The top-rated landlord insurance agent in Beaumont, Texas is NavSav Insurance - Corporate, rated 4.7 stars across 481 reviews. Other highly rated options include Darren Cross: Allstate Insurance, Tucker Insurance - TWFG, Donald Dodge Insurance. This directory lists 20 landlord insurance agents serving Beaumont.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | NavSav Insurance - Corporate | 7675 Folsom Dr Suite 300 A | (888) 800-1475 |
| 2 | Darren Cross: Allstate Insurance | 4345 Crow Rd | (409) 899-2056 |
| 3 | Tucker Insurance - TWFG | 7060 Phelan Blvd STE 103 | (409) 767-8003 |
| 4 | Donald Dodge Insurance | 6550 College St | (409) 866-4694 |
| 5 | Goosehead Insurance - Joe Robertson | 350 Pine St Ste 209 | (409) 299-3776 |
| 6 | Farmers Insurance - April Tolbert | 1640 N Major Dr | (409) 866-1233 |
| 7 | K & D Insurance | 3962 Eastex Fwy | (409) 898-8206 |
| 8 | TWFG Bobby Counts Insurance | 2508 Mcfaddin Ave | (409) 924-0050 |
| 9 | Lumpkin's Insurance Agency LLC | 3336 S Major Dr | (409) 924-7700 |
| 10 | Chris Foster Agency | Parking Lot, 130 Dowlen Rd | (409) 866-8121 |
NavSav Insurance - Corporate serves the Beaumont, Texas metro area, providing landlord insurance policies tailored to rental property owners in the region. Their agents help property managers and independent landlords navigate coverage options that protect against common risks like property damage and liability claims. Typical policies offered include dwelling protection and loss of rental income coverage. Additional solutions often address landlord liability and vandalism claims.
Darren Cross: Allstate Insurance provides a range of landlord insurance agentservices for property owners in the Beaumont, TX area. The agency can help secure coverage policies that address the unique risks of rental properties. General maintenance or service plans are discussed during consultations to help landlords protect their investments. Allstate agents can advise on appropriate policy options for different rental situations. Its typical service involves single-family homes, apartments, retail spaces, and restaurants.
Tucker Insurance - TWFG serves landlords, property managers, and real estate investors throughout the Beaumont area. The agency provides landlord insurance policies designed to protect rental properties, including coverage for property damage, liability, and loss of rental income. It assists local landlords in matching coverage to their specific property portfolios and risk management needs. In addition to serving clients in Beaumont, the company also covers residential and commercial landlords in the neighboring communities of Port Arthur and Nederland.
Donald Dodge Insurance serves Beaumont, Texas, and the surrounding communities, handling all aspects of landlord insurance. This agency focuses on policies covering rental properties, addressing liability concerns and property damage for local landlords. Their work typically includes tailoring coverage limits to meet the specific needs of each rental unit. The agency approaches a standard job by first reviewing the property’s square footage and rental income before matching the policy to the landlord’s risk profile.
For landlord insurance, clients choose either an initial, one-time policy consultation or an ongoing service that reviews and adapts coverage over time. Coverage typically protects against property damage, liability claims, and loss of rental income. Options such as dwelling replacement cost and ordinance or law coverage address local rebuilding standards in Beaumont, Texas. The agent explains how policy limits correlate with current property values and local repair costs. All client assistance, whether for new quotes or policy updates, runs on an as‑needed, appointment‑based basis.
Properties in Beaumont often face wind and hail from spring storms that can strain a landlord’s coverage options. Farmers Insurance - April Tolbert responds with tailored policies that address these local weather risks while protecting rental income. The agency guides property owners through liability protections and dwelling coverage suited for single-family homes or multi-unit buildings common across Southeast Texas. Before binding any plan, an agent completes a full walkthrough of the rental property to assess its current condition and identify any immediate maintenance needs that could affect the policy.
K & D Insurance specializes in landlord-specific policies for residential and commercial rental properties in Beaumont, Texas. Its general service work includes tailoring coverage for property damage, liability protection, and loss of rental income. The company helps local landlords address seasonal concerns such as storm-related roof repairs during hurricane season, ensuring rental income is protected when properties are uninhabitable. They assist with situational needs like tenant-caused water damage claims, which are common in older rental units across Southeast Texas.
TWFG Bobby Counts Insurance assists property owners in Beaumont, TX with general risk management for their rental properties, then adds specialized landlord insurance protections for dwellings and income loss. This agency provides tailored coverage that helps local landlords protect their investments against common property damages and liability exposures. Its landlord insurance solutions serve various commercial sectors including offices, warehouses, and food service operations.
Lumpkin's Insurance Agency LLC offers residential landlord insurance solutions throughout the Beaumont, TX area. They also provide commercial coverage for larger rental properties and investment portfolios. Services protect landlords from common liability risks and property damage claims. Policies are tailored to fit independent property owners and small real estate operators. This agency assists clients by reviewing coverage needs before each renewal period and ensuring continuing protection between regular property visits.
What Does a a Landlord Insurance Agent in Beaumont Cost?
Landlord insurance in Texas typically costs 15 to 25 percent more than standard homeowners insurance. For a single family rental in Beaumont expect annual premiums between 1200 and 2500 dollars depending on property value location and coverage limits. Flood insurance adds extra cost averaging 700 to 1000 dollars per year in flood zones. This is general information not insurance advice.
About landlord insurance agents in Beaumont
A landlord insurance agent in Beaumont Texas helps rental property owners protect their investments. Texas law does not require landlord insurance but mortgage lenders often do. Beaumont properties face unique risks from hurricanes and flooding near the Neches River.
Frequently Asked Questions
What does landlord insurance cover in Texas?
Landlord insurance typically covers dwelling damage liability and loss of rental income. Texas policies often exclude flood damage which requires a separate policy from the National Flood Insurance Program.
Is landlord insurance required by law in Texas?
Texas does not require landlord insurance by state statute. However your mortgage lender may require it as a condition of the loan. The Texas Property Code does not mandate insurance for rental properties.
How do I find a landlord insurance agent in Beaumont?
You can search for independent agents in Beaumont who specialize in rental property coverage. Many local agencies offer quotes from multiple carriers to compare options for your specific property type.
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