The top-rated landlord insurance agent in Richmond, Virginia is Insurance Doctor, rated 4.8 stars across 557 reviews. Other highly rated options include Karla's Insurance Agency, Inc., Brett J Allen Insurance Agency, Haile Lytton - State Farm Insurance Agent. This directory lists 32 landlord insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Doctor | 7111 W Broad St | (804) 723-6829 |
| 2 | Karla's Insurance Agency, Inc. | 4222 Bonniebank Rd Suite 300 | (804) 221-0782 |
| 3 | Brett J Allen Insurance Agency | 5206 Markel Rd Suite 303 | (804) 512-7875 |
| 4 | Haile Lytton - State Farm Insurance Agent | 3410 Hermitage Rd | (804) 716-6250 |
| 5 | Insurance Doctor of Eastern Henrico VA | 4450 S Laburnum Ave | (804) 723-6813 |
| 6 | WBA Insurance | 901 Moorefield Park Dr #210 | (804) 272-7700 |
| 7 | Stanley's Insurance & Realty LLC | 3225 Broad Rock Blvd | (804) 735-1751 |
| 8 | Bacon Insurance Group | 3711 Westerre Pkwy suite d | (804) 967-9717 |
| 9 | Insurance Doctor of Short Pump Va | 11638 W Broad St | (804) 723-6830 |
| 10 | Direct Auto Insurance | 63 S Laburnum Ave | (804) 222-4552 |
Insurance Doctor serves property managers, homeowners, and small business owners across Richmond, Virginia who require specialized coverage for rental properties. The agency offers tailored landlord insurance policies designed to protect against property damage, liability claims, and lost rental income. It assists clients in evaluating risks unique to the local rental market and securing appropriate coverage limits. Its services extend to landlords operating in the nearby communities of Henrico County and Chesterfield County.
As the spring rental market heats up in Richmond, Virginia, Karla’s Insurance Agency, Inc. specializes in protecting property owners against the unique liabilities and financial risks of leasing residential or commercial space. This landlord insurance agent works with local investors to safeguard their rental income and physical buildings from tenant damage, fire, or weather-related claims typical in Central Virginia. The services begin with a thorough assessment of the property’s condition and coverage needs during an initial on-site inspection.
Brett J Allen Insurance Agency is known as a local resource for landlords in Richmond, Virginia, providing insurance coverage for residential rental properties. The company serves property owners seeking policies that protect against damages from tenants and weather-related events. It can structure liability protection for single-family rentals and small multi-unit buildings. A specialty service this agency can add on is coverage for loss of rental income during property repairs.
Haile Lytton - State Farm Insurance Agent in Richmond, Virginia provides general landlord insurance coverage for residential and commercial rental properties. Specializing in property protection, it offers additional endorsements for liability and loss of rental income. Typical policies extend to the structural building, contents within units, and surrounding premises liability. The agency supports landlords who own offices, warehouses, and food service establishments needing tailored commercial rental insurance solutions.
Insurance Doctor of Eastern Henrico VA provides residential landlord insurance services to property owners in Richmond, Virginia. Commercial landlord coverage is also offered, protecting rental properties across the greater Richmond area. Policies address liability, property damage, and income loss common to local landlords. The agent explains coverage options to match each client’s specific rental portfolio. Follow-up consultations are scheduled after policy issuance, and routine service continues between regular coverage reviews to address changes in tenancy or property status.
WBA Insurance serves Richmond, Virginia, providing specialized landlord insurance policies for property owners. Its services include coverage for rental dwellings, focusing on protection against property damage and liability claims. The company also assists landlords with policies addressing loss of rental income and building ordinance or law coverage. WBA Insurance handles both single-family and multi-unit rental property insurance in the Richmond area.
Stanley's Insurance & Realty LLC provides landlord insurance policies in Richmond, Virginia, covering property damage and liability risks for rental investments. It offers maintenance and service plans that help protect landlords from unexpected repair costs and tenant-related issues. The agency works with clients to secure coverage that meets local regulatory requirements and property-specific needs. Stanley's Insurance & Realty LLC services single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners and property managers in Richmond, Virginia, Bacon Insurance Group provides dedicated landlord insurance policies designed to protect rental property investments. It offers coverage tailored to the unique liabilities and property risks that local landlords frequently encounter. Aligning with each client’s specific portfolio, the agency carefully structures policies to address tenant exposures and potential property damage. Its services further extend to clients in Henrico County and the broader Richmond metropolitan area.
Insurance Doctor of Short Pump Va serves Richmond and its surrounding communities, handling landlord insurance policies for property owners. It assists with coverage options designed to protect rental properties from common risks. The agency operates with a direct approach by first reviewing each client's specific property portfolio and rental situation. To handle a typical job, it assesses the building's age, location, and tenant history before recommending appropriate liability and dwelling protection limits.
Direct Auto Insurance in Richmond, Virginia provides residential landlord coverage, assisting property owners in protecting rental homes. They also extend services to commercial landlord policies, serving clients throughout the Richmond area. Their team handles routine claims and policy inquiries for landlords managing multiple properties. After the initial policy setup, they follow up to adjust coverage as tenant situations change, ensuring consistent protection between regular property visits or lease renewals.
What Does a a Landlord Insurance Agent in Richmond Cost?
The cost of landlord insurance in Virginia typically ranges from 25 to 50 percent more than standard homeowners insurance. For a single family rental in Richmond you might pay 800 to 1500 dollars per year. Costs depend on property age location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Richmond
Landlord insurance agents in Richmond Virginia help property owners protect their rental investments. Virginia law does not require landlord insurance but many mortgage lenders do. A local agent can explain coverage options for Richmonds historic homes and newer apartment buildings.
Frequently Asked Questions
What does landlord insurance cover in Richmond Virginia?
Landlord insurance typically covers property damage liability and loss of rental income. In Virginia policies often include coverage for vandalism and weather damage common in the Richmond area.
Is landlord insurance required by Virginia law?
Virginia state law does not require landlord insurance. However your mortgage lender may require a landlord policy. Some Richmond property management companies also require tenants to have renters insurance.
How do I choose a landlord insurance agent in Richmond?
Look for an agent licensed in Virginia who has experience with rental properties. Ask about coverage for vacant units and liability protection. A local agent understands Richmonds flood zones and older building risks.
Landlord Insurance Agents in Other Virginia Cities
Annandale · Arlington · Ashburn · Blacksburg · Centreville · Chantilly · Charlottesville · Chesapeake · Chester · Fairfax · Fredericksburg · Gainesville · Glen Allen · Hampton · Harrisonburg