The top-rated landlord insurance agent in Royse City, Texas is Kari Hargrave - State Farm Insurance Agent, rated 4.8 stars across 127 reviews. Other highly rated options include Dominic Schillace - State Farm Insurance Agent, Farmers Insurance - Khristopher Vancil, Bob Ellis Insurance Services-Independent Insurance Agency. This directory lists 14 landlord insurance agents serving Royse City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kari Hargrave - State Farm Insurance Agent | 109 W Main St A | (972) 635-9995 |
| 2 | Dominic Schillace - State Farm Insurance Agent | 1101 W Interstate 30 Ste 104 | (972) 635-8458 |
| 3 | Farmers Insurance - Khristopher Vancil | 5196 TX-276 | (214) 308-6508 |
| 4 | Bob Ellis Insurance Services-Independent Insurance Agency | 115 FM 2453, 2661 FM 35 C | (972) 636-9491 |
| 5 | TWFG Caldwell Insurance | 403 S Elm St | (972) 635-6772 |
| 6 | Mark's Insurance | 2994 FM551 | (972) 373-4496 |
| 7 | Terry Hayden: Allstate Insurance | 4864 TX-276 | (972) 722-0025 |
| 8 | Texas Farm Bureau Insurance - Chris Cromer | 7320 FM 35 | (972) 635-6464 |
| 9 | Fast Checker Insurance Agency | 4868 TX-276 | (972) 954-9071 |
| 10 | Farmers Insurance - Patrick Raines | 422 I-30 Ste I | (972) 722-7496 |
Kari Hargrave - State Farm Insurance Agent serves the Royse City, Texas area and the surrounding county, providing landlord insurance policies for rental property owners. Their offerings help protect residential and commercial rental investments from common risks like property damage and liability claims. A standard landlord policy often covers dwelling structures and loss of rental income. The agency also assists clients with additional coverages, such as protection for unattached structures or personal property left for tenant maintenance use. They regularly handle policies for single-family rentals and multi-unit dwellings in the region.
Dominic Schillace - State Farm Insurance Agent provides landlord insurance services in Royse City, Texas. The agency assists property owners by offering coverage plans tailored to rental needs, including protection for structures and liability. Regular policy reviews and maintenance suggestions help clients manage their investment risks effectively. Services include guidance on securing appropriate limits and deductibles for varied property types. This agent works with owners of single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance - Khristopher Vancil serves Royse City and the surrounding communities of northeastern Texas. This agency handles landlord insurance needs, covering property protection and liability coverage for rental dwellings. It provides policies designed to safeguard residential investment properties. To handle a typical job, the agent evaluates the specific property type and the landlord's risk exposure before recommending appropriate coverage limits and optional endorsements.
When seeking rental property coverage, landlords in Royse City, TX, may choose between a standard one-time policy or a recurring plan that automatically renews each term. TWFG Caldwell Insurance provides coverage for property damage, liability, and loss of rental income that protects investment properties. Their services are structured to meet individual needs, allowing clients to arrange protection on a one-time, scheduled, or as-needed basis.
Mark's Insurance specializes in structuring landlord insurance policies that cover rental properties in Royse City, Texas, providing protection for property damage and liability claims. The agency also assists local landlords with general risk management advice tailored to residential investments here. Property owners often seek guidance for unique challenges common to this area, such as ensuring adequate coverage during Texas’s unpredictable storm season when hail and wind frequently threaten rental homes.
Offering property owners in Royse City, TX, a range of general insurance products, Terry Hayden: Allstate Insurance specializes in Landlord policies designed to protect rental investments. These policies provide tailored coverage for residential properties, helping to mitigate risks associated with tenant occupancy, property damage, and liability. Beyond standard protection, the agency can add endorsements for specific needs. Its services are available for various commercial sectors, including professional offices, warehouses, and food service establishments seeking liability and property coverage.
Landlord insurance needs often shift as Royse City rental properties face seasonal storms and sudden tenant turnover. Texas Farm Bureau Insurance - Chris Cromer addresses these coverage gaps by helping local property owners protect their income and buildings. The agency customizes policies to suit individual rental risks, such as vacant units or liability concerns. Chris Cromer provides clear explanations tailored to the local Royse City market. A typical first step includes scheduling a property inspection to assess current coverage and identify any overlooked exposures.
Fast Checker Insurance Agency provides residential landlord insurance services in Royse City, Texas, safeguarding rental properties against common liability and property risks. The agency also offers commercial coverage for multi-unit buildings and larger rental portfolios. Their service area extends throughout Royse City and the surrounding local communities. Between regular property visits, landlords can receive personalized follow-up to adjust coverage for new tenants or policy updates as needs change.
Farmers Insurance - Patrick Raines in Royse City, TX, is known for providing tailored landlord insurance policies to residential and commercial property owners. Their service range includes protection against property damage, liability claims, and lost rental income for local landlords. Clients are guided through coverage options such as dwelling, personal property, and fair rental value endorsements. An added specialty service the agency offers for property owners is an umbrella liability policy that extends coverage limits for major lawsuits.
What Does a a Landlord Insurance Agent in Royse City Cost?
Typical landlord insurance costs in Texas range from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Royse City annual premiums often fall between 800 and 2,500 dollars. Costs depend on property value location coverage limits and deductible. This is general information not insurance advice.
About landlord insurance agents in Royse City
A landlord insurance agent in Royse City Texas helps property owners protect rental investments with tailored policies. Texas law does not require landlord insurance but mortgage lenders often do. Agents can explain coverage for property damage liability and loss of rental income specific to the Royse City market.
Frequently Asked Questions
What does a landlord insurance agent in Royse City do?
A landlord insurance agent helps you find a policy that covers your rental property. They assess risks like fire weather damage or tenant liability. They also explain Texas-specific endorsements such as ordinance or law coverage for rebuilding costs.
Is landlord insurance required by law in Texas?
Texas law does not require landlord insurance. However your mortgage lender may require a policy. An agent can help you meet lender requirements while getting adequate protection.
How do I choose a landlord insurance agent in Royse City?
Look for an agent licensed in Texas with experience in rental property coverage. Ask about their knowledge of local risks like hail or windstorms. Compare quotes from multiple agents to find a policy that fits your needs.
Landlord Insurance Agents in Other Texas Cities
Abilene · Allen · Alvin · Amarillo · Arlington · Austin · Baytown · Beaumont · Bedford · Belton · Brownsville · Bryan · Burleson · Carrollton · Cedar Hill