The top-rated life insurance agent in Paducah, Kentucky is Shane Andrus - State Farm Insurance Agent, rated 4.9 stars across 579 reviews. Other highly rated options include Shelter Insurance - Brian Meadows, Hibbs Insurance Agency, Inc., Bradshaw & Weil, Inc.. This directory lists 20 life insurance agents serving Paducah.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shane Andrus - State Farm Insurance Agent | 5160 Hinkleville Rd | (270) 443-4002 |
| 2 | Shelter Insurance - Brian Meadows | 3160 Parisa Dr #140 | (270) 443-5900 |
| 3 | Hibbs Insurance Agency, Inc. | 3124 Lone Oak Rd | (270) 554-2105 |
| 4 | Bradshaw & Weil, Inc. | 630 Jefferson St | (270) 444-7291 |
| 5 | Shelter Insurance - Tessa Brown | 3210 Lone Oak Rd | (270) 554-3731 |
| 6 | Adam Ford - State Farm Insurance Agent | 2601 Jackson St | (270) 442-1123 |
| 7 | Paducah Insurance Agency LLC | 314 Broadway St | (855) 853-4763 |
| 8 | Insurance of Paducah | 2517 Jackson St | (270) 442-6137 |
| 9 | Lightwell Insurance Advisors of Kentucky LLC | 314 Broadway St #200 | (855) 853-4765 |
| 10 | Greenwell Insurance | 649 Lone Oak Rd | (270) 554-1554 |
Shane Andrus - State Farm Insurance Agent serves the Paducah, Kentucky area, providing life insurance coverage and related financial protection services to local residents. The agency works with clients to assess their needs and offers personalized insurance solutions for life’s uncertainties. It focuses on helping families and individuals prepare for financial stability through policy options that address long-term security and future needs. The company handles term life and whole life insurance policies in this region.
Shelter Insurance - Brian Meadows in Paducah, KY provides a range of life insurance agent services, including term and whole life policies designed to help individuals and families plan for long-term financial security. Clients can work with the agency to assess coverage needs and adjust plans as circumstances change. Policies are maintained through periodic reviews and updates to beneficiaries. The agency serves single-family homes, apartment dwellers, retail operations, and restaurants in the local region.
Hibbs Insurance Agency, Inc. serves homeowners, businesses, and property owners in the Paducah, Kentucky area by offering life insurance policies that provide financial protection for families and estates. The agency helps clients navigate term, whole, and universal life options designed to cover final expenses, income replacement, and debt obligations. Guidance focuses on matching coverage amounts with long-term financial goals specific to the local economy and regional housing market. The firm also extends these consulting services to clients in the neighboring community of Mayfield.
Bradshaw & Weil, Inc. serves the Paducah, Kentucky area and its surrounding communities. The agency handles life insurance needs for local individuals and families, providing guidance on policies designed to offer financial protection. With coverage such as term and whole life, they aim to match clients with suitable plans. Their typical approach involves an initial consultation to review a client's long-term goals, then assisting in the selection of a policy that fits both the budget and specific coverage requirements for their loved ones.
Shelter Insurance - Tessa Brown in Paducah, KY, provides life insurance coverage that can be tailored through either a one-time terminal policy or a recurring whole life plan. These options help secure financial protection for local families and individuals against unexpected loss for their beneficiaries. The agent assists clients by explaining the differences in premium structures and benefit durations for each plan type. Policy service and consultation meetings are offered on an as-needed basis.
Adam Ford - State Farm Insurance Agent in Paducah, KY specializes in life insurance policies designed to provide financial protection for families and individuals. The agency also offers a full range of insurance services including auto, home, and renters coverage. Representatives help clients assess their coverage needs and select appropriate plans. As the holiday season approaches, many residents work with the office to update beneficiaries on existing life policies or explore new coverage for upcoming family additions.
In the changing seasons of western Kentucky, securing financial protection becomes a priority for many families in Paducah. Paducah Insurance Agency LLC serves as a life insurance agent in the area, offering policies that help cover final expenses or replace lost income. A local agent can explain term, whole, and universal options during a free consultation. The first step involves a simple initial assessment of coverage needs and personal goals.
Insurance of Paducah assists individuals and families with life insurance policies designed to address financial protection needs in the Paducah, KY area. The company offers guidance on term and whole life options, helping clients evaluate coverage for income replacement and final expenses. Policy discussions often account for local economic factors common in western Kentucky. Commercial sectors served include offices, warehouses, and food service operations, with representatives available to review business key person policies and employee benefit plans for these specific workplace environments.
What Does a a Life Insurance Agent in Paducah Cost?
Life insurance costs in Paducah Kentucky vary by age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 250000 dollars in coverage. Older applicants or those with health conditions will pay more. Costs also depend on the type of policy like term whole or universal life. This is general information and not insurance advice.
About life insurance agents in Paducah
Life insurance agents in Paducah Kentucky help residents find coverage that fits their needs and budget. Kentucky law requires agents to be licensed by the Kentucky Department of Insurance. Local agents can explain how state regulations affect your policy options.
Frequently Asked Questions
What license does a life insurance agent in Paducah need?
Agents must hold a valid Kentucky life insurance license from the Kentucky Department of Insurance. They must complete continuing education every two years. You can verify an agent license on the Kentucky DOI website.
How long can a life insurance company contest a claim in Kentucky?
Kentucky law allows a two year contestability period from the policy issue date. After two years the insurer cannot deny a claim based on misstatements in the application. This period is set by Kentucky Revised Statutes 304.14-170.
What is the free look period for life insurance in Kentucky?
Kentucky gives you a 10 day free look period for most life insurance policies. You can cancel the policy within 10 days of receiving it for a full refund. This rule comes from Kentucky insurance regulations.
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