The top-rated landlord insurance agent in Stafford, Virginia is Rachel Johnson - State Farm Insurance Agent, rated 5.0 stars across 273 reviews. Other highly rated options include Gary Boxley - State Farm Insurance Agent, Farmers Insurance - Patricia Grant, J. Green Insurance. This directory lists 17 landlord insurance agents serving Stafford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rachel Johnson - State Farm Insurance Agent | 373 Garrisonville Rd #109 | (540) 628-7937 |
| 2 | Gary Boxley - State Farm Insurance Agent | 2048 Richmond Hwy # B | (703) 221-1771 |
| 3 | Farmers Insurance - Patricia Grant | 306 Garrisonville Rd Suite 303 | (540) 318-8622 |
| 4 | J. Green Insurance | 300 Garrisonville Rd Suite 302 | (540) 318-6020 |
| 5 | Michael C. Smith - State Farm Insurance Agent | 2789 Richmond Hwy Ste 109 | (540) 720-8404 |
| 6 | Chamblin Insurance LLC | Mckittrick Dr | (571) 774-8277 |
| 7 | Virginia Senior Benefits and Family Care | 43 Montgomery Dr | (540) 226-8715 |
| 8 | EZ FIX INSURANCE AGENCY | 1259 Courthouse Rd #204 | (540) 318-6733 |
| 9 | Tabitha E. Walker Insurance Agency | 25 Clement Dr | (540) 657-5633 |
| 10 | Isaac Plans Insurance | 129 Pewter Ln | (540) 426-1804 |
Rachel Johnson - State Farm Insurance Agent serves the Stafford, VA area as a landlord insurance agent. The agency provides coverage for residential rental properties, helping property owners protect their investments. It handles policies that safeguard against property damage and liability claims arising from tenant occupancy. Specific services include dwelling coverage for the physical structure and loss of rental income protection if a unit becomes uninhabitable due to a covered event.
Gary Boxley - State Farm Insurance Agent in Stafford, VA provides a range of landlord insurance services, including coverage for property damage, liability protection, and loss of rental income. While specific maintenance plans are not detailed here, the agency typically helps landlords secure policies that address routine risks associated with rental properties. It services various property types, such as single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance - Patricia Grant serves homeowners, property managers, and small business owners in Stafford, Virginia, who require landlord insurance for rental properties. The agency offers policies that protect against property damage, liability claims, and loss of rental income. Coverage is tailored to both single-family rentals and multi-unit dwellings in the local area. Patricia Grant also provides insurance solutions for clients managing rental properties in nearby communities such as Fredericksburg and the broader Northern Virginia region.
J. Green Insurance serves landlords in Stafford, Virginia, and the surrounding communities. It handles insurance policies for rental properties, including single-family homes and small multifamily dwellings. The agency covers common risks like property damage, liability claims, and loss of rental income. It also assists with policy limits and deductibles to meet local lending requirements. To handle a typical job, the agency reviews each property's specifics and tailors coverage options accordingly.
Michael C. Smith - State Farm Insurance Agent in Stafford, VA offers landlord insurance policies that can be obtained either as a one-time policy term or as a recurring, annually renewing plan, with coverage typically protecting rental dwellings from property damage and liability claims. A standard policy addresses risks such as fire, theft, and weather damage, often including loss of rental income. Service operates on a recurring basis, with policies reviewed and renewed either on their scheduled annual cycle or adjusted as needed when property changes occur.
Chamblin Insurance LLC in Stafford, VA offers specialty services tailoring coverage for residential rental properties, such as policies protecting against property damage and liability claims from tenants. It also provides standard landlord insurance work, helping property owners secure essential financial safeguards for their investments. For landlords in the region, managing risks like winter pipe bursts or summer storm-related roof leaks is a common seasonal concern and one the agency assists with proactively
As rental property owners in the Stafford area prepare for the changing seasons, securing reliable coverage for their investments becomes essential. Virginia Senior Benefits and Family Care serves as a landlord insurance agent, helping property owners understand policies that address liability and property damage specific to local housing stock. They guide clients through options like dwelling fire or liability protection for single-family rentals. Work with this company begins with a thorough inspection of the property to assess its current condition and identify any coverage needs.
EZ FIX INSURANCE AGENCY in Stafford, VA offers residential landlord insurance policies to protect rental properties and their owners from typical liabilities and property damage. Commercial coverage is also available for larger or multi-unit apartment buildings and complexes within the local region. This agency works with clients to structure plans that address property-specific risks. After the initial policy is in place, they provide follow-up service to review coverage and adjust terms between regular visits, ensuring continued protection as property conditions may change.
Tabitha E. Walker Insurance Agency, based in Stafford, VA, is known for providing coverage tailored specifically for rental property owners. Its service range includes policies that protect landlords from property damage, liability claims, and income loss due to tenant issues. The agency works with local property owners to understand the unique risks of managing rental units in the Stafford area. For an extra layer of protection, the agency can add on coverage for vandalism or theft committed by tenants.
What Does a a Landlord Insurance Agent in Stafford Cost?
The cost of landlord insurance in Virginia typically ranges from 15 to 25 percent more than a standard homeowners policy. For a single-family rental in Stafford, annual premiums often fall between 800 and 1,500 dollars, depending on property value, location, and coverage limits. Factors like the age of the property and your claims history also affect pricing. This is general information and not insurance advice.
About landlord insurance agents in Stafford
A landlord insurance agent in Stafford Virginia helps rental property owners protect their investments. Virginia law requires landlords to maintain certain property standards, and proper insurance can cover liability and property damage. Agents in Stafford understand local risks and can tailor policies for single-family homes or multi-unit buildings.
Frequently Asked Questions
What does landlord insurance cover in Virginia?
Landlord insurance typically covers property damage, liability for tenant injuries, and loss of rental income. In Virginia, policies may also include coverage for vandalism or weather-related damage common in the region.
Do I need landlord insurance for a rental property in Stafford?
Yes, it is strongly recommended. While Virginia law does not require landlord insurance, most mortgage lenders require it for rental properties. It also protects you from liability if a tenant or visitor is injured on the property.
How is landlord insurance different from homeowners insurance in Virginia?
Homeowners insurance covers owner-occupied homes, while landlord insurance covers rental properties. Landlord policies in Virginia often include liability for tenant actions and loss of rent coverage, which homeowners policies do not provide.
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