The top-rated landlord insurance agent in Schertz, Texas is Nate Obregon - State Farm Insurance Agent, rated 5.0 stars across 432 reviews. Other highly rated options include Farmers Insurance - Natascha Reynoso, Bill Hicks - State Farm Insurance Agent, Cindy Deschamps: Allstate Insurance. This directory lists 11 landlord insurance agents serving Schertz.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nate Obregon - State Farm Insurance Agent | 6000 FM3009 Ste 204 | (210) 460-4951 |
| 2 | Farmers Insurance - Natascha Reynoso | 6051 FM3009 Ste 246 | (210) 797-7197 |
| 3 | Bill Hicks - State Farm Insurance Agent | 210 FM78 | (210) 658-4642 |
| 4 | Cindy Deschamps: Allstate Insurance | 1420 Schertz Pkwy Ste 230 | (210) 656-1462 |
| 5 | Steven Garza - State Farm Insurance Agent | 1996 Schertz Pkwy Suite 404 | (210) 658-6264 |
| 6 | Joel Munis: Allstate Insurance | 908 FM3009 | (210) 566-4440 |
| 7 | CIA (Colombo Insurance Agency) | 611 Main St | (210) 966-0601 |
| 8 | Laskowski Insurance Agency | 17305 I-35 N #134 | (210) 828-2265 |
| 9 | Farmers Insurance - Jacqueline Cruz | 1996 Schertz Pkwy Ste 203 | (210) 890-8008 |
| 10 | Farmers Insurance - Sonya Petrice | 816 Main St Ste A2 | (210) 298-1061 |
Nate Obregon - State Farm Insurance Agent serves the Schertz, Texas metro area as a landlord insurance agent. The company specializes in helping property owners secure policies that protect rental homes and investment properties. This includes coverage for buildings liability and loss of rental income due to covered damages. Services are designed to address the unique risks of leasing residential real estate. The agency handles landlord liability protection and rental dwelling insurance policies tailored to Schertz properties.
Serving Schertz and the surrounding communities of the San Antonio area, Farmers Insurance - Natascha Reynoso handles landlord insurance policies for residential rental properties. This office focuses on providing coverage options that protect both the physical structure and the property owner's liability exposure. The agency typically approaches each client by assessing their specific rental situation and available dwelling limits, then recommending the appropriate policy to match that individual property’s needs.
Bill Hicks - State Farm Insurance Agent in Schertz, TX, provides landlord insurance services tailored to protect rental property investments. Its service includes assessing coverage needs and offering policies to mitigate tenant-related risks. The office assists with policy maintenance and claims support to help keep coverage aligned with changing property requirements. It services single-family homes, apartments, retail spaces, and restaurants in the local area.
Cindy Deschamps: Allstate Insurance in Schertz, TX, serves homeowners, property managers, and real estate investors who need protection for rental properties. The agency provides coverage tailored to the unique risks of leasing residential units, including liability and property damage solutions for local landlords. Policy options can help safeguard rental income from unexpected losses and assist with protecting structures against hazards common in the region. The agent also works with clients in nearby communities such as Cibolo and the greater San Antonio metropolitan area.
Steven Garza - State Farm Insurance Agent in Schertz, TX provides services on an as-needed basis for a single property or under a recurring policy for multiple rentals. Coverage protects against property damage, liability, and lost rental income. Local landlord insurance agents in this area help property owners navigate risk management for residential or small commercial buildings. Services are available on a one-time, scheduled, or as-needed basis to address specific concerns or annual policy reviews without a mandatory long-term contract.
Joel Munis: Allstate Insurance provides landlord insurance policies tailored for rental property owners in Schertz, Texas. Its services typically cover property damage liability and loss of rental income. The agency also assists landlords with general risk management advice for their residential and commercial buildings. As seasonal storms and severe weather frequently affect central Texas, it helps clients review their coverage limits to safeguard against roof damage and flood-related claims.
As summer storms build across south-central Texas, Schertz landlords face the critical need to protect rental properties from unexpected damage. CIA (Colombo Insurance Agency) addresses this requirement by offering specialized landlord insurance policies tailored for the region’s unique weather patterns. The agency works directly with property owners to secure coverage that safeguards their investments against common local perils. Every engagement begins with a physical inspection of the rental unit to assess its current condition and identify specific risk factors present on the site.
Laskowski Insurance Agency serves property owners by writing coverage for rental dwellings, protecting landlords against tenant-related damage and liability claims. For clients with specific exposures, the agency can supplement a base policy with specialized endorsements addressing flood zones or vacancy periods. Properties commonly insured here include single-family homes rented in Schertz subdivisions, as well as commercial sites like small suburban offices, warehouse spaces, and food service buildings.
Farmers Insurance - Jacqueline Cruz in Schertz, TX provides residential landlord insurance coverage for rental properties in the local area, addressing liability and property protection for individual landlords. Commercial landlord policies are also available, covering larger multi-unit buildings or income-generating spaces throughout the region. Landlords can expect clear explanations of policy terms and coverage limits during the initial consultation. Clients typically schedule follow-up service between regular visits to update policies as properties change or new units are added.
Farmers Insurance - Sonya Petrice in Schertz, Texas, is a provider dedicated to protecting landlords from property damage and liability claims. The agency offers tailored policies for single-family rentals, duplexes, and small multi-unit buildings common in the area. Coverage typically includes dwelling protection, loss of rental income, and personal liability for the property owner. Agreed value or actual cash value options are also available to match different investment strategies. A specialty service it can add on is coverage for vandalism or tenant-caused property damage beyond standard wear and tear.
What Does a a Landlord Insurance Agent in Schertz Cost?
Typical landlord insurance in Texas costs between 15 and 25 percent more than a standard homeowners policy. For a single-family rental in Schertz expect annual premiums from 800 to 1500 dollars. Factors like property age location and coverage limits affect the final price. This is general information not insurance advice.
About landlord insurance agents in Schertz
Landlord insurance agents in Schertz Texas help property owners protect their rental investments. Texas law does not require landlord insurance but mortgage lenders often do. Local agents can explain how Texas tenant laws affect your coverage needs.
Frequently Asked Questions
What does landlord insurance cover in Schertz Texas?
It typically covers property damage, liability protection, and loss of rental income. Texas policies may also include coverage for water damage from plumbing failures common in older Schertz homes.
Do I need landlord insurance if I have a homeowners policy?
Yes. Standard homeowners policies do not cover rental properties in Texas. A landlord policy is required to protect against tenant-related risks and liability claims.
How does Texas law affect landlord insurance requirements?
Texas does not mandate landlord insurance but your mortgage lender may require it. Texas law also limits landlord liability for tenant injuries unless negligence is proven which affects policy limits.
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