The top-rated landlord insurance agent in Sherman, Texas is Cory Hernandez - State Farm Insurance Agent, rated 5.0 stars across 767 reviews. Other highly rated options include Spencer Marks - State Farm Insurance Agent, Nat McClure - State Farm Insurance Agent, McCullough & Pierson Insurance. This directory lists 21 landlord insurance agents serving Sherman.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cory Hernandez - State Farm Insurance Agent | 2114 Texoma Pkwy #700 | (903) 893-8400 |
| 2 | Spencer Marks - State Farm Insurance Agent | 226 E Houston St | (903) 487-0303 |
| 3 | Nat McClure - State Farm Insurance Agent | 2201 N Heritage Pkwy | (903) 893-9621 |
| 4 | McCullough & Pierson Insurance | 229 W Washington St | (903) 868-1200 |
| 5 | Ed Meacham - State Farm Insurance Agent | 1303 N Sam Rayburn Fwy #200 | (903) 892-3923 |
| 6 | Terry Jones Insurance Agency | 1711 N Heritage Pkwy #200 | (903) 893-7200 |
| 7 | David Vogel: Allstate Insurance | 5621 Texoma Pkwy | (903) 892-0380 |
| 8 | Garland Insurance & Financial Services | 600 N Walnut St | (903) 893-1633 |
| 9 | Goosehead Insurance - Blaine Brawley | 714 N Travis St Unit 2U | (903) 289-1487 |
| 10 | Turner Insurance Solutions | 200 N Travis St Suite 408 | (214) 274-8094 |
Cory Hernandez - State Farm Insurance Agent serves the Sherman, Texas, area as a landlord insurance agent. The company offers tailored property coverage for residential rental properties, helping owners protect their investment from common risks such as fire damage and liability claims. Policies are designed to cover the building structure and, when needed, loss of rental income. Specific services handled include standard landlord liability protection and coverage for personal property used in the rental business.
Spencer Marks - State Farm Insurance Agent in Sherman, TX offers a variety of landlord insurance services, including property coverage, liability protection, and loss-of-income options. The agency helps property owners design maintenance plans that address routine repairs and emergency response needs. These plans aim to reduce long-term risks and preserve rental income stability. Its coverage supports numerous property types, such as single-family homes, apartments, retail spaces, and restaurants.
Nat McClure - State Farm Insurance Agent in Sherman, TX serves homeowners, businesses, and property managers seeking landlord insurance coverage. The agency provides insurance policies that protect rental properties from common risks such as property damage and liability claims. Property owners can discuss coverage options for single-family rentals or multi-unit dwellings. The agency also handles claims assistance and policy adjustments to meet changing needs. Its service area extends to nearby communities like Denison and the greater Texoma region.
Serving Sherman, Texas, and the surrounding communities, McCullough & Pierson Insurance handles the specialized needs of landlords and property investors. The company arranges coverage for residential and commercial rental properties, addressing risks from tenant damage and liability claims to loss of rental income. Its typical approach involves a thorough review of each property’s specifics and the landlord’s exposure, then matching those details with appropriate policies from multiple carriers to ensure balanced protection.
Ed Meacham - State Farm Insurance Agent in Sherman, TX, offers both one-time and recurring service options for landlords. Coverage typically addresses property damage, liability protection, and loss of rental income risks. Services can be structured as a single consultation for a specific policy placement or as an ongoing account check to adjust limits as property values change. Policies may be endorsed with add-ons for vandalism or weather events. Service runs on either a one-time or an as-needed basis depending on the client’s preferences.
Terry Jones Insurance Agency in Sherman, TX specializes in landlord insurance policies designed to protect rental properties and their owners. Its work focuses on helping local landlords secure coverage for property damage, liability risks, and loss of rental income. By understanding the specific exposures of residential and commercial rental units in the Sherman area, the agency provides tailored guidance to property owners. As seasonal turnover and tenant transitions create unique liabilities throughout the year, this agency assists landlords in updating their coverage to address new gaps and exposures during lease changes.
David Vogel of Allstate Insurance works with property owners throughout Sherman, TX to develop landlord insurance coverage placed on residential rental dwellings and commercial buildings. Specialty endorsements available can include protection for loss of rental income, building ordinance or law upgrades, and coverage for vandalism or tenant damage. The policies are designed to support commercial sectors such as office complexes, warehouses, and food service establishments.
With winter storms approaching Sherman, property owners need dependable coverage for rental units against freeze damage and liability claims. Garland Insurance & Financial Services addresses these concerns by offering local landlord insurance policies tailored to single-family homes and multifamily properties in the North Texas area. This agency helps landlords understand how policy limits and deductibles apply to tenant-related property losses. They assist in scheduling a walkthrough inspection to document current building conditions before binding new coverage.
Goosehead Insurance - Blaine Brawley in Sherman, TX, serves residential landlords by structuring policies that protect rental properties and liability exposures, then extends that same expertise to commercial coverage for multi-unit buildings and rental portfolios across the local area. The agency works closely with property owners to tailor terms for specific tenant situations and building types, ensuring seamless protection between scheduled inspections. Clients often return for annual policy reviews and to adjust coverage as their tenant roster changes between regular maintenance visits.
What Does a a Landlord Insurance Agent in Sherman Cost?
Typical landlord insurance costs in Texas range from 15 to 30 percent more than standard homeowners insurance. For a single family rental property in Sherman premiums often fall between 800 and 1500 dollars per year. Factors affecting cost include property age location coverage limits and deductible amount. This is general information not insurance advice.
About landlord insurance agents in Sherman
A landlord insurance agent in Sherman Texas helps property owners protect their rental investments. Texas law does not require landlord insurance but mortgage lenders often do. Local agents understand Sherman rental market risks such as severe weather and tenant liability concerns.
Frequently Asked Questions
What does landlord insurance cover in Sherman Texas?
Landlord insurance typically covers property damage from fire wind and hail. It also includes liability protection if a tenant or guest is injured on the property. Texas policies often exclude flood damage which requires separate coverage.
Is landlord insurance required by Texas law?
Texas law does not require landlord insurance for rental properties. However your mortgage lender may require a policy as a condition of the loan. Some property management companies also require proof of insurance before they will manage a property.
How do I find a landlord insurance agent in Sherman?
You can search online for independent insurance agents in Sherman Texas who specialize in rental property coverage. Ask for quotes from multiple agents to compare coverage options and premiums. Local agents can also advise on Texas-specific risks like hail damage and tenant liability.
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