The top-rated landlord insurance agent in The Woodlands, Texas is Dickey Insurance Solutions, rated 5.0 stars across 354 reviews. Other highly rated options include Cody McCown - State Farm Insurance Agent, Pinnacle Point Insurance, Kimball Insurance - The Woodlands. This directory lists 19 landlord insurance agents serving The Woodlands.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dickey Insurance Solutions | 26022 Budde Rd Suite A-206 | (832) 446-9464 |
| 2 | Cody McCown - State Farm Insurance Agent | 4714 FM 1488 Suite 404 | (281) 826-9003 |
| 3 | Pinnacle Point Insurance | 26113 Oak Ridge Dr STE B | (281) 528-5737 |
| 4 | Kimball Insurance - The Woodlands | 2219 Sawdust Rd Suite 204 | (281) 653-7770 |
| 5 | Felipe Mejia Insurance - TWFG Insurance | 8111 Ashlane Way Ste 215 | (832) 514-2534 |
| 6 | Seth Thomasson Independent Insurance Agency, Inc | 9595 Six Pines Dr BLDG 8, LEVEL 2, SUITE 8210 | (936) 597-8768 |
| 7 | Rich Martin State Farm | 1544 Sawdust Rd Suite 110 | (346) 331-4041 |
| 8 | Mellisa Ray Agency Inc ~ MR Insurance Group | 25903 Interstate Hwy 45 | (281) 364-9994 |
| 9 | Goosehead Insurance - Woodlands | 1330 Lake Robbins Dr #650 | (800) 474-1377 |
| 10 | The Woodlands Insurance Partners | 350 Nursery Rd 7200 H | (832) 702-7010 |
Dickey Insurance Solutions serves The Woodlands and Montgomery County, specializing in landlord insurance brokerage for property owners with one or multiple rental units. The agency helps investors understand the coverage differences between homeowner policies and commercial dwelling policies for income properties. It advises on protecting rental incomes, liability exposures, and building structures from common Texas weather perils. The company handles loss-of-rent coverage and vacant property endorsements for local landlords.
Cody McCown - State Farm Insurance Agent in The Woodlands, TX provides a full range of insurance services for landlords, including property damage coverage and liability protection for rental properties. It offers comprehensive plans designed to safeguard against common risks such as fire, theft, and weather-related losses, and can help manage ongoing maintenance needs through policy customization. The agency services a diverse mix of properties including single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, rental property investors, and property managers in The Woodlands, TX, Pinnacle Point Insurance offers tailored landlord insurance agent services. They focus on securing adequate coverage for residential rental properties, including policies that protect against property damage and liability claims. Their guidance helps clients navigate the specific insurance requirements of leasing single-family homes and small multi-unit buildings. The company also extends its landlord insurance expertise to clients throughout neighboring Conroe.
Kimball Insurance - The Woodlands serves The Woodlands, Texas, and the surrounding communities of Montgomery and Harris counties as a landlord insurance agent. It handles coverage for rental properties, including policies that protect single-family homes, duplexes, and small apartment buildings from property damage and liability claims. To manage typical risks, it assesses each property’s unique exposure to local weather events and tenant-related issues, then recommends a tailored policy package that balances adequate protection with cost efficiency.
Landlord insurance agents typically distinguish between a single policy for a specific property and a portfolio plan covering multiple rentals, both designed to protect income and structure. Felipe Mejia Insurance - TWFG Insurance in The Woodlands, TX assists property owners in securing coverage tailored to their individual needs, addressing liability and dwelling protection for local residential investments. Their service for landlord clients operates on a scheduled basis, allowing policyholders to review and adjust coverage as their rental portfolios change.
Offering tailored landlord insurance policies, Seth Thomasson Independent Insurance Agency, Inc works with property owners in The Woodlands, TX to secure coverage for rental dwellings. General agency services include reviewing policy terms and adjusting deductibles to fit individual property needs. Year-round guidance addresses liability risks and property damage protection. When hurricane season arrives, the agency helps landlords verify that their policies include adequate windstorm and flood coverage for local exposure.
Rich Martin State Farm assists property owners in The Woodlands with securing coverage for rental dwellings and managing risk through tailored insurance solutions. This agency can help landlords protect income streams and reduce liability exposure from tenant-related incidents. Additional policy endorsements may address specific concerns such as vandalism, lost rental income, or equipment breakdown. The agency serves investors and commercial landlords who own office buildings, warehouses, or food service properties in the region.
Mellisa Ray Agency Inc, operating as MR Insurance Group, provides residential landlord insurance solutions for property owners in The Woodlands. Their services also cover commercial rental properties, ensuring comprehensive protection across the local area. Each policy is tailored to address the specific risks landlords face with tenant-occupied units. Following an initial consultation, clients receive ongoing support that allows for adjustments as their portfolios evolve. The agency encourages repeat service between regular visits, helping property managers maintain continuous coverage and address any changes in their rental inventory.
After a storm or during the busy summer turnover period, property owners in The Woodlands need reliable protection for their rental investments. Goosehead Insurance - Woodlands serves as a landlord insurance agent, connecting local landlords with appropriate policies that can cover property damage and liability. With rental homes exposed to Texas weather and tenant wear, this agency helps evaluate individual coverage needs to close gaps. The initial process starts by scheduling a property inspection to assess the specific building conditions before finalizing a tailored insurance plan.
What Does a a Landlord Insurance Agent in The Woodlands Cost?
Typical landlord insurance costs in Texas range from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in The Woodlands expect annual premiums between 800 and 1500 dollars depending on property value and coverage level. Factors like location property age and claims history affect the price. This is general information not insurance advice.
About landlord insurance agents in The Woodlands
Landlord insurance agents in The Woodlands Texas help property owners protect rental investments with tailored policies. Texas law does not require landlord insurance but mortgage lenders often mandate it for financed properties. Agents in The Woodlands understand local risks like hail storms and tenant turnover in the Houston metro area.
Frequently Asked Questions
What does landlord insurance cover in The Woodlands Texas?
Landlord insurance typically covers property damage, liability for tenant injuries, and loss of rental income. In Texas policies often exclude flood and earthquake damage which require separate coverage. An agent can explain endorsements for specific risks like vandalism or sewer backup.
Is landlord insurance required by Texas law?
Texas law does not require landlord insurance but your mortgage lender may require it as a condition of the loan. Without insurance you could be personally liable for property damage or legal claims from tenants. It is a common risk management step for property owners.
How do I choose a landlord insurance agent in The Woodlands?
Look for an agent licensed in Texas who has experience with rental properties in Montgomery County. Ask about policy options for single-family homes versus multi-unit buildings. Compare deductibles and coverage limits to match your property value and rental income.
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