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Find Life Insurance Agents Near You in Berea, KY

Browse life insurance agents serving Berea, Kentucky. Updated 2026-07-14.

The top-rated life insurance agent in Berea, Kentucky is Craig Loftis - State Farm Insurance Agent, rated 5.0 stars across 716 reviews. Other highly rated options include Shelter Insurance - Kim Maupin, Kentucky Farm Bureau Insurance, Charles Cromer: Allstate Insurance. This directory lists 12 life insurance agents serving Berea.

Showing 12 life insurance agents in Berea, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Craig Loftis - State Farm Insurance Agent145 Plaza Dr(859) 986-2371
2Shelter Insurance - Kim Maupin208 Pauline Dr Ste C(859) 986-1979
3Kentucky Farm Bureau Insurance216 Pauline Dr(859) 986-2318
4Charles Cromer: Allstate Insurance219 Prince Royal Dr Ste 18(859) 228-0007
5Sammy Castle Insurance327 Chestnut St #3(859) 985-1986
6Derrick Shawn Isaac427 Chestnut St(859) 985-0330
7Insurance Co631 Chestnut St #1(859) 800-2917
8EliteLegacy Insurance KY401 US-25(859) 694-5408
9Harbor Insurance KY101 Morningside St(859) 592-8426
10American National Insurance Co711 Chestnut St(956) 404-0844
CL
145 Plaza Dr
Craig Loftis - State Farm Insurance Agent
Life Insurance Agent · Berea, KY

Craig Loftis - State Farm Insurance Agent serves the Berea, KY area, providing life insurance coverage to local residents. The agency works with individuals and families to help them plan for financial protection and long-term security. By offering policies that can support loved ones after a loss, the office addresses common needs in the community. It also assists with related planning for final expenses and income replacement, ensuring that area clients have access to critical coverage options.

SI
208 Pauline Dr Ste C
Shelter Insurance - Kim Maupin
Life Insurance Agent · Berea, KY

Shelter Insurance - Kim Maupin in Berea, KY, provides a range of life insurance services, including term, whole, and universal life policies designed to meet diverse financial needs. The agency guides clients through initial policy selection and offers ongoing support for beneficiaries during claims processes. It assists with periodic policy reviews to adjust coverage amounts or riders as circumstances change. The agency services single-family homes, apartments, retail businesses, and restaurants in the Berea area.

KF
216 Pauline Dr
Kentucky Farm Bureau Insurance
Life Insurance Agent · Berea, KY

Kentucky Farm Bureau Insurance serves Berea, Kentucky, and the surrounding Madison County area as a provider of life insurance coverage. The agency helps clients secure financial protection for their families through various policy options. Local residents can consult with the office to assess their long-term needs. The company offers both term and whole life insurance policies designed to support beneficiaries after a policyholder passes away. These services assist individuals in planning for future expenses and income replacement.

CC
219 Prince Royal Dr Ste 18
Charles Cromer: Allstate Insurance
Life Insurance Agent · Berea, KY

Charles Cromer: Allstate Insurance provides a range of life insurance agent services, including the assessment of clients' coverage needs for financial protection. Service plans involve helping customers select appropriate policy types to secure their family's future. Maintenance includes policy reviews to adjust beneficiary details or coverage amounts as life circumstances change. The agency services the financial planning needs of homeowners in single-family residences, apartment dwellers, managers of retail businesses, and owners of local restaurants in Berea, Kentucky.

SC
327 Chestnut St #3
Sammy Castle Insurance
Life Insurance Agent · Berea, KY

Sammy Castle Insurance serves homeowners, families, and individuals in Berea, KY who seek life insurance protection. The agency helps clients understand their coverage options to secure financial stability for loved ones. Local families often turn to this agent for guidance on term or whole life policies. The office offers professional support for determining appropriate benefit amounts based on personal needs. Sammy Castle Insurance also extends its life insurance services to residents in nearby Richmond and the surrounding Madison County area.

DS
427 Chestnut St
Derrick Shawn Isaac
Life Insurance Agent · Berea, KY

Derrick Shawn Isaac serves Berea, Kentucky, and the surrounding communities of Madison County with life insurance agent services. It handles term life, whole life, and universal life policies designed to provide financial protection for families and businesses. The company focuses on matching each client’s coverage amount to their specific income, debts, and long-term goals. For a typical job, it conducts a personal needs assessment, reviews policy options from multiple carriers, and presents a clear plan for final enrollment.

IC
631 Chestnut St #1
Insurance Co
Life Insurance Agent · Berea, KY

Life insurance can be chosen as a single-policy purchase, offering a fixed benefit for a specific term, or as permanent coverage that lasts a lifetime and may build cash value. Insurance Co, located in Berea, KY, assists local residents in understanding these options and selecting appropriate plans. The agent guides clients through the application process and compares available policies. Service runs on a one-time or as-needed basis, typically initiated when a client requests a policy review or application.

EI
401 US-25
EliteLegacy Insurance KY
Life Insurance Agent · Berea, KY

EliteLegacy Insurance KY in Berea specializes in providing term, whole, and universal life insurance policies, along with final expense and mortgage protection coverage. The agency also offers guidance on policy selection for individuals and families seeking financial security. They assist clients in understanding how life insurance can cover outstanding debts or burial costs. These services can be particularly helpful when residents are planning for the upcoming holiday season, as families often begin reviewing their financial preparations for the new year.

HI
101 Morningside St
Harbor Insurance KY
Life Insurance Agent · Berea, KY

As families in Berea, KY, plan for the coming year, securing financial protection becomes a top concern for many households. Harbor Insurance KY guides local residents through the process of selecting life insurance coverage that fits their budget and long-term goals. This agency focuses on helping clients understand policy options for safeguarding loved ones against unexpected hardships. An initial phone consultation or office visit is typically scheduled to review individual needs and begin the assessment process.

AN
711 Chestnut St
American National Insurance Co
Life Insurance Agent · Berea, KY

American National Insurance Co in Berea, KY provides financial protection through life insurance policies designed to help individuals and families manage risk. As a life insurance agent, the company offers term and permanent coverage options to address long-term planning needs. Clients can work with agents to evaluate income replacement and final expense strategies. The agency serves local businesses and commercial sectors, including offices, warehouses, and food service operations seeking employee benefits or key person coverage.

TI
1049 Jd Cir
TKO Insurance Agency, LLC
Life Insurance Agent · Berea, KY
(859) 780-2711
HI
421 Ellis St
Humana in Berea
Life Insurance Agent · Berea, KY
(866) 227-5456

What Does a a Life Insurance Agent in Berea Cost?

Life insurance costs in Kentucky vary based on age, health, coverage amount, and policy type. A healthy 35-year-old might pay between $25 and $50 per month for a 20-year term policy with $500,000 in coverage. Older individuals or those with health conditions may pay higher premiums. This is general information and does not constitute insurance advice.

About life insurance agents in Berea

Life insurance agents in Berea, Kentucky help residents find coverage to protect their families and assets. Kentucky law requires agents to hold a valid state license and follow regulations set by the Kentucky Department of Insurance. Whether you need term life, whole life, or universal life insurance, a local agent can explain policy options and help you choose a plan that fits your budget and needs.

Frequently Asked Questions

Do I need a license to sell life insurance in Berea Kentucky?

Yes, anyone selling life insurance in Kentucky must hold a valid insurance producer license issued by the Kentucky Department of Insurance. Agents must complete pre-licensing education and pass a state exam.

What types of life insurance are available in Berea?

Common types include term life insurance, whole life insurance, and universal life insurance. Term life provides coverage for a set period, while whole life and universal life offer permanent coverage with a cash value component.

How do I choose a life insurance agent in Berea?

Look for a licensed agent with experience in Kentucky insurance laws. Ask about policy options, fees, and the claims process. You can verify an agents license through the Kentucky Department of Insurance website.

Life Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.