The top-rated landlord insurance agent in Portsmouth, Virginia is Beth Holland - State Farm Insurance Agent, rated 5.0 stars across 670 reviews. Other highly rated options include Rachel Bailey - State Farm Insurance Agent, Nationwide Insurance: Coppedge Insurance Agency Inc., Tracey Vinson - State Farm Insurance Agent. This directory lists 11 landlord insurance agents serving Portsmouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Beth Holland - State Farm Insurance Agent | 5907 W Norfolk Rd # 101 | (757) 483-2444 |
| 2 | Rachel Bailey - State Farm Insurance Agent | 355 Crawford St Ste 106 | (757) 337-4265 |
| 3 | Nationwide Insurance: Coppedge Insurance Agency Inc. | 4405 Portsmouth Blvd | (757) 405-3079 |
| 4 | Tracey Vinson - State Farm Insurance Agent | 3900 Greenway Ct N | (757) 399-7595 |
| 5 | Terry Friar - State Farm Insurance Agent | 4355 Portsmouth Blvd | (757) 488-5631 |
| 6 | Heritage Insurance Agency | 3706 Winchester Dr Ste 100 | (757) 399-7951 |
| 7 | Willis Roberts: Allstate Insurance | 6111 Portsmouth Blvd | (757) 204-3221 |
| 8 | Members Assurance Property & Casualty | 1040 University Blvd #102 | (757) 523-5352 |
| 9 | Serenty insurance agency Portsmouth | 5731 Portsmouth Blvd | (276) 444-9328 |
| 10 | Atlantic Charter Insurance Group | 5599 Portsmouth Blvd | (757) 488-0082 |
Beth Holland - State Farm Insurance Agent serves the Portsmouth, VA metro area and the surrounding Hampton Roads region. The agency specializes in providing landlord insurance policies designed to protect residential rental property owners. These local policyholders receive comprehensive coverage for dwelling structures and liability protection associated with tenant occupancy. Common solutions include coverage for rental property income loss during repairs. The agency also handles personal property protection for appliances and fixtures within a unit, ensuring landlords in this area secure essential financial safeguards for their real estate investments.
Rachel Bailey - State Farm Insurance Agent in Portsmouth, VA, provides a full range of landlord insurance services, including property coverage, liability protection, and loss-of-rent options. The agency assists property owners in understanding and selecting maintenance-focused plans that help mitigate potential damage from weather or tenant wear-and-tear. These plans are tailored to support the long-term financial stability of rental investments. The agent services various local properties, such as single-family homes, apartments, retail spaces, and restaurants.
Nationwide Insurance: Coppedge Insurance Agency Inc. serves landlords and property managers in the Portsmouth, VA area, offering policies to protect rental properties and owners from liability and property damage. Their knowledgeable team helps secure appropriate landlord coverage for single-family homes and multi-unit dwellings. They focus on finding plans that match the unique needs of local rental investors. The agency also works with clients managing properties in neighboring Chesapeake and other communities throughout the Hampton Roads metro region.
Serving Portsmouth and the surrounding Hampton Roads communities, Tracey Vinson’s State Farm agency handles landlord insurance policies designed to protect rental properties and their owners from common liabilities and property damages. It works with both small-scale landlords and those managing multiple units to secure appropriate coverage for their specific investment properties. For a typical job, the agency begins by reviewing the client’s property portfolio to identify exposure points, then recommends tailored policy options that balance legal requirements with the landlord’s financial risk tolerance.
Terry Friar, located in Portsmouth, VA, serves as a landlord insurance agent, and while property owners often seek a one-time policy placement, this agency provides recurring service options such as annual policy reviews and renewals. Coverage typically includes protection for rental structures, liability for tenant injuries, and loss of rental income due to property damage. The agency does not operate on a regular scheduled service model; instead, it offers support on an as-needed basis, with clients contacting the office for new policies, claims assistance, or coverage adjustments whenever those needs arise.
Heritage Insurance Agency specializes in matching Portsmouth landlords with appropriate insurance policies tailored to rental properties. The agency generally assists clients in reviewing coverage needs, comparing policy options, and understanding local risk factors. Whether addressing liability concerns for single-family rentals or managing broader exposure for multi-unit buildings, the agency works to simplify the insurance process. It also helps property owners navigate coverage adjustments during seasonal turnovers, such as those occurring when tenants move in or out at the end of summer.
As coastal weather in Portsmouth brings seasonal shifts from nor'easters to summer humidity, Willis Roberts: Allstate Insurance assists property owners in securing tailored landlord insurance policies that cover rental structures against specific local risks. The agency understands the need for appropriate coverage protecting both the building and the landlord's liability. A typical first step involves a thorough property inspection to assess the unit's condition and recommend a suitable policy for the homeowner's investment.
Members Assurance Property & Casualty in Portsmouth, Virginia provides landlord insurance services for property owners, helping them structure coverage for risks associated with rental income and building damage. This includes specialty add-ons such as protection against vacancy periods, environmental liability, and ordinance or law compliance. The company serves commercial sectors including office buildings, warehouses, and food service establishments requiring adapted policies for liability and equipment.
Serenty Insurance Agency Portsmouth provides residential landlord insurance services in Portsmouth, Virginia, alongside commercial coverage options for income properties and multi-family dwellings. They serve property owners throughout the greater Hampton Roads area. Their agency assists landlords in securing policies that address rental-specific risks to protect investments between tenant turnovers. Regular follow-up contact with clients helps review coverage details and adjust policies to suit current property conditions ahead of routine maintenance visits.
Atlantic Charter Insurance Group, based in Portsmouth, VA, is known for providing landlord insurance coverage tailored to property owners in the region. Its services typically include protection for rental dwellings against common hazards and liability exposures that landlords face. The agency helps clients review different policy limits to match the specific needs of their rental portfolio. For added protection, it can offer umbrella liability policies to extend additional coverage beyond a standard landlord insurance plan.
What Does a a Landlord Insurance Agent in Portsmouth Cost?
The cost of landlord insurance in Virginia typically ranges from 25 to 50 percent more than standard homeowners insurance. For a single family rental in Portsmouth you might pay between 800 and 1500 dollars per year depending on the property value location and coverage limits. Factors like the age of the property proximity to the coast and your claims history affect the premium. This is general information not insurance advice.
About landlord insurance agents in Portsmouth
A landlord insurance agent in Portsmouth Virginia helps rental property owners find coverage that meets state requirements and local needs. Virginia law does not require landlords to carry insurance but most mortgage lenders do. An agent can explain how Virginia landlord tenant law affects your policy choices including liability and loss of rent coverage.
Frequently Asked Questions
What does landlord insurance cover in Portsmouth Virginia?
Landlord insurance typically covers the building structure liability protection and loss of rental income. In Virginia policies often exclude flood damage so a separate flood policy may be needed for Portsmouth properties near the water.
Is landlord insurance required by Virginia law?
Virginia state law does not require landlords to carry insurance. However your mortgage lender will likely require a landlord policy. An agent can help you meet lender requirements while following Virginia landlord tenant regulations.
How do I choose a landlord insurance agent in Portsmouth?
Look for an agent who understands Virginia landlord tenant law and has experience with rental properties in Portsmouth. Ask about coverage for vacant units and liability protection for tenant injuries. Compare quotes from multiple agents to find suitable options.
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