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HomeLife Insurance AgentsKentucky › Richmond

Find Life Insurance Agents Near You in Richmond, KY

Browse life insurance agents serving Richmond, Kentucky. Updated 2026-07-14.

The top-rated life insurance agent in Richmond, Kentucky is Chris Brown - State Farm Insurance Agent, rated 4.9 stars across 349 reviews. Other highly rated options include Parsons & Howard Insurance Group LLC, State Farm: Jerry Goble, The Richmond Insurance Group. This directory lists 21 life insurance agents serving Richmond.

Showing 21 life insurance agents in Richmond, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Chris Brown - State Farm Insurance Agent638 University Shopping, Center Dr(859) 623-0180
2Parsons & Howard Insurance Group LLC332 High Land Park Dr(859) 624-9199
3State Farm: Jerry Goble444 Big Hill Ave(859) 623-0350
4The Richmond Insurance Group2130 Lexington Rd suite e(859) 353-5596
5Insurance Pro226 E Main St(859) 624-1500
6Shelter Insurance - Ashley Kovaleski610 Big Hill Ave Ste 6(859) 624-0883
7Bray and Oakley Insurance Agency2150 Lexington Rd d2(859) 623-1933
8Nationwide Insurance: Alan K Hatfield Inc.136 Big Hill Ave(859) 623-2970
9Kentucky Farm Bureau Insurance300 High Land Park Dr(859) 623-5254
10Madison Insurance Agency310 Geri Ln(859) 626-0002
CB
638 University Shopping, Center Dr
Chris Brown - State Farm Insurance Agent
Life Insurance Agent · Richmond, KY
PH
332 High Land Park Dr
Parsons & Howard Insurance Group LLC
Life Insurance Agent · Richmond, KY

Parsons & Howard Insurance Group LLC serves local homeowners, business owners, and property managers in Richmond, Kentucky, by providing life insurance coverage tailored to individual financial needs and future planning. The agency works to help clients evaluate term or permanent policies that offer financial protection for their families and businesses. Assistance with policy selection and beneficiary designations is offered during personalized consultations. The company also serves clients in surrounding communities such as Berea and the broader Madison County area.

SF
444 Big Hill Ave
State Farm: Jerry Goble
Life Insurance Agent · Richmond, KY

State Farm: Jerry Goble provides term life, whole life, and universal life insurance coverage to clients in Richmond, Kentucky. The agency offers ongoing support through policy reviews and adjustments to coverage as financial needs change. Services also include guidance on beneficiary updates and annual policy checkups. The agent serves individuals and families, assisting with single-family homes as well as apartments, retail, and restaurants.

RI
2130 Lexington Rd suite e
The Richmond Insurance Group
Life Insurance Agent · Richmond, KY

For clients who require a single policy review or a new term life plan, The Richmond Insurance Group in Richmond, KY offers occasional services, while those needing ongoing portfolio adjustments benefit from annual policy reviews. Coverage focuses on term, whole, and universal life insurance options tailored to local financial goals. The practice operates primarily on a scheduled basis, with appointments arranged each year to reassess beneficiaries and adjust death benefits as needed.

IP
226 E Main St
Insurance Pro
Life Insurance Agent · Richmond, KY

Insurance Pro serves families in Richmond, KY, and the surrounding communities of Madison County, handling personal life insurance coverage for its policyholders. It assists clients in selecting policies that help protect their beneficiaries and manage estate needs. The company guides customers through the application and underwriting process for term or whole life plans in the local area. Its typical approach involves assessing an individual’s current obligations before presenting suitable coverage options for their financial situation.

SI
610 Big Hill Ave Ste 6
Shelter Insurance - Ashley Kovaleski
Life Insurance Agent · Richmond, KY

Shelter Insurance - Ashley Kovaleski in Richmond, KY, specializes in offering life insurance policies tailored to individual financial goals, alongside general services such as reviewing coverage needs and processing claims for local families. The agency helps clients secure financial protection for dependents by assessing long-term obligations like mortgages and education costs. During open enrollment periods or after a major life event like a newborn’s arrival, it assists with updating beneficiaries and adjusting policy amounts for changing household circumstances.

BO
2150 Lexington Rd d2
Bray and Oakley Insurance Agency
Life Insurance Agent · Richmond, KY

As spring brings families together to plan for the year ahead, Bray and Oakley Insurance Agency in Richmond, KY helps local residents assess their financial protection needs. Life insurance agents in this region guide clients in considering coverage that may secure a home or support dependents. This agency offers an initial review of personal circumstances, explaining policy options without pressure. The process typically begins with a confidential inspection of current coverage and future goals.

NI
136 Big Hill Ave
Nationwide Insurance: Alan K Hatfield Inc.
Life Insurance Agent · Richmond, KY

Nationwide Insurance: Alan K Hatfield Inc. in Richmond, KY assists clients with financial planning and risk management, with a specialty focus on life insurance policies that provide long-term coverage. These products help ensure that dependents are protected from the financial impact of a loss. Their services can be tailored for a variety of commercial sectors, including offices, warehouses, and food service operations.

KF
300 High Land Park Dr
Kentucky Farm Bureau Insurance
Life Insurance Agent · Richmond, KY

Kentucky Farm Bureau Insurance in Richmond, KY helps residents with life insurance needs for their homes and families. Commercial coverage is also available for local businesses. The agency serves policyholders throughout the Richmond area. An agent meets with clients to review existing plans or discuss new policies. Between regular visits, the office follows up with clients to address any changes or questions about their coverage. Service continues as customers return for annual reviews or policy adjustments as life circumstances evolve.

MI
310 Geri Ln
Madison Insurance Agency
Life Insurance Agent · Richmond, KY

Madison Insurance Agency in Richmond, KY, is a life insurance agent known for helping local residents secure financial protection through various policy options. The agency serves clients by assessing individual coverage needs for term and whole life plans. General licensed agents in this region guide families in Richmond toward policies that support long-term financial security and income replacement goals. A specialty service this agency can provide is assisting with final expense insurance to cover end-of-life costs.

LI
1060 Center Dr
Linville Insurance Agency
Life Insurance Agent · Richmond, KY
(859) 626-5252
linvilleinsurance.com
KF
296 Michelle Dr
Kentucky Farm Bureau Insurance
Life Insurance Agent · Richmond, KY
(859) 626-7725
kyfb.com/madison/north
SI
301 W Main St
Supreme insurance Richmond
Life Insurance Agent · Richmond, KY
(859) 374-3444
NY
920 Barnes Mill Rd C
New York Life
Life Insurance Agent · Richmond, KY
(859) 594-7992
newyorklife.com
CI
310 High Land Park Dr
Cole Insurance Agency
Life Insurance Agent · Richmond, KY
(859) 623-4309
coleinsinc.com
SI
155 N Keeneland Dr Suite 1
Shelter Insurance - Evan Worrell
Life Insurance Agent · Richmond, KY
(859) 624-0031
shelterinsurance.com/CA/agent/EWORRELL
AI
125 S 3rd St
ALH Insurance
Life Insurance Agent · Richmond, KY
(859) 626-7888
alhinsurance.com
RI
527 W Main St
Roberts Insurance
Life Insurance Agent · Richmond, KY
(859) 623-7684
bobrobertsinsurance.com
PI
620 Big Hill Ave #15
Parks Insurance Services
Life Insurance Agent · Richmond, KY
(859) 626-5796
parksinsuranceservices.com
WV
301 W Main St
Whitaker-Vencill Insurance Agency
Life Insurance Agent · Richmond, KY
(859) 623-1818
RI
100 Bay View Dr
Reynolds Insurance Inc
Life Insurance Agent · Richmond, KY
(859) 623-8485
reynoldsinsuranceagency.com

What Does a a Life Insurance Agent in Richmond Cost?

The cost of life insurance in Kentucky varies based on age, health, coverage amount, and policy type. A healthy 35-year-old might pay between $25 and $60 per month for a 20-year term policy with $500,000 in coverage. Whole life policies typically cost more, often $100 to $300 per month for similar coverage. Rates can be higher for older applicants or those with health conditions. This is general information and not insurance advice.

About life insurance agents in Richmond

Life insurance agents in Richmond, Kentucky help residents choose policies that provide financial security for their families. Kentucky law requires agents to hold a valid license from the Kentucky Department of Insurance. Local agents understand the specific needs of Madison County families and can guide you through options like term life, whole life, and universal life insurance.

Frequently Asked Questions

What license does a life insurance agent need in Kentucky?

A life insurance agent in Kentucky must hold a valid insurance producer license from the Kentucky Department of Insurance. This requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education every two years to maintain their license.

How do I choose a life insurance agent in Richmond?

Look for an agent with experience in Kentucky insurance laws and a good reputation in Madison County. You can check an agents license status on the Kentucky Department of Insurance website. Ask about policy options, fees, and how they handle claims.

What types of life insurance are available in Kentucky?

Common types include term life, whole life, and universal life insurance. Term life provides coverage for a set period, while whole life offers permanent coverage with a cash value component. Universal life gives flexible premiums and death benefits. Your agent can explain which type fits your situation.

Life Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.