The top-rated landlord insurance agent in Leesburg, Virginia is Otis Insurance Solutions, rated 4.9 stars across 952 reviews. Other highly rated options include Landey Patton - State Farm Insurance Agent, Tim Duray - State Farm Insurance Agent, Cynthia Michitsch - State Farm Insurance Agent. This directory lists 26 landlord insurance agents serving Leesburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Otis Insurance Solutions | 104 Dry Mill Rd SW #103 | (571) 207-7644 |
| 2 | Landey Patton - State Farm Insurance Agent | 30 N King St | (571) 707-8294 |
| 3 | Tim Duray - State Farm Insurance Agent | 831 S King St d | (703) 777-5547 |
| 4 | Cynthia Michitsch - State Farm Insurance Agent | 1507 Dodona Terrace SE Ste 208 | (571) 252-5841 |
| 5 | Ali Tavakoli - State Farm Insurance Agent | 540 Fort Evans Rd NE Ste 108 | (703) 430-2091 |
| 6 | Dulles Insurance Services | 831 S King St C | (703) 437-1000 |
| 7 | Jason P. Sengpiehl: Allstate Insurance | 19 E Market St | (703) 777-6138 |
| 8 | Meggan Smith - State Farm Insurance Agent | 338 E Market St suite 101 | (703) 777-3442 |
| 9 | Mike Bushey - State Farm Insurance Agent | 880 Harrison St SE Ste 042 | (703) 779-7600 |
| 10 | Independent Insurance Center | 19465 Deerfield Ave # 210 | (703) 777-7774 |
Otis Insurance Solutions serves the Leesburg, Virginia, area as a dedicated landlord insurance agent. The company helps property owners secure coverage for rental homes and multi-unit dwellings in the local market. It assists clients in understanding policy options that address property damage and liability protection. Its services include placing policies for both single-family rentals and small apartment buildings within Loudoun County.
Landey Patton - State Farm Insurance Agent in Leesburg, VA serves homeowners, rental property owners, and property managers seeking protection for their investment properties. This agency offers landlord insurance policies covering dwelling and liability exposures common in the region. Clients work directly with the agent to tailor coverage for single-family rentals or multi-unit buildings. The agency also assists clients in Ashburn and the broader Loudoun County metro area with their landlord insurance needs.
Tim Duray - State Farm Insurance Agent in Leesburg, VA, provides landlord insurance coverage for property owners, including general liability and property damage protection. It also offers a range of service plans that help clients evaluate policy options and manage claims when needed. The firm assists in tailoring coverage to meet the specific needs of residential and commercial landlords in the local area. It services single-family homes, apartments, retail, and restaurants.
Cynthia Michitsch - State Farm Insurance Agent serves Leesburg, Virginia and the surrounding Loudoun County communities. It handles landlord insurance policies designed to protect rental property owners from common risks. A typical policy covers property damage, liability claims, and potential loss of rental income. Its approach to a typical job includes assessing the specific needs of the rental property and explaining coverage options clearly to ensure the landlord understands their protection.
Ali Tavakoli - State Farm Insurance Agent in Leesburg, VA helps property owners understand how periodic landlord coverage differs from ongoing protection. Their policies address liability claims and property damage from tenant activities, filling gaps that a standard homeowner plan leaves uncovered. Each policy is tailored to local rental risks, such as water damage or liability from maintenance issues. Service typically runs on a scheduled basis, with regular reviews to adjust coverage as leases and properties change.
Dulles Insurance Services specializes in landlord insurance policies, covering property damage and liability exposures specific to rental homes in Leesburg, Virginia. It further assists local property owners with general risk management for residential investment holdings. The agency also helps landlords prepare for seasonal challenges such as winter freeze claims on vacant units or increased tenant turnover during summer moving cycles.
As Leesburg rental properties prepare for the changing seasons, a responsible landlord must verify that their coverage addresses local liabilities. Jason P. Sengpiehl: Allstate Insurance provides policies tailored for property owners in this area, responding to the need for asset protection against common tenant and weather-related claims. Their work focuses on matching coverage limits to each building’s rental usage and risk profile. A thorough on-site inspection of the property is the first step in this tailored assessment, ensuring every policy reflects current conditions.
As a landlord insurance agent, this Leesburg, VA agency focuses on helping property owners manage risk from rental properties. While supporting general coverage needs like liability protection, it can provide specialty endorsements that address dwelling repair, loss of rental income, built-ins, and unattached structures like sheds or fences. For business clientele, this independent agency can serve commercial sectors such as offices, warehouses, and food service operations to secure appropriate policies for their unique exposures.
Mike Bushey works as a landlord insurance agent in Leesburg, VA. His agency assists residential property owners with coverage for rental homes and apartments. Commercial landlord policies for retail spaces or small office buildings are also available. Service extends throughout the Leesburg area and surrounding Loudoun County communities. Each client receives guidance tailored to their specific rental property needs. After the initial policy is set, the agent follows up to review coverage details. Regular visits are arranged to keep policies updated between scheduled renewals.
Independent Insurance Center in Leesburg, VA, is known for providing customized protection plans for property owners. Its service range includes coverage for rental dwellings, vacant buildings, and liability risks common to local landlords. Policies can address property damage from weather or tenant activities, and loss of rental income. As an additional service for multifamily properties, the agency can provide specific endorsements for flood or earthquake exposure where required by the mortgage or location.
What Does a a Landlord Insurance Agent in Leesburg Cost?
The cost of landlord insurance in Virginia typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Leesburg you might pay between 800 and 1500 dollars per year for a basic policy. Factors that affect cost include the propertys age location replacement cost and your chosen deductible. This is general information and not insurance advice.
About landlord insurance agents in Leesburg
Landlord insurance agents in Leesburg Virginia help rental property owners find coverage for their single-family homes townhouses and multi-unit buildings. Virginia law does not require landlord insurance but most mortgage lenders and homeowners associations do require it. A local agent can explain how Virginia landlord tenant laws affect your policy needs including liability coverage for common areas and loss of rent protection.
Frequently Asked Questions
What does landlord insurance cover in Virginia?
Landlord insurance typically covers the building structure liability for tenant injuries and loss of rental income if the property becomes uninhabitable. Virginia law does not set specific coverage amounts but agents recommend at least enough to rebuild the property and cover six to twelve months of lost rent.
Is landlord insurance required by Virginia law?
Virginia state law does not require landlord insurance. However most mortgage lenders and homeowners associations in Leesburg do require it. Without landlord insurance you could be personally liable for property damage or tenant injuries.
How do I choose a landlord insurance agent in Leesburg?
Look for an agent who specializes in rental property insurance and understands Virginia landlord tenant law. Ask about coverage for fair rental value liability limits and whether the policy covers damage caused by tenants. Compare quotes from multiple agents to find a policy that fits your property type.
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