The top-rated landlord insurance agent in San Juan, Texas is Valley Insurance Providers, rated 4.9 stars across 267 reviews. Other highly rated options include Truckers Insurance, Raul Resendez - State Farm Insurance Agent, Rick Puente Insurance. This directory lists 17 landlord insurance agents serving San Juan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Valley Insurance Providers | 400 W Expy 83 | (956) 787-8536 |
| 2 | Truckers Insurance | 400 W Expy 83 | (956) 781-6663 |
| 3 | Raul Resendez - State Farm Insurance Agent | 102 W Amy Dr | (956) 702-2886 |
| 4 | Rick Puente Insurance | 2203 N Raul Longoria Rd b2 | (956) 782-8425 |
| 5 | Full Coverage Car Insurance | 100 State Hwy 495 | (956) 783-1165 |
| 6 | Farmers Insurance - Griselda Melendez | 101 S Nebraska Ave Ste 1 | (956) 622-5520 |
| 7 | Pronto Insurance | 3704 N Raul Longoria Rd A | (956) 601-1048 |
| 8 | MG Oficinas | 1203 N Raul Longoria Rd m | (956) 773-8844 |
| 9 | Elizabeth Gutierrez: Allstate Insurance | 1002 N Raul Longoria Rd | (956) 246-4290 |
| 10 | Fred Loya Insurance | 1618 N I Rd B | (956) 283-7878 |
Valley Insurance Providers serves landlords throughout the Hidalgo County area, including San Juan, Texas, focusing exclusively on landlord insurance agency functions. The company assists property owners in finding coverage for rental homes, duplexes, and small multifamily units. It also helps clients secure protection against property damage, liability claims, and loss of rental income. The agency handles both primary policy placements and annual reviews for existing rental property portfolios.
Truckers Insurance provides a range of landlord insurance services in San Juan, Texas, helping property owners manage risk and protect their investments. It typically offers policies covering property damage, liability, and lost rental income. Standard maintenance plans can include periodic property inspections and guidance on preventive upkeep to minimize claims. The company serves various property types and works with clients who own single-family homes, apartments, retail spaces, and restaurants.
Serving San Juan, Texas, and the surrounding communities, Raul Resendez - State Farm Insurance Agent handles landlord insurance for property owners in the Rio Grande Valley area. This includes coverage for rental homes, duplexes, and small apartment buildings to protect against property damage and liability claims. It can also address loss of rental income during repairs. The agency typically begins each job by reviewing the individual property and its specific rental risks, then tailoring a policy to match those exact coverage needs.
Homeowners, property managers, and small business owners in San Juan, Texas rely on this agency for landlord insurance coverage. It assists local rental property owners by explaining policies for liability protection and property damage on single-family homes and duplexes. The agent helps clients compare standard coverage options for their specific investment properties. Clear guidance is offered regarding common claims scenarios for residential rentals in the Rio Grande Valley. This insurance agency also serves landlords and property managers in nearby Pharr.
Serving San Juan and the surrounding communities of the mid-Rio Grande Valley, Full Coverage Car Insurance handles policies for residential and commercial landlord insurance agents in the area. This agency works with property owners to secure coverage for rental dwellings and liability protections. To address a typical job, it reviews individual property risk factors and rental exposures with each client, then matches those needs to a suitable policy from its available carriers.
Farmers Insurance - Griselda Melendez in San Juan, Texas offers landlord insurance agent services that cover property protection and liability coverage for rental dwellings. It works alongside general insurance agents who help residential and commercial landlords manage their policies. These agents guide property owners in selecting appropriate limits for rental homes and multi-unit buildings. They assist during tenant transitions, particularly when a lease ends or a new tenant moves in, ensuring coverage remains active against potential gaps in protection.
From one-time policy setup to ongoing coverage for rental properties, Pronto Insurance provides landlord insurance services in San Juan, Texas. Their protection can address property damage, liability, and lost rental income for residential landlords. Operating in the Rio Grande Valley, they help property owners manage risks associated with tenant-occupied homes. Service is available on an as-needed basis, allowing clients to file claims or adjust their policies when required.
MG Oficinas in San Juan, TX offers landlord insurance agents who service clients through either a one-time consultation or a recurring annual coverage review. Their policies protect rental property owners against common liabilities, property damage, and income loss from tenant vacancies. Coverage can be structured for single-family rentals or multi-unit residential buildings. All service runs on a scheduled basis, with renewals handled annually unless the client requests an earlier adjustment for new property acquisitions or lease changes.
Elizabeth Gutierrez: Allstate Insurance specializes in landlord insurance policies for residential rental properties in San Juan and the surrounding area. It provides general insurance services, including guidance on protecting income from tenant-occupied homes. The agency helps property owners understand how standard coverage works for common risks. A typical seasonal concern it helps address is protecting vacant rental units during hurricane season from wind and water damage.
As the first summer storms approach the Lower Rio Grande Valley, landlords in San Juan need coverage for rental properties against unexpected damage. Fred Loya Insurance offers tailored policies for property owners seeking protection from tenant-related liabilities and weather-related losses in this region. Their agents work to match each rental property’s unique risk profile with an appropriate plan. An initial consultation typically begins with a walk-through inspection of the building to assess existing conditions and identify any immediate coverage needs.
What Does a a Landlord Insurance Agent in San Juan Cost?
The cost of landlord insurance in Texas typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in San Juan, annual premiums often fall between 1,200 and 3,000 dollars, depending on property value, location, and coverage limits. Flood insurance is separate and may add 500 to 1,500 dollars per year. This is general information and not insurance advice.
About landlord insurance agents in San Juan
Landlord insurance agents in San Juan, Texas help property owners protect their rental investments. Texas law does not require landlord insurance, but it is strongly recommended to cover property damage and liability. Agents in this area understand local risks such as flooding and hurricanes common to the Rio Grande Valley.
Frequently Asked Questions
What does landlord insurance cover in Texas?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. It does not cover a tenants personal belongings; tenants need their own renters insurance. Texas law allows landlords to require tenants to carry renters insurance.
How do I choose a landlord insurance agent in San Juan?
Look for an agent licensed in Texas with experience insuring rental properties. Ask about coverage for flood and windstorm damage, as these are common in Hidalgo County. Compare quotes from multiple agents to find a policy that fits your property needs.
Is landlord insurance required by Texas law?
No, Texas law does not require landlord insurance. However, mortgage lenders often require it for rental properties. Without it, you could face significant out-of-pocket costs for property damage or liability claims.
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