurance Co in Hasbrouck Heights, NJ offers both term life policies, which provide coverage for a set period, and permanent life policies, which remain in force for the insured’s lifetime. Life insurance agents in this area typically guide clients in selecting appropriate coverage amounts and beneficiaries. As a general practice, the company’s service appointments are arranged on an as-needed basis, allowing clients to request policy reviews or updates whenever their needs change during the year.
Prosper Insurance Agency offers life insurance policies designed to provide financial protection for families and individuals. It handles term, whole, and universal life coverage to meet various long-term needs. Serving Hasbrouck Heights and the surrounding Bergen County area, the agency guides clients through policy selection and beneficiary planning. For those approaching retirement, it also helps address concerns about leaving a legacy or covering final expenses when seasonal tax or estate planning questions arise.
As residents of Hasbrouck Heights plan for the protection of their families ahead of the new school year, Acrisure Hasbrouck Heights (Scirocco Group Inc) offers local life insurance agent services tailored to individual needs. The company assists clients in reviewing available policy options and understanding how coverage can provide long-term financial security for dependents. An initial consultation begins with an assessment of the applicant’s current situation and future goals.
Insurox serves Hasbrouck Heights, New Jersey, and its surrounding communities, handling life insurance agent needs for local residents. The company assists clients with various personal life insurance products, helping individuals select appropriate coverage for their specific situations. In the local area, life insurance agents typically guide customers through comparing policy types and understanding long-term financial protection options. For a typical job, Insurox begins by reviewing the client’s personal circumstances and financial goals to tailor coverage recommendations that align with their needs.
J. Insurance Agency serves residents of Hasbrouck Heights and the surrounding communities with personalized life insurance guidance. The agency also assists local businesses in securing commercial coverage that protects their operations and key personnel. For clients throughout Bergen County and northern New Jersey, the team provides ongoing support between regular visits, reviewing coverage needs and helping to manage policy updates or beneficiary changes as circumstances evolve.
Otterstedt Insurance Agency provides life insurance coverage to residents in Hasbrouck Heights, New Jersey, and throughout the surrounding region. They also offer commercial life insurance policies for local businesses, ensuring both individual and professional needs are addressed. The agency serves clients across northern New Jersey and the nearby metropolitan area. After confirming coverage adjustments during annual policy reviews or life changes, they schedule any necessary follow-up service to be done between regular visits.
Insuranze Associates provides life insurance coverage for residents and businesses in Hasbrouck Heights, New Jersey. The agency specializes in helping clients select appropriate policy types, including term and permanent options, to meet personal financial planning needs. Those needs often involve income replacement, mortgage protection, or estate planning for families. For business clients, the firm can structure policies to support continuity and key-person arrangements. Its commercial sectors served include offices, warehouses, and food service operations.
What Does a a Life Insurance Agent in Hasbrouck Heights Cost?
Life insurance costs in New Jersey vary by age, health, and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy of 500,000 dollars. Older applicants or those with health issues may pay 100 to 300 dollars per month for similar coverage. This is general information and not insurance advice.
About life insurance agents in Hasbrouck Heights
Life insurance agents in Hasbrouck Heights help residents and businesses secure financial protection for their families. New Jersey law requires insurers to offer a free look period of at least 10 days on new life policies. Local agents can guide you through term life, whole life, and universal life options tailored to Bergen County needs.
Frequently Asked Questions
What licenses do life insurance agents in Hasbrouck Heights need?
Agents must hold a valid New Jersey insurance producer license. This requires passing the state exam and completing continuing education every two years. The New Jersey Department of Banking and Insurance oversees all licensing.
How long does it take to get a life insurance policy in New Jersey?
The process can take from a few days to several weeks. It depends on the policy type and your health. New Jersey law allows a 10 day free look period after you receive the policy.
Do I need a medical exam for life insurance in Hasbrouck Heights?
Many policies require a medical exam, but some offer no exam options. Term life policies often require a paramedical exam. Guaranteed issue policies do not require an exam but have lower coverage limits.
Life Insurance Agents in Other New Jersey Cities
Bayonne · Bloomfield · Brick Township · Bridgewater · Cedar Grove · Cherry Hill Township · Chester · Cinnaminson · Clark · Clifton · Colts Neck · Cranford · Dover · East Brunswick · East Hanover