The top-rated life insurance agent in Elmwood Park, New Jersey is Preferred Choice Insurance Agency, rated 4.7 stars across 79 reviews. Other highly rated options include Insurance: David Kronstat, Iliana Tirado: Allstate Insurance, Farmers Insurance - Jose Falen. This directory lists 11 life insurance agents serving Elmwood Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Preferred Choice Insurance Agency | 440 Market St Ste 1B | (201) 616-7644 |
| 2 | Insurance: David Kronstat | 247 Market St | (201) 843-7072 |
| 3 | Iliana Tirado: Allstate Insurance | 234B Market St | (201) 468-8850 |
| 4 | Farmers Insurance - Jose Falen | 278 Broadway #1 | (201) 794-1000 |
| 5 | A Wahba Insurance | 550 Mola Blvd | (201) 791-4777 |
| 6 | Legacy Insurance Agency of NJ, LLC member FMJ Agency Alliance | 301 Riverfront Blvd Suite #3 | (201) 886-7300 |
| 7 | Farmers Insurance - Yousuf Shafi | 262 Market St | (201) 773-9410 |
| 8 | Loyas Agency | 669 River Dr | (201) 703-9500 |
| 9 | All About 'U' Brokerage | 278 Broadway Suite C | (203) 465-6818 |
| 10 | Titan Agency | 406 US-46 | (201) 210-9775 |
Preferred Choice Insurance Agency serves Elmwood Park and the surrounding Bergen County area, offering life insurance agent services to local residents. The company assists individuals in evaluating their coverage needs and securing appropriate policies for financial protection. It provides guidance on term life and whole life insurance, helping clients understand their options for long-term planning and income replacement. The agency specializes in helping families prepare for future financial security through knowledgeable support and careful policy selection in the Elmwood Park area, including final expense coverage.
Insurance: David Kronstat serves homeowners, businesses, and property managers in Elmwood Park, New Jersey, seeking life insurance coverage. The agency helps clients evaluate term, whole, and universal life policies to protect their families and financial interests. It works with individuals to determine appropriate benefit amounts based on personal needs and long-term goals. Policy comparisons and straightforward explanations of coverage options are provided to ensure informed decisions. The agency also serves clients in the broader Bergen County area and neighboring communities such as Fair Lawn.
Iliana Tirado: Allstate Insurance in Elmwood Park, NJ provides life insurance policies alongside a range of personal coverage options. The agency assists clients with policy selection and offers ongoing support for policy maintenance, including periodic reviews and beneficiary updates. It helps individuals and families assess their financial protection needs through straightforward consultations. The office services single-family homes, apartments, retail spaces, and restaurants in the surrounding area.
Serving Elmwood Park, New Jersey, and the surrounding communities, Farmers Insurance - Jose Falen handles life insurance needs for local residents and families. The agency helps clients select appropriate policies to provide financial protection for their loved ones. This individual insurance work involves guiding customers through coverage options suited to their personal situations. Each typical job is approached by first assessing the client's specific financial goals and family needs before presenting a clear comparison of available plans to fit their long-term requirements.
A Wahba Insurance, based in Elmwood Park, NJ, helps clients distinguish between term life policies that offer coverage for a specific period and permanent life options that build cash value over a lifetime. Agents explain how coverage amounts can be tailored to meet individual financial obligations or family protection goals. This life insurance agent service runs on a one-time basis, typically during policy setup or annual review meetings.
Legacy Insurance Agency of NJ, LLC member FMJ Agency Alliance in Elmwood Park, NJ specializes in life insurance policies, including term and whole life coverage. The agency also provides general financial protection advice to local residents, helping them secure benefits for their beneficiaries. Its services extend to estate planning support and income replacement strategies for families. During the open enrollment season, it assists clients in reviewing their existing life insurance coverage to ensure their policies still meet their current household needs.
As the changing seasons bring new financial considerations to families in Elmwood Park, NJ, careful planning can help protect loved ones from unexpected hardship. Farmers Insurance - Yousuf Shafi provides life insurance coverage designed to address these local needs. An agent helps explain policies that offer financial protection, whether for final expenses, income replacement, or long-term obligations. The process begins with a complimentary, no-obligation review of an individual’s or family’s current situation to determine suitable coverage options during an in-person or virtual assessment.
Loyas Agency offers comprehensive life insurance guidance, specializing in whole life and term policy planning for residents of Elmwood Park, New Jersey. The agency assists individuals with coverage options to protect family finances and long-term goals. It can also provide risk assessment and application support for businesses needing life insurance policies for key personnel. This allows Loyas Agency to meet the needs of local clients working in offices, warehouses, and food service establishments.
Serving residents in Elmwood Park, NJ, this life insurance agent helps individuals secure personal financial protection for their families. Commercial coverage for local businesses is also available, with policies tailored to different professional needs. The office provides service throughout Elmwood Park and the surrounding Bergen County area. New clients receive help evaluating their specific insurance requirements to select appropriate plans. Follow-up assistance between regular visits ensures policy details are reviewed and adjustments can be made as life circumstances evolve over time.
Titan Agency in Elmwood Park, NJ, is known for providing life insurance coverage that helps individuals and families secure their financial future. Its service range includes term and permanent life policies designed to meet various long-term planning needs. The agency assists clients in evaluating coverage amounts that can address final expenses, mortgage obligations, and income replacement. As a specialty service, it can also add on critical illness insurance to complement a standard life policy.
What Does a a Life Insurance Agent in Elmwood Park Cost?
Life insurance costs in New Jersey vary by age, health, coverage amount, and policy type. For a healthy 30-year-old, a 20-year term policy with 500,000 dollars in coverage might cost 25 to 40 dollars per month. Whole life policies are more expensive, often starting at 100 dollars per month for similar coverage. This is general information, not insurance advice.
About life insurance agents in Elmwood Park
Life insurance agents in Elmwood Park, New Jersey help residents find coverage that fits their needs and budget. New Jersey law requires agents to hold a valid state license and follow strict regulations to protect consumers. Whether you need term life or whole life insurance, a local agent can guide you through the process.
Frequently Asked Questions
What types of life insurance do agents in Elmwood Park offer?
Agents typically offer term life, whole life, universal life, and variable life insurance policies. They can help you compare options based on your age, health, and financial goals.
Do I need a medical exam to get life insurance in New Jersey?
Many policies require a medical exam, but some no-exam policies are available for lower coverage amounts. An agent can explain the requirements and help you choose a policy that fits your situation.
How do I verify a life insurance agent license in New Jersey?
You can check an agents license through the New Jersey Department of Banking and Insurance website. All licensed agents must meet state education and continuing education requirements.
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