The top-rated life insurance agent in Hackensack, New Jersey is Omar Juarbe - State Farm Insurance Agent, rated 4.9 stars across 492 reviews. Other highly rated options include Kyle Rourke - State Farm Insurance Agent, AAA Hackensack, JN Insurance Agency. This directory lists 17 life insurance agents serving Hackensack.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Omar Juarbe - State Farm Insurance Agent | 379 Main St 1st Floor | (551) 287-6993 |
| 2 | Kyle Rourke - State Farm Insurance Agent | 150 Main St | (201) 644-8880 |
| 3 | AAA Hackensack | 450 Hackensack Ave | (201) 261-7900 |
| 4 | JN Insurance Agency | 131 Main St Suite 160 | (201) 877-9333 |
| 5 | Cosmo Insurance Agency | 2 University Plaza Dr Suit 100 | (201) 817-1388 |
| 6 | Kusel Associates Insurance | 190 Moore St | (201) 489-6366 |
| 7 | GRAHAM FAMILY AGENCY | 3 Elm Ave | (201) 355-3252 |
| 8 | Alfredo Caba | 235 Moore St Suite 101 | (201) 279-1231 |
| 9 | Americas Group | 235 Moore St Suite 101 | (201) 843-3791 |
| 10 | Farmers Insurance - Alex Vivien | 433 Essex St Ste 2 | (201) 336-0006 |
Omar Juarbe - State Farm Insurance Agent serves the Hackensack, New Jersey area with personal insurance and financial services. The company helps individuals and families protect assets and plan for long-term financial stability. As a life insurance agent, it offers guidance on coverage options designed to provide income replacement and final expense support for local residents. Policyholders can work with the agency to tailor plans that meet household needs. Specific services handled in this region include term life insurance policies and whole life insurance coverage for income protection.
Kyle Rourke - State Farm Insurance Agent in Hackensack, NJ provides life insurance policies tailored to individual financial goals and family security needs. The agency offers ongoing policy reviews to help assure coverage keeps pace with changing life circumstances. Client service includes assistance with beneficiary updates and claims filing. This agent maintains a local office available for in-person consultations regarding term and whole life options. The practice services a range of properties including single-family homes, apartments, retail spaces, and restaurants requiring business-related life coverage.
Homeowners and business owners in Hackensack and the surrounding Bergen County area turn to AAA Hackensack for life insurance agent services. This agency provides guidance on term life and whole life policies, helping clients assess their coverage needs based on family financial goals and estate planning requirements. It serves property managers and local entrepreneurs seeking reliable income protection solutions. The agency also assists residents in nearby Teaneck, ensuring a broad metro coverage for personalized policy management and beneficiary consultations.
JN Insurance Agency serves Hackensack, New Jersey and its surrounding communities. It handles life insurance policies designed to provide financial protection for families and individuals. The agency navigates clients through various policy types to help them select appropriate coverage levels. For a typical client, the process begins with a careful assessment of their current financial needs and long-term goals. Each case is approached with a focus on finding a suitable plan that offers sustainable benefits for the insured's beneficiaries.
Cosmo Insurance Agency in Hackensack, New Jersey, specializes in term, whole, and universal life insurance policies to meet diverse financial needs. It also provides general coverage consultations, assisting clients in evaluating their long-term income replacement and final expense requirements. The agency helps families in the local area navigate complex policy options to ensure adequate protection. As winter approaches, it assists clients in confirming their beneficiaries are up to date before the holiday season travel begins.
Kusel Associates Insurance in Hackensack, NJ helps clients differentiate between one-time life insurance policies for specific needs, such as covering a final expense, and recurring term or whole life coverage that provides long-term financial protection for beneficiaries. As a life insurance agent, the company assists individuals and families in assessing their coverage requirements and comparing available policy options in the local market. Service for policy selection and enrollment typically runs on an as-needed basis, aligned with each client’s changing life circumstances.
Graham Family Agency in Hackensack specializes in life insurance policy options designed to protect families and individuals from financial hardship. It generally works with clients to assess coverage needs, comparing term and whole life solutions for long-term estate planning and income replacement. The agency particularly helps local residents navigate coverage adjustments during major life transitions, such as marriage or the birth of a child. It also assists seniors in Hackensack with reviewing final expense policies to prepare for end-of-life costs in the upcoming year.
As seasons change and families in Hackensack review their financial protections, Alfredo Caba provides life insurance agent services tailored to local needs. This company assists individuals in assessing coverage that aligns with long-term planning for dependents and estate obligations. Clients receive guidance in comparing term and whole life policies. An initial assessment of current coverage and future goals is scheduled during the first appointment.
Americas Group provides life insurance services to individuals and families in Hackensack, New Jersey. The firm specializes in offering supplemental policy options that address specific financial protection needs. Agents help clients understand coverage plans and evaluate beneficiary benefits for long-term security. The company also serves commercial operations seeking group life policies or workplace benefit packages for their employees. These business sectors include local offices planning employee enrollment, warehousing companies requiring risk management for staff, and food service establishments needing reliable life insurance options.
Farmers Insurance - Alex Vivien in Hackensack, NJ, offers life insurance to cover residential needs such as mortgage protection and income replacement for local families. The agency also provides commercial coverage for small businesses in the Hackensack area, tailoring policies to general liability and business continuity requirements. Service extends across Bergen County to help clients secure their financial futures. After policies are issued, the agent checks in periodically to review coverage and adjust plans for changing life circumstances, ensuring continued support between regular annual reviews.
What Does a a Life Insurance Agent in Hackensack Cost?
Life insurance costs in New Jersey vary by age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500,000 dollars in coverage. Whole life policies typically cost more often 100 to 300 dollars per month for similar coverage. These are general estimates and actual quotes will differ. This information is general and not insurance advice.
About life insurance agents in Hackensack
Life insurance agents in Hackensack New Jersey help residents find coverage that meets state requirements. New Jersey law requires insurers to offer a free look period of at least 10 days on new life policies. Agents can guide you through term life whole life and other products available in Bergen County.
Frequently Asked Questions
What license does a life insurance agent in Hackensack need?
Agents must hold a valid New Jersey insurance producer license. This requires completing pre licensing education and passing the state exam. The license is regulated by the New Jersey Department of Banking and Insurance.
How long does it take to get life insurance in New Jersey?
The process can take from a few days to several weeks. It depends on the policy type and your health history. New Jersey law allows a 10 day free look period after you receive the policy.
What is the difference between term and whole life insurance in New Jersey?
Term life covers you for a set period like 10 or 20 years. Whole life provides permanent coverage and builds cash value. Both types are available from licensed agents in Hackensack.
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