The top-rated life insurance agent in Elizabeth, New Jersey is Cuartas Insurance Agency, rated 4.9 stars across 565 reviews. Other highly rated options include UPIX INSURANCE, Angel Rodriguez - State Farm Insurance Agent, Zenith Agency LLC. This directory lists 15 life insurance agents serving Elizabeth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cuartas Insurance Agency | 34 Rankin St | (908) 764-0271 |
| 2 | UPIX INSURANCE | 729 Edgar Rd | (908) 845-7722 |
| 3 | Angel Rodriguez - State Farm Insurance Agent | 902 2nd Ave | (908) 469-1432 |
| 4 | Zenith Agency LLC | 1000 Elizabeth Ave suite b | (908) 355-0070 |
| 5 | Dave Carrubba - State Farm Insurance Agent | 321 Rahway Ave | (908) 662-3300 |
| 6 | InsureOne Insurance | 1089 Elizabeth Ave #7 | (908) 452-7032 |
| 7 | RCX Insurance Agency | 847 E Jersey St | (908) 355-0111 |
| 8 | New Century Insurance Agency Brokerage | 443 Elizabeth Ave | (908) 576-6821 |
| 9 | MEDICARE ADVISORS INSURANCE GROUP LLC | 3 Broad St | (877) 255-0284 |
| 10 | Global Insurance Agency | 514 Westfield Ave #1 | (908) 469-8441 |
Cuartas Insurance Agency serves the Elizabeth, New Jersey metro area as a local life insurance agent. The company assists clients in securing financial protection for their families through various policy options. It helps individuals assess coverage amounts that match their income, debts, and future goals. The agent guides customers through the application process and clarifies complex policy terms. Specific services it handles in this area include term life insurance policies for temporary needs and whole life coverage for permanent financial planning.
UPIX INSURANCE provides life insurance agent services to residents and businesses in Elizabeth, New Jersey. It helps clients assess their coverage needs for financial protection and future planning, offering support in selecting suitable policy options. Regular policy reviews and updates are available to ensure coverage remains aligned with changing circumstances. The company maintains clear communication and straightforward guidance throughout the application and claims process. It serves single-family homes, apartments, retail establishments, and restaurants in the local area.
Serving homeowners, renters, and local business owners in Elizabeth, Angel Rodriguez - State Farm Insurance Agent provides life insurance policies designed to help protect families and secure financial futures. The agency takes time with each client to discuss coverage options that fit their stage of life, whether for final expenses, income replacement, or mortgage protection. It helps individuals understand how a policy can work alongside their existing financial plans. This agent also serves clients throughout surrounding Union County communities, including Linden and Hillside.
In a field where clients may need either a one-time policy review or ongoing coverage management, Zenith Agency LLC serves the Elizabeth, NJ area as a life insurance agent. This practice assists individuals and families in comparing term and whole life insurance plans to match their financial planning needs. Ongoing support includes periodic policy adjustments as clients’ circumstances change. Service runs on an as-needed basis, with clients scheduling meetings when they seek updated quotes or a new policy application.
Serving Elizabeth, New Jersey, and the surrounding communities, Dave Carrubba - State Farm Insurance Agent handles life insurance coverage for local residents and families. The agency works with clients to explore term and whole life policies tailored to different financial situations and protection needs. The approach involves reviewing individual circumstances to recommend appropriate coverage amounts, then guiding the applicant through the required underwriting and policy selection process to secure their benefits.
InsureOne Insurance serves Elizabeth, New Jersey, and the surrounding communities with life insurance agent services. The company handles term life, whole life, and universal life policies for local families and individuals. Assessing each client’s current financial obligations and future goals, the agent works to match coverage amounts with personal needs. To complete a typical job, it reviews policy options, explains benefit details, and helps the applicant finalize the necessary paperwork.
RCX Insurance Agency in Elizabeth, New Jersey, specializes in tailoring life insurance policies to fit individual family financial goals. The agency handles term and permanent life coverage consultations, guiding clients through various plan structures to protect long-term stability. Its general service work includes reviewing current policies and assessing coverage gaps for local residents. Life insurance agents at RCX assist with adjusting beneficiaries or updating plans after life events such as marriage. During periods of rising household expenses, the agency helps clients secure final expense coverage to ease end-of-life planning burdens.
As families in Elizabeth, NJ look ahead to the coming year, securing financial protection becomes a priority. New Century Insurance Agency Brokerage helps residents address this need with personalized life insurance agent services. The company guides clients through policy options designed to meet individual circumstances, from term to permanent coverage. Each consultation focuses on understanding local lifestyle factors and long-term goals. To begin this process, the agent schedules a detailed needs assessment to review coverage requirements and potential benefit amounts.
MEDICARE ADVISORS INSURANCE GROUP LLC provides residential life insurance services to individuals and families in Elizabeth, New Jersey. The company also offers commercial coverage options for local businesses requiring life insurance policies. They serve clients throughout the Elizabeth area with personalized consultations on policy selection. Regular visits allow the agent to review changing needs and adjust coverage accordingly. Customers can expect follow-up service between these visits to address any questions or document updates that arise.
Global Insurance Agency in Elizabeth, NJ helps individuals and families secure financial protection through life insurance policies. The company focuses on permanent and term coverage, assisting clients in planning for long-term needs and unexpected events. By emphasizing straightforward guidance, it aims to make the selection process clear. This agency can serve a variety of commercial clients, including office spaces, warehouses, and food service establishments, offering them life insurance options for key personnel and business continuity planning.
What Does a a Life Insurance Agent in Elizabeth Cost?
Life insurance costs in New Jersey vary by age, health, and policy type. A healthy 35-year-old might pay $20 to $40 per month for a 20-year term policy with $500,000 coverage. Whole life policies can cost $100 to $300 per month for similar coverage. Costs also depend on factors like smoking status and medical history. This is general information, not insurance advice.
About life insurance agents in Elizabeth
Life insurance agents in Elizabeth, New Jersey help residents find coverage to protect their families. New Jersey requires agents to hold a valid state license and follow strict regulations. A local agent can explain how NJ estate taxes may affect your policy choices.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
New Jersey requires agents to pass a state exam and hold a valid Life Insurance Producer license. This license must be renewed every two years with continuing education credits.
How do I choose a life insurance agent in Elizabeth?
Look for an agent with experience in New Jersey policies. Check their license status on the NJ Department of Banking and Insurance website. Ask about their familiarity with local carriers and NJ estate laws.
What types of life insurance are common in New Jersey?
Common types include term life, whole life, and universal life. Term life offers coverage for a set period. Whole life provides permanent coverage with a cash value component. An agent can explain which fits your needs.
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