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HomeLife Insurance AgentsKentucky › Owensboro

Find Life Insurance Agents Near You in Owensboro, KY

Browse life insurance agents serving Owensboro, Kentucky. Updated 2026-07-14.

The top-rated life insurance agent in Owensboro, Kentucky is Shane Satterfield - State Farm Insurance Agent, rated 5.0 stars across 587 reviews. Other highly rated options include Branden Haines - State Farm Insurance Agent, The Hayden Agency: Allstate Insurance, T.H.E Insurance Group. This directory lists 20 life insurance agents serving Owensboro.

Showing 20 life insurance agents in Owensboro, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Shane Satterfield - State Farm Insurance Agent2100 Frederica St(270) 685-4452
2Branden Haines - State Farm Insurance Agent2917 New Hartford Rd(270) 683-0001
3The Hayden Agency: Allstate Insurance700 Carlton Dr(270) 926-7007
4T.H.E Insurance Group745 Carlton Dr(270) 240-1835
5Shelter Insurance - Krystal Roark Caudill2600 Veach Rd B(270) 686-6116
6Elevate Insurance Agency Inc3118 Alvey Park Dr E Ste 4(270) 682-0001
7Owensboro Insurance Agency328 Legion Blvd W(270) 685-5360
8Elite Risk Advisors111 W 3rd St Ste 2(270) 225-4445
9EM Ford Insurance & Financial Planning600 Frederica St(270) 926-2806
10WD Insurance2410 W Parrish Ave(270) 240-2268
SS
2100 Frederica St
Shane Satterfield - State Farm Insurance Agent
Life Insurance Agent · Owensboro, KY

Shane Satterfield - State Farm Insurance Agent serves the Owensboro, Kentucky area. As a life insurance agent, the company assists individuals and families with financial protection planning. Their work involves discussing options to help beneficiaries manage future expenses. This agency also handles auto and home insurance policies for local residents. The office typically provides term and whole life insurance products to clients seeking coverage.

BH
2917 New Hartford Rd
Branden Haines - State Farm Insurance Agent
Life Insurance Agent · Owensboro, KY

Branden Haines - State Farm Insurance Agent in Owensboro, KY, provides life insurance coverage alongside auto, home, and health policies, tailoring each plan to individual financial goals and family needs. The agency assists clients with policy reviews and adjustments to keep coverage aligned with changing life circumstances. It emphasizes clarity in explaining policy benefits and premium structures. The agent services single-family homes, apartments, retail businesses, and restaurants.

HA
700 Carlton Dr
The Hayden Agency: Allstate Insurance
Life Insurance Agent · Owensboro, KY

The Hayden Agency: Allstate Insurance serves homeowners, businesses, and property managers in the Owensboro, KY area by offering personalized life insurance policies for financial protection. Its agents help clients review coverage plans to secure their families and business assets against unexpected events. The agency supports local residents in choosing policies that align with long-term goals and household budgets. It also provides services for individuals and contractors in surrounding communities such as Philpot.

TH
745 Carlton Dr
T.H.E Insurance Group
Life Insurance Agent · Owensboro, KY

T.H.E Insurance Group serves the Owensboro, Kentucky area and surrounding communities, providing life insurance agent services. It handles the sale and servicing of life insurance policies, helping clients secure financial protection for their families and beneficiaries. The company works with individuals to assess their coverage needs based on personal circumstances and long-term goals. To handle this role, it typically reviews a client's current financial situation and future obligations before recommending suitable policy options from available carriers.

SI
2600 Veach Rd B
Shelter Insurance - Krystal Roark Caudill
Life Insurance Agent · Owensboro, KY

Shelter Insurance - Krystal Roark Caudill offers specialized life insurance policies to provide financial protection for families and individuals in Owensboro, Kentucky. The agency also handles general insurance needs, including helping clients review existing coverage to ensure it meets current life circumstances. During times of transition, such as marriage, the birth of a child, or retirement, it assists with adjusting policies to align with new responsibilities. For local residents facing the approach of tax season, the agency helps clarify how life insurance proceeds can support beneficiaries without incurring unexpected financial burdens.

EI
3118 Alvey Park Dr E Ste 4
Elevate Insurance Agency Inc
Life Insurance Agent · Owensboro, KY

As families in Owensboro consider their financial security for the coming year, understanding life insurance options becomes essential. Elevate Insurance Agency Inc guides local clients through these decisions, offering coverage that protects loved ones and aligns with individual budgets. The agency focuses on matching households with appropriate policies, from term to whole life plans, and answers common questions about beneficiaries and future income replacement so residents can make informed choices. A complete review of personal coverage needs is the first step in any assessment they provide.

OI
328 Legion Blvd W
Owensboro Insurance Agency
Life Insurance Agent · Owensboro, KY

Owensboro Insurance Agency in Owensboro, KY, offers life insurance clients the choice between a single-policy purchase and a renewable term plan that requires periodic review. Coverage is tailored to provide financial protection for beneficiaries in the event of the policyholder’s death. The agency serves local residents by explaining how these permanent or temporary options address long-term security needs. Service runs on an as-needed basis, with policy adjustments or new quotes provided when requested by the client.

ER
111 W 3rd St Ste 2
Elite Risk Advisors
Life Insurance Agent · Owensboro, KY

Elite Risk Advisors provides life insurance guidance to individuals in Owensboro, Kentucky. The agency specializes in supplementing standard policies with additional coverage options that address specific financial protection gaps. These add-ons can help manage expenses during unexpected health events or extend family security. The firm serves a broad range of commercial sectors, including local offices, warehouses, and food service operations.

EF
600 Frederica St
EM Ford Insurance & Financial Planning
Life Insurance Agent · Owensboro, KY

EM Ford Insurance & Financial Planning provides life insurance services to residents of Owensboro, Kentucky, tailoring coverage to help individuals protect their families. The agency also addresses commercial life insurance needs for local businesses in the surrounding area, ensuring local enterprises have appropriate protection. Agents work closely with clients to review existing policies and adjust coverage as personal circumstances change. Clients can expect thorough follow-up after an initial policy is written, with the agency routinely reaching out for scheduled check-ins or reviews between regular visits.

WI
2410 W Parrish Ave
WD Insurance
Life Insurance Agent · Owensboro, KY
BI
801 Old Hartford Rd
Bennett Insurance Agency
Life Insurance Agent · Owensboro, KY
(270) 228-2323
IG
745 Carlton Dr
THE Insurance Group by Drew Young
Life Insurance Agent · Owensboro, KY
(812) 608-0649
NI
922 Triplett St Ste 1
Nationwide Insurance: Aubrey M Beatty
Life Insurance Agent · Owensboro, KY
(270) 684-1006
agency.nationwide.com/ky/owensboro/42303/aubrey-m-beatty
AO
1600 Frederica St
AAA Owensboro Insurance and Member Services
Life Insurance Agent · Owensboro, KY
(270) 683-8034
ace.aaa.com/locations/Owensboro-42301-21556
RC
800 Frederica St
River City Insurance Agency
Life Insurance Agent · Owensboro, KY
(270) 216-8975
rivercityinsuranceagencyky.hibuwebsites.com
LI
200 E 3rd St Suite 101
Lawton Insurance of Owensboro
Life Insurance Agent · Owensboro, KY
(270) 685-5124
hfins.com
MI
2803 Veach Rd
Maddox Insurance Group
Life Insurance Agent · Owensboro, KY
(270) 485-2159
jordanmaddoxinsurance.com
OV
5010 Back Square Dr
Ohio Valley Insurance, LLC
Life Insurance Agent · Owensboro, KY
(270) 683-3336
ohiovalleyins.com
BB
722 Breckenridge St
Bradley & Bradley Insurance Agcy LLC
Life Insurance Agent · Owensboro, KY
(270) 685-5266
bradleyins.com
KS
2249 Palomino Pl
Karen's Insurance Agency
Life Insurance Agent · Owensboro, KY
kareninsuranceagency.com

What Does a a Life Insurance Agent in Owensboro Cost?

Term life insurance for a healthy 35 year old in Owensboro typically costs between 20 and 50 dollars per month for a 500,000 dollar policy. Whole life premiums often range from 100 to 300 dollars per month for similar coverage. Rates vary based on age health and policy type. This is general information and not insurance advice.

About life insurance agents in Owensboro

Life insurance agents in Owensboro Kentucky help residents of Daviess County choose policies that protect their families. Kentucky law requires agents to hold a valid state license and follow the Kentucky Insurance Code. Local agents can explain how state regulations affect policy options and beneficiary designations.

Frequently Asked Questions

What license does a life insurance agent in Owensboro need?

Agents must hold a Kentucky resident insurance producer license for life insurance. They must complete pre-licensing education and pass the state exam. Continuing education is required every two years to maintain the license.

How long does Kentucky law give me to review a life insurance policy?

Kentucky provides a free look period of at least 10 days after you receive the policy. During this time you can cancel for a full refund. This rule applies to most individual life insurance policies sold in the state.

Can an Owensboro agent help with Kentucky specific estate planning?

Yes many agents coordinate with local estate planning attorneys. Kentucky has no state inheritance tax but does have a state estate tax for estates over a certain threshold. An agent can help align life insurance proceeds with your estate plan.

Life Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.