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HomeLife Insurance AgentsKentucky › Lexington

Find Life Insurance Agents Near You in Lexington, KY

Browse life insurance agents serving Lexington, Kentucky. Updated 2026-07-14.

The top-rated life insurance agent in Lexington, Kentucky is Carpenter Insurance Group LLC, rated 5.0 stars across 333 reviews. Other highly rated options include SeibertKeck Insurance Partners, Energy Insurance Agency, Integrity Insurance Group, LLC. This directory lists 20 life insurance agents serving Lexington.

Showing 20 life insurance agents in Lexington, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Carpenter Insurance Group LLC141 Prosperous Pl Suite 26(859) 202-3656
2SeibertKeck Insurance Partners2011 Rambler Rd #1(859) 203-5353
3Energy Insurance Agency3008 Atkinson Ave #3(859) 273-1549
4Integrity Insurance Group, LLC1500 Leestown Rd Ste 228(859) 800-4946
5Bray & Oakley Insurance Agency3061 Fieldstone Way #300(859) 927-3743
6Renee Jackson Insurance Agency1795 Alysheba Way UNIT 1101(859) 317-2217
7The Hutch Agency - Kentucky121 Prosperous Pl STE 9B(859) 309-1912
8Greater Lexington Insurance Agency, Inc.1066 Wellington Way(859) 224-2477
9Heritage Insurance Agency3306 Clays Mill Rd Ste 106(859) 219-1122
10Tyler Insurance Group1029 Monarch St UNIT 110(859) 785-8289
CI
141 Prosperous Pl Suite 26
Carpenter Insurance Group LLC
Life Insurance Agent · Lexington, KY

Carpenter Insurance Group LLC offers a full range of life insurance agent services, including term, whole, and universal life policies for individuals and families in Lexington, KY. The agency also provides ongoing policy reviews to help clients adjust coverage as their financial needs evolve. They assist with beneficiary updates and claims guidance over the life of the policy. Their client base includes homeowners in single-family residences, as well as owners of apartment complexes, retail storefronts, and local restaurants.

SI
2011 Rambler Rd #1
SeibertKeck Insurance Partners
Life Insurance Agent · Lexington, KY

SeibertKeck Insurance Partners serves the greater Lexington, Kentucky, area as a life insurance agent company. The firm helps individuals and families identify appropriate coverage options that align with their long-term financial planning needs. Its advisors work closely with clients to assess protection requirements for different stages of life. Understanding local demographics allows the team to offer relevant guidance on standard policies available in the region. Among the specific services it handles are term life insurance for temporary needs and universal life insurance for lifetime coverage and cash value growth.

EI
3008 Atkinson Ave #3
Energy Insurance Agency
Life Insurance Agent · Lexington, KY

Energy Insurance Agency in Lexington, KY serves homeowners, businesses, and property managers seeking life insurance coverage. It guides clients in selecting appropriate policies to protect their families or business interests. The agency assists with financial planning through term and permanent life insurance options. As a local life insurance agent, it helps individuals navigate coverage needs for long-term security. The agency also provides its services to residents in the neighboring community of Nicholasville within the Lexington metro area.

II
1500 Leestown Rd Ste 228
Integrity Insurance Group, LLC
Life Insurance Agent · Lexington, KY

Integrity Insurance Group, LLC serves clients in Lexington, Kentucky, and the surrounding central Bluegrass communities, handling life insurance needs for individuals and families. The agency focuses on helping residents evaluate coverage options that address financial protection and long-term planning goals. To manage a typical job, the agent gathers personal and financial details from the client, compares available policies from multiple carriers against those needs, and presents clear options with transparent explanations of benefits and costs.

BO
3061 Fieldstone Way #300
Bray & Oakley Insurance Agency
Life Insurance Agent · Lexington, KY

At Bray & Oakley Insurance Agency in Lexington, KY, clients receive one-time policy setup followed by ongoing coverage management, not a single transaction. Life insurance agents in this area help individuals and families select term, whole, or universal policies tailored to long-term financial security. Premiums and benefit amounts are determined by personal health, age, and coverage goals. Routine policy reviews and beneficiary updates are available upon client request. Service runs on an as-needed basis, allowing policyholders to initiate contact whenever circumstances change.

RJ
1795 Alysheba Way UNIT 1101
Renee Jackson Insurance Agency
Life Insurance Agent · Lexington, KY

Specializing in term, whole, and universal life policies, Renee Jackson Insurance Agency serves clients in Lexington, Kentucky. It provides thorough needs assessments to match individuals with suitable coverage for income replacement, final expenses, and mortgage protection. The agency guides families through policy selection, ensuring understanding of benefits and riders available locally. As winter approaches, it helps residents review their existing plans to confirm adequate protection during the cold months when outdoor and travel risks increase.

HA
121 Prosperous Pl STE 9B
The Hutch Agency - Kentucky
Life Insurance Agent · Lexington, KY

As the spring planting season ramps up in Lexington, many local families begin considering how a life insurance policy can shield their financial future. The Hutch Agency - Kentucky responds to that need by helping residents evaluate term and whole life coverage options that fit their present budget and long-term goals. An agent will review current policies for gaps and then explain how different benefit amounts could impact household obligations. A complimentary initial consultation allows clients to have their personal health history reviewed before receiving coverage estimates.

GL
1066 Wellington Way
Greater Lexington Insurance Agency, Inc.
Life Insurance Agent · Lexington, KY

Greater Lexington Insurance Agency, Inc. serves residential clients throughout Lexington, KY, by helping them select life insurance policies that provide financial protection for their families. Commercial coverage for small businesses and their key personnel is also available. The agency’s service area includes the surrounding communities, where agents regularly meet with policyholders. After each annual or semi-annual review, the office ensures follow-up contact between regular visits to address any changes in coverage needs.

HI
3306 Clays Mill Rd Ste 106
Heritage Insurance Agency
Life Insurance Agent · Lexington, KY

Heritage Insurance Agency works with individuals and families in Lexington, KY, to secure financial protection through life insurance policies. The company focuses on helping clients choose term or permanent coverage that fits their long-term needs. Its agents assist with policy comparisons and application paperwork, aiming to simplify the process for customers. The agency can also serve commercial clients, helping to cover key personnel in offices, warehouses, and food service operations.

TI
1029 Monarch St UNIT 110
Tyler Insurance Group
Life Insurance Agent · Lexington, KY

Tyler Insurance Group in Lexington, KY is known for helping individuals and families secure financial protection. The company specializes in life insurance agent services, guiding clients through policy options tailored to their long-term needs. It provides coverage designed to offer income replacement and final expense support, ensuring beneficiaries are not burdened with sudden costs. As a supplement, the agency can add on critical illness insurance, which offers a lump sum payment upon diagnosis of a covered condition.

SI
525 Darby Creek Rd Suite 29
Signature Insurance Group
Life Insurance Agent · Lexington, KY
(859) 407-4888
signatureinsuranceky.com
AT
343 Waller Ave #101
Al Torstrick Insurance Agency
Life Insurance Agent · Lexington, KY
(859) 233-1461
altorstrick.com
LI
465 E High St #101
Lexington Insurance Agency
Life Insurance Agent · Lexington, KY
(859) 253-6570
lexingtoninsuranceagency.com
GL
448 Lewis Hargett Cir UNIT 260
Globe Life American Income Division: Surace Smith & Partners Organization
Life Insurance Agent · Lexington, KY
(614) 430-3334
agency.ailife.com/united-states/kentucky/lexington/jim-surace-marcus-smith-matthew-parks-marc-salvaggi-dan-hartwig
WI
135 E New Circle Rd #140
The Wright Insurance Agency
Life Insurance Agent · Lexington, KY
(859) 971-0221
thewrightinsuranceky.com
SI
236 E Reynolds Rd UNIT C2
Summit Insurance Co.
Life Insurance Agent · Lexington, KY
(859) 479-1234
summit-ins.com
WI
210 W Maxwell St
Whitt Insurance Agency, Inc
Life Insurance Agent · Lexington, KY
(859) 278-0124
whittinsuranceagency.com
SI
80 Codell Dr Suite 120 Suite 120 Suite 120
Strong Insurance Agency LLC
Life Insurance Agent · Lexington, KY
(859) 263-5840
stronginsuranceagencyky.com
MO
1792 Alysheba Way Ste 180
Mutual of Omaha® Advisors - Lexington
Life Insurance Agent · Lexington, KY
(859) 224-9697
agents.mutualofomaha.com/bluegrassmountain
KH
2416 Sir Barton Way
Kentucky Home Life Insurance Co
Life Insurance Agent · Lexington, KY
(866) 914-7947
kyhomelife.com

What Does a a Life Insurance Agent in Lexington Cost?

Typical costs for life insurance in Kentucky vary by age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Rates for whole life policies are higher often 100 to 300 dollars per month for the same coverage. Costs also depend on tobacco use and medical history. This is general information and not insurance advice.

About life insurance agents in Lexington

Life insurance agents in Lexington Kentucky help residents find coverage that fits their needs and budget. Kentucky law requires agents to hold a valid license from the Kentucky Department of Insurance. Many Lexington agents offer term life whole life and universal life policies to local families and businesses.

Frequently Asked Questions

What license does a life insurance agent in Lexington need?

Agents must hold a Kentucky life insurance license issued by the Kentucky Department of Insurance. They must complete pre-licensing education and pass the state exam. Continuing education is required every two years to renew the license.

How long does a life insurance application take in Kentucky?

The process can take a few days to several weeks depending on the policy type and your health. Kentucky law allows a free look period of 10 days for most policies. During this time you can cancel for a full refund if you change your mind.

Can a life insurance agent help with Kentucky estate planning?

Yes many Lexington agents work with clients to coordinate life insurance with estate plans. Kentucky has no state inheritance tax but federal estate tax may apply. An agent can help ensure your policy aligns with your overall financial goals.

Life Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.