The top-rated landlord insurance agent in Baytown, Texas is Jenny Montes - State Farm Insurance Agent, rated 5.0 stars across 766 reviews. Other highly rated options include Freeway Insurance, Randy Casey - State Farm Insurance Agent, Renee Thibodeaux - State Farm Insurance Agent. This directory lists 20 landlord insurance agents serving Baytown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jenny Montes - State Farm Insurance Agent | 706 E Cedar Bayou Lynchburg Rd | (281) 839-2717 |
| 2 | Freeway Insurance | 1248 Garth Rd Ste E | (832) 241-5213 |
| 3 | Randy Casey - State Farm Insurance Agent | 4406 N Main St | (281) 421-2244 |
| 4 | Renee Thibodeaux - State Farm Insurance Agent | 5906 TX-146 #110 | (281) 424-5433 |
| 5 | Jeff Brabham Agency Inc: Allstate Insurance | 6919 Garth Rd | (281) 421-1616 |
| 6 | AZ Auto Insurance | 3602 Garth Rd | (281) 427-1999 |
| 7 | Sapp Insurance Agency: Allstate Insurance | 4001 Garth Rd Suite 101 | (281) 422-7299 |
| 8 | Baytown Insurance | 123 E Texas Ave | (281) 837-5729 |
| 9 | Trevco Insurance Agency | 411 N Alexander Dr | (281) 427-9063 |
| 10 | Ed Martinez: Allstate Insurance | 700 Rollingbrook Dr ste f | (281) 422-2282 |
Jenny Montes - State Farm Insurance Agent serves the Baytown, Texas, area as a landlord insurance agent. The agency helps property owners protect their rental investments against common risks such as fire damage, theft, and liability claims. Policies are designed to cover the physical structure of a rental property while also addressing income loss if the unit becomes uninhabitable. A full understanding of local property concerns, including weather-related hazards, informs each coverage discussion. Services typically include tenant damage protection and loss-of-rent coverage for residential landlords.
Freeway Insurance serves Baytown, Texas, and the surrounding communities, handling landlord insurance policies for property owners. They offer coverage that addresses the unique risks of renting out residential real estate. A typical policy protects against property damage and liability claims that may arise from tenant occupancy. To manage these risks, the agent generally assesses each property’s exposure and recommends a tailored policy that secures the owner’s financial interests in their rental investment.
Randy Casey - State Farm Insurance Agent in Baytown, TX, offers landlord insurance coverage that includes property damage protection and liability solutions for rental properties. The agency assists property owners in developing tailored plans that address common risks faced by landlords in the local market. Its service approach focuses on explaining policy options and helping clients choose appropriate coverage levels. The office serves single-family homes and apartments, as well as retail and restaurant properties throughout the Baytown area.
Renee Thibodeaux - State Farm Insurance Agent serves homeowners, rental property owners, and property managers throughout the Baytown area. It offers landlord insurance policies designed to protect residential investment properties against common perils such as fire, storm damage, theft, and liability claims from tenants or visitors. Additional coverage options like loss of rental income and water backup protection are available to suit different portfolio needs. The agency also provides guidance on risk management for local rental dwellings. Its service territory extends to neighboring communities within the Houston metropolitan region, including La Porte.
Serving Baytown, Texas, and the surrounding communities, Jeff Brabham Agency Inc: Allstate Insurance offers landlord insurance agent services for local property owners. The agency handles policies designed to protect rental properties against common risks like property damage and liability claims. For a typical job, it begins by reviewing the specific property details and coverage needs to tailor a landlord policy that balances protection with budget considerations.
AZ Auto Insurance in Baytown, TX offers both one-time consultations for specific property reviews and recurring service for ongoing coverage management. Their landlord insurance policies help protect rental properties from common financial risks such as property damage and liability claims. Service arrangements are flexible and can be scheduled on a one-time, regular, or as-needed basis depending on each landlord's specific requirements and property portfolio changes.
Sapp Insurance Agency: Allstate Insurance provides landlord insurance services in Baytown, TX. It specializes in policies covering rental properties against property damage and liability claims. The agency also handles general property and casualty insurance for local homeowners and businesses. This includes helping property owners manage risk associated with tenant turnover and vacated units during seasonal shifts. A key scenario it addresses is protecting income from sudden rental unit repairs caused by severe winter storms common to the region.
After seasonal storms bring heavy rains to Baytown, rental property owners often need to review their coverage for wind and flood damage. Baytown Insurance provides landlord insurance services tailored to protect local residential investment properties from such common risks. Their work includes helping landlords understand liability protection and loss-of-rent provisions in their policies. A typical initial step with this agency involves a thorough inspection of the property to assess its current condition and any existing coverage gaps before recommending a suitable policy.
Trevco Insurance Agency helps property owners manage financial risk by securing comprehensive coverage for rental dwellings in and around Baytown, TX. Its policies typically shield against common losses such as fire damage, windstorm destruction, and liability claims from tenants or visitors. For more individualized protection, the agency can arrange specialized endorsements covering loss of rental income during repairs or deliberate property damage by renters. This agent serves a range of commercial sectors, including professional offices, warehouses, and food service establishments.
Ed Martinez: Allstate Insurance in Baytown, TX offers residential landlord insurance services to protect rental properties and their owners. The agency also provides commercial coverage tailored for larger rental buildings or business properties in the Baytown area. Standard policies address property damage and liability exposures common to landlords. After a policy is in place, clients may contact the office for follow-up questions or to adjust coverage between regular visits.
What Does a a Landlord Insurance Agent in Baytown Cost?
In Texas landlord insurance typically costs between 15 and 25 percent more than standard homeowners insurance. For a single family rental property you might pay 800 to 1500 dollars per year. Costs depend on property value location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Baytown
Landlord insurance agents in Baytown Texas help property owners protect their rental investments. Texas law does not require landlord insurance but mortgage lenders often do. Local agents understand flood risks near the Gulf Coast and can tailor policies to your needs.
Frequently Asked Questions
What does landlord insurance cover in Texas?
Landlord insurance typically covers dwelling damage liability and loss of rental income. In Texas it may also include coverage for wind and hail which are common risks.
Is landlord insurance required by Texas law?
Texas law does not require landlord insurance. However your mortgage lender may require it. Without it you could be personally liable for property damage or tenant injuries.
How do I choose a landlord insurance agent in Baytown?
Look for an agent licensed in Texas who has experience with rental properties. Ask about coverage for flood and windstorm since Baytown is in a high risk area for hurricanes.
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