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HomeLandlord Insurance AgentsVirginia › Charlottesville

Find Landlord Insurance Agents Near You in Charlottesville, VA

Browse landlord insurance agents serving Charlottesville, Virginia. Updated 2026-07-14.

The top-rated landlord insurance agent in Charlottesville, Virginia is Miguel Coradine - Sirius Insurance, rated 5.0 stars across 957 reviews. Other highly rated options include Hunter Wyant - State Farm Insurance Agent, Specialized Insurance, Able Insurance Agency. This directory lists 20 landlord insurance agents serving Charlottesville.

Showing 20 landlord insurance agents in Charlottesville, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Miguel Coradine - Sirius Insurance687 Berkmar Cir(434) 817-7555
2Hunter Wyant - State Farm Insurance Agent253 Ridge McIntire Rd(434) 293-3906
3Specialized Insurance2250 Old Ivy Rd #5(434) 529-6000
4Able Insurance Agency716 Rio Rd W STE D(434) 979-0814
5Craddock Sirius Insurance687 Berkmar Cir(434) 817-7555
6Mac Weems - State Farm Insurance Agent2215 Hydraulic Rd(434) 971-3838
7Gary Albert - State Farm Insurance Agent1380 Rio Rd E(434) 296-1222
8Ned Loyd: Allstate Insurance944 Glenwood Station Ln STE 202(434) 977-0566
9Greg Leffler - State Farm Insurance Agent503 Faulconer Dr #1a(434) 296-1010
10Towe Insurance Service Inc.304 E Jefferson St(434) 295-5191
MC
687 Berkmar Cir
Miguel Coradine - Sirius Insurance
Landlord Insurance Agent · Charlottesville, VA

Miguel Coradine - Sirius Insurance provides a comprehensive range of landlord insurance services tailored to property owners in Charlottesville, Virginia. It offers ongoing service plans and policy maintenance to help clients manage coverage adjustments as their rental portfolios evolve. The agency assists with risk evaluation and claims support for various rental property types, including single-family homes, apartments, retail spaces, and restaurants.

HW
253 Ridge McIntire Rd
Hunter Wyant - State Farm Insurance Agent
Landlord Insurance Agent · Charlottesville, VA

Hunter Wyant - State Farm Insurance Agent serves the Charlottesville, VA area with landlord insurance coverage. This agency assists property owners in protecting rental homes, duplexes, and multi-unit buildings against common risks. Policies typically cover dwelling damage, liability protection, and loss of rental income during repairs. The agency can also help landlords secure coverage for additional structures on the property, such as detached garages.

SI
2250 Old Ivy Rd #5
Specialized Insurance
Landlord Insurance Agent · Charlottesville, VA

Specialized Insurance serves landlords, property managers, and real estate investors in the Charlottesville area who need coverage for rental properties. The agency provides landlord insurance policies that protect against common rental risks, including property damage and liability claims. Its agents help clients understand coverage options tailored to single-family rentals, duplexes, and small apartment buildings. In addition to serving the greater Charlottesville market, the company also writes policies for property owners in the nearby Albemarle County communities.

AI
716 Rio Rd W STE D
Able Insurance Agency
Landlord Insurance Agent · Charlottesville, VA

Serving Charlottesville, Virginia, and the surrounding communities, Able Insurance Agency handles landlord insurance for residential and commercial rental properties. It offers coverage for property damage, liability claims, and loss of rental income. The agency works to help property owners manage their specific insurance needs, addressing risks common to local rental markets. For a typical job, it conducts a detailed review of the property’s value and exposure before selecting appropriate policy options.

CS
687 Berkmar Cir
Craddock Sirius Insurance
Landlord Insurance Agent · Charlottesville, VA

For clients considering protection, Craddock Sirius Insurance in Charlottesville distinguishes between one-time liability policies for short-term rentals and recurring policies for long-term lease properties. Their coverage typically addresses dwelling damage, loss of rental income, and premises liability for landlords. As an insurance agent in this area, their work involves assessing individual property risks and recommending appropriate policy limits. Service runs on an as-needed basis for new purchases, renewals, or adjustments to existing landlord coverage.

MW
2215 Hydraulic Rd
Mac Weems - State Farm Insurance Agent
Landlord Insurance Agent · Charlottesville, VA

Mac Weems – State Farm Insurance Agent in Charlottesville, VA, specializes in landlord insurance policies to protect rental properties from property damage and liability claims. It also provides standard homeowners and auto insurance services. The agency helps landlords navigate coverage for single-family rentals and multi-unit dwellings, addressing gaps in standard policies. During winter months, it assists property owners with ensuring their policies cover frozen pipe damage and tenant liability issues that commonly arise from seasonal maintenance challenges.

GA
1380 Rio Rd E
Gary Albert - State Farm Insurance Agent
Landlord Insurance Agent · Charlottesville, VA

As seasonal storms or unexpected tenant vacancies hit the Charlottesville area, property owners need reliable coverage to protect their rental income and assets. Gary Albert, a local landlord insurance agent, provides policies that cover property damage, liability, and loss of rent. They help landlords assess the specific risks tied to each rental structure, from single-family homes to small multi-unit buildings. To ensure a policy matches a property's needs, they start with a thorough inspection and initial assessment of the unit's condition and occupancy status.

NL
944 Glenwood Station Ln STE 202
Ned Loyd: Allstate Insurance
Landlord Insurance Agent · Charlottesville, VA

Serving the Charlottesville area, Ned Loyd: Allstate Insurance provides general property coverage tailored for rental property owners. This local agency specializes in landlord insurance policies, helping to protect against liability and property damage. Their services can extend to policies covering common residential rentals as well as additional structures on the property. Commercial sectors this agency can serve include offices, warehouses, and food service operations, ensuring these specific business properties have appropriate protection for their unique operational risks.

GL
503 Faulconer Dr #1a
Greg Leffler - State Farm Insurance Agent
Landlord Insurance Agent · Charlottesville, VA

Greg Leffler - State Farm Insurance Agent in Charlottesville, VA provides residential landlord insurance coverage for rental properties, handling policies that protect single-family homes and multi-unit dwellings. Commercial landlord insurance is also available, covering larger apartment buildings or mixed-use spaces. Service extends throughout the Charlottesville area. The agency helps customers assess property risks and select appropriate liability limits. Clients can reach back to Greg Leffler for policy adjustments or to renew coverage between regular property inspections and tenant turnover periods.

TI
304 E Jefferson St
Towe Insurance Service Inc.
Landlord Insurance Agent · Charlottesville, VA

Towe Insurance Service Inc. in Charlottesville, VA focuses on providing tailored coverage solutions for residential and commercial rental properties. As a landlord insurance agent, it works with property owners to address the specific risks of renting out homes, apartments, or multi-unit buildings in central Virginia. Its services typically include building protection, liability coverage, and loss of rental income options. Property owners seeking a more specialized layer of risk management can add on protection for common flood or water damage exposures often found in the region.

RI
1410 Incarnation Dr STE 201
The Rudd Insurance Group
Landlord Insurance Agent · Charlottesville, VA
(434) 973-6166
theruddinsurancegroup.com
BI
100 10th St NE STE 200
Bearing Insurance
Landlord Insurance Agent · Charlottesville, VA
(434) 977-5313
bearinginsurance.com
VF
890 Rio E Ct suite a
Virginia Farm Bureau Insurance Company
Landlord Insurance Agent · Charlottesville, VA
(434) 293-5775
vafb.com/offices/charlottesville
HC
218 3rd St NE
Hanckel-Citizens Insurance
Landlord Insurance Agent · Charlottesville, VA
(434) 296-7191
hanckelcitizens.com
CD
302 Hickman Rd Ste 102
Coleman & Davis Insurance Agency
Landlord Insurance Agent · Charlottesville, VA
(434) 295-1154
colemandavisinsurance.com
CI
1807 Seminole Trail UNIT 107
Canopy Insurance
Landlord Insurance Agent · Charlottesville, VA
(434) 293-3636
mycanopypolicy.com
TI
1932 Arlington Blvd # 1
Tailored Insurance
Landlord Insurance Agent · Charlottesville, VA
(434) 975-4407
insurecville.com
CI
300 E Main St #308
Comparion Insurance Agency
Landlord Insurance Agent · Charlottesville, VA
(434) 218-6265
comparioninsurance.com/insurance-agent/virginia/charlottesville-0286
CV
1851 Seminole Trail
Central Virginia Ins Agcy., Ltd.
Landlord Insurance Agent · Charlottesville, VA
(434) 973-1557
TI
688 Berkmar Cir
Trustpoint Insurance
Landlord Insurance Agent · Charlottesville, VA
(866) 276-9622
trustpointins.com/charlottesville

What Does a a Landlord Insurance Agent in Charlottesville Cost?

The cost of landlord insurance in Virginia typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental property in Charlottesville you might pay between 800 and 1,500 dollars per year. Factors that affect cost include the propertys age location and coverage limits. This is general information and not insurance advice.

About landlord insurance agents in Charlottesville

Landlord insurance agents in Charlottesville Virginia help rental property owners secure coverage for their buildings and liability. Virginia law does not require landlord insurance but many mortgage lenders do require it for rental properties. An agent can explain local risks like seasonal flooding in the Rivanna River area and help you choose a policy that meets your needs.

Frequently Asked Questions

What does a landlord insurance agent in Charlottesville do?

A landlord insurance agent helps you find a policy that covers your rental property against fire theft and liability. They also advise on Virginia specific requirements such as coverage for tenant injuries or property damage. Agents compare policies from different insurers to find a plan that fits your budget.

Is landlord insurance required by law in Virginia?

Virginia law does not require landlord insurance for rental properties. However your mortgage lender may require it as a condition of your loan. Many landlords also choose to carry liability coverage to protect against lawsuits from tenants or visitors.

How do I choose a landlord insurance agent in Charlottesville?

Look for an agent who has experience with rental properties in the Charlottesville area. Ask about their knowledge of local risks such as flooding from the Rivanna River or storm damage. Check their licensing with the Virginia State Corporation Commission to ensure they are authorized to sell insurance in Virginia.

Landlord Insurance Agents in Other Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.