The top-rated landlord insurance agent in Fredericksburg, Virginia is Insurance Piggy Bank, rated 4.8 stars across 541 reviews. Other highly rated options include Central Park Insurance, Farmers Insurance: Steele Insurance Agency, Adam Forsberg at Comparion Insurance Agency. This directory lists 27 landlord insurance agents serving Fredericksburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Piggy Bank | 420 Hudgins Rd Ste 214 | (703) 972-1242 |
| 2 | Central Park Insurance | 2609 Lafayette Blvd | (540) 891-1160 |
| 3 | Farmers Insurance: Steele Insurance Agency | 419 Chatham Square Office Park | (540) 891-9980 |
| 4 | Adam Forsberg at Comparion Insurance Agency | 1340 Central Park Blvd Ste 204 | (540) 736-6182 |
| 5 | Buster Nelson - State Farm Insurance Agent | 10740 Courthouse Rd Suite D | (540) 898-4911 |
| 6 | Cliff Ward - State Farm Insurance Agent | 1601 Olde William St A | (540) 371-0011 |
| 7 | Anthony Bowie at Comparion Insurance Agency | 1340 Central Park Blvd Ste 204 | (540) 736-6166 |
| 8 | Cliff Galyen - State Farm Insurance Agent | 4534 Plank Rd Suite A | (540) 786-6100 |
| 9 | Lewis Insurance Associates | 8 Potomac Creek Dr | (540) 659-2121 |
| 10 | Insurance Doctor | 10052 Southpoint Pkwy | (540) 252-0413 |
Insurance Piggy Bank serves landlords throughout the Fredericksburg, VA area with specialized property insurance coverage. The agency focuses on protecting rental property owners from financial losses associated with tenant damage, liability claims, and weather-related perils common in the region. Policies are tailored to cover both single-family rentals and multi-unit dwellings, ensuring compliance with local landlord requirements. The company handles loss of rental income protection and comprehensive liability coverage for residential landlords in Fredericksburg.
Central Park Insurance provides a full array of landlord insurance services tailored for property owners in Fredericksburg, VA. It offers comprehensive policy options designed to protect rental investments and manage common liabilities. The company helps landlords structure appropriate coverage for both short- and long-term leasing scenarios. Its service approach includes regular policy reviews to ensure coverage keeps pace with changing property values. Central Park Insurance serves properties ranging from single-family homes and apartment complexes to retail spaces and restaurants.
Farmers Insurance: Steele Insurance Agency serves homeowners, businesses, and property managers throughout Fredericksburg, Virginia. It provides landlord insurance policies that protect rental properties and investment real estate in the area. Coverage typically includes protection against property damage, liability claims, and potential loss of rental income. The agency works with clients to understand their specific rental situations and offers appropriate insurance solutions. It also extends its services to property owners in the neighboring community of Spotsylvania County and the surrounding Fredericksburg metro region.
Adam Forsberg at Comparion Insurance Agency in Fredericksburg, VA handles both short-term rental insurance for individual vacation properties and recurring protection for long-term landlord investments, covering liability and property damage. Policies commonly address dwelling coverage, loss of rental income, and landlord liability risks common to the region. Consultations can identify specific needs for vacant units or multi-family rentals, ensuring appropriate policy limits. Service runs on either a one-time policy purchase or a scheduled renewal basis depending on client preference.
Serving Fredericksburg, VA, and its surrounding communities, Buster Nelson - State Farm Insurance Agent handles landlord insurance policies designed to protect rental properties. The agency assists local property owners in securing coverage for structures, liability, and potential loss of rental income. Landlords can consult with the agent to address the specific risks associated with leasing residential units in the area. For a typical job, the agent’s approach involves reviewing the property’s specifics to tailor a policy that aligns with the owner’s investment needs and local conditions.
Cliff Ward - State Farm Insurance Agent in Fredericksburg, VA, specializes in landlord insurance policies designed to protect rental property investments and income. The agency provides comprehensive coverage for residential rental dwellings, helping property owners manage risks such as liability claims and property damage. It offers insurance solutions for single-family homes and multifamily units in the local area. As winter approaches, the agent assists landlords with coverage for burst pipes or roof damage caused by ice and snow, ensuring properties remain safeguarded through seasonal hazards.
Anthony Bowie at Comparion Insurance Agency works with property owners in Fredericksburg, VA, to arrange coverage for residential income properties. Their specialty includes add-ons that address specific risks common to rental units, such as liability protection for tenant injuries and policies for loss of rental income. Property maintenance features like vandalism and water damage also factor into the policies they help manage. Commercial sectors this agent can serve include offices, warehouses, and food service operations.
With Fredericksburg’s changing seasons bringing everything from heavy spring rains to winter freezes, local landlords face a constant risk of unexpected property damage. Cliff Galyen - State Farm Insurance Agent provides tailored landlord insurance policies designed to protect rental investments against these common regional weather events and tenant-related liabilities. Each policy is structured around the property’s specific age, location, and construction type. The process begins with a thorough on-site property inspection to assess existing conditions and recommend appropriate coverage limits.
Lewis Insurance Associates in Fredericksburg, VA provides residential landlord insurance coverage for local rental properties and also offers commercial policies for larger multi-unit buildings and investor portfolios. Their service area includes all surrounding counties and municipalities commonly served by agents based in Fredericksburg. They assist clients in securing appropriate policies that address liability, property damage, and loss of rental income. The company follows up with clients between annual policy renewals to accommodate any changes in property occupancy or coverage needs.
Insurance Doctor provides a full range of landlord insurance services for property owners in Fredericksburg, Virginia. This includes comprehensive coverage options tailored specifically for rental properties, along with ongoing maintenance plans designed to protect investment income and mitigate liability risks for property owners. The company serves a diverse portfolio of rental real estate, including single-family homes, multi-unit apartment buildings, retail spaces, and restaurants.
What Does a a Landlord Insurance Agent in Fredericksburg Cost?
Landlord insurance in Virginia typically costs between 15 and 25 percent more than standard homeowners insurance. For a single family rental in Fredericksburg you might pay 800 to 1500 dollars per year depending on property value and coverage limits. Factors like property age location and claims history also affect premiums. This is general information not insurance advice.
About landlord insurance agents in Fredericksburg
Landlord insurance agents in Fredericksburg Virginia help property owners protect rental investments with policies tailored to local regulations. Virginia law requires landlords to maintain habitable premises and liability coverage is strongly recommended. Agents in this area understand the unique risks of Fredericksburg historic properties and newer developments.
Frequently Asked Questions
What does landlord insurance cover in Virginia?
Landlord insurance in Virginia typically covers property damage, liability protection, and loss of rental income. It does not cover tenant personal belongings or intentional damage without specific endorsements. Virginia law does not mandate landlord insurance but mortgage lenders often require it.
How do I choose a landlord insurance agent in Fredericksburg?
Look for an agent who specializes in rental property insurance and has experience with Virginia specific requirements. Ask about coverage for vacant properties and liability limits that meet local court standards. Compare quotes from multiple agents to find suitable terms.
Are there Virginia specific laws affecting landlord insurance?
Virginia Code 55.1-1200 series outlines landlord tenant duties which can affect liability claims. The state has a 30 day notice requirement for lease terminations and specific security deposit rules. Agents can help align your policy with these legal obligations.
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