The top-rated landlord insurance agent in Virginia Beach, Virginia is Evertree Insurance, rated 4.9 stars across 1,437 reviews. Other highly rated options include Tidewater Insurance Brokers, AB Insurance, Mayo Insurance Agency - A Hilb Group Company. This directory lists 20 landlord insurance agents serving Virginia Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Evertree Insurance | 2929 Sabre St Suite 200 | (757) 248-5973 |
| 2 | Tidewater Insurance Brokers | 700 Norfolk Ave | (757) 302-5639 |
| 3 | AB Insurance | 2929 Sabre St Suite 200-A | (757) 645-9379 |
| 4 | Mayo Insurance Agency - A Hilb Group Company | 1917 Laskin Rd STE 101 | (757) 496-5685 |
| 5 | Choice Insurance Agency | 5544 Greenwich Rd #200 | (757) 416-5100 |
| 6 | Goosehead Insurance - The Torcia Agency | 600 Lynnhaven Pkwy #208 | (757) 785-0448 |
| 7 | Clyburn Insurance | 2901 S Lynnhaven Rd Ste 250 | (757) 490-2346 |
| 8 | Armor Insurance Group | Windwood Center, 780 Lynnhaven Pkwy #300 | (757) 456-9440 |
| 9 | Goosehead Insurance - Tim Jongquist | 295 Bendix Rd Suite 160 | (757) 800-1865 |
| 10 | Insurance Strategies - The Cooksey Agency | 477 Viking Dr Suite 300 | (757) 819-6896 |
Evertree Insurance serves the Virginia Beach, Virginia, metro area by providing landlord insurance agent services to property owners. The company helps landlords secure coverage that protects rental properties and income streams from common risks. Policies offered can address property damage caused by weather or accidents and liability issues involving tenants or visitors. Evertree Insurance assists clients in managing these policies by connecting them with solutions tailored to their specific rental portfolios. It handles dwelling protection and loss of rental income coverage for the local area.
Tidewater Insurance Brokers in Virginia Beach, VA, provides a full range of landlord insurance services, including property damage coverage and liability protection for residential and commercial rental properties. Its service plans guide landlords through policy maintenance, helping to adjust coverage as properties are renovated or tenant situations change. The company regularly communicates with clients to ensure policies align with current landlord and tenant laws. It services single-family homes, apartments, retail spaces, and restaurants.
AB Insurance serves homeowners, landlords, and property managers seeking specialized coverage for rental properties in Virginia Beach, Virginia. The agency helps clients secure policies that protect residential and commercial rental investments against common local risks such as storm damage and liability claims. Guidance includes comparing policies tailored to single-family rentals, duplexes, and larger multi-unit buildings. AB Insurance also provides its landlord insurance agent services to clients in the neighboring Chesapeake area of the Hampton Roads metro.
Mayo Insurance Agency - A Hilb Group Company specializes in landlord insurance policies tailored for rental property owners throughout Virginia Beach. It further offers general commercial and personal lines coverage to address broader insurance needs. The agency helps clients navigate risks common to local rental properties, including those along the coastal region. Wind and flood damage from seasonal storms remains a frequent concern for landlords, and the agency assists with properly structuring policies to cover such exposures.
Choice Insurance Agency serves Virginia Beach and the surrounding coastal communities of Hampton Roads, handling landlord insurance policies for residential and commercial rental properties. The company helps property owners secure coverage that addresses liability, building damage, and loss of rental income concerns common in this region. It takes a thorough approach to each client by reviewing property specifics and exposure to local weather risks before recommending appropriate policy limits.
As a landlord insurance agent in Virginia Beach, Goosehead Insurance - The Torcia Agency can help property owners choose between one-time policy placements for single properties or recurring services for a portfolio of rentals. Their tailored coverage typically addresses risks specific to rental dwellings, including liability protection and dwelling damage. Service arrangements are offered on a recurring basis for ongoing portfolio management or as needed for new or changing rental properties.
As coastal storms and fluctuating rental demand define Virginia Beach's property season, Clyburn Insurance helps landlords adapt their coverage accordingly. Specializing in landlord insurance, the agency identifies specific hazards local rental property owners face, from wind damage to liability concerns. By focusing on policies that separate personal residence plans from income-generating properties, they assist investors in securing appropriate protection for residential rentals. Each engagement begins with a careful walkthrough of the subject property and a discussion of the owner's current portfolio needs.
Armor Insurance Group operates in the Virginia Beach area, writing general property coverage and then tailoring it with specialized landlord endorsements for rental dwellings. The agency focuses on policies that protect income streams against tenant defaults and property damage from common liabilities. It structures each plan around the specific needs of property owners in the local coastal market. Commercial sectors served include office buildings, warehouse facilities, and food service operations.
Goosehead Insurance - Tim Jongquist in Virginia Beach, VA provides residential landlord insurance for rental properties. The agency also offers commercial coverage for larger apartment buildings and multi-unit structures, serving the greater Hampton Roads area. Comprehensive policies protect property owners from liability and damage caused by tenants. Clients receive attentive follow-up upon renewal to adjust coverage as their rental portfolios change. This ensures a consistent, long-term relationship between regular property inspections and maintenance cycles.
What Does a a Landlord Insurance Agent in Virginia Beach Cost?
Landlord insurance in Virginia typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Virginia Beach, annual premiums often range from 800 to 1,500 dollars, depending on property value, location, and coverage limits. Coastal properties may see higher rates due to flood and storm risk. This is general information, not insurance advice.
About landlord insurance agents in Virginia Beach
Landlord insurance agents in Virginia Beach help rental property owners protect their investments with policies tailored to Virginia law. Virginia requires landlords to maintain property in habitable condition and disclose known defects, making proper coverage essential. Agents can guide you through liability protection, dwelling coverage, and loss of rent options specific to coastal risks like flooding and wind damage.
Frequently Asked Questions
What does landlord insurance cover in Virginia Beach?
Landlord insurance typically covers the dwelling structure, liability for injuries on the property, and loss of rental income. In Virginia Beach, flood and windstorm endorsements are often needed due to coastal exposure. Standard policies do not cover tenant personal property.
Do I need landlord insurance for a single rental property in Virginia?
Yes, Virginia law does not require landlord insurance by statute, but most mortgage lenders require it. Without coverage, you risk financial loss from property damage or liability claims. An agent can help you find a policy that meets lender requirements and state legal standards.
How do Virginia landlord-tenant laws affect insurance needs?
Virginia Code Section 55.1-1200 requires landlords to maintain fit premises and make repairs. Insurance can cover costs from tenant lawsuits or property damage. Agents familiar with Virginia law can recommend liability limits that address these statutory obligations.
Landlord Insurance Agents in Other Virginia Cities
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