The top-rated landlord insurance agent in Richardson, Texas is Rodriguez Insurance Agency LLC, rated 4.7 stars across 1,187 reviews. Other highly rated options include Insurance Source Of Dallas, Farmers Insurance - Lane Hamilton, Insurance of DFW. This directory lists 20 landlord insurance agents serving Richardson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rodriguez Insurance Agency LLC | 901 Waterfall Way #701 | (972) 528-6695 |
| 2 | Insurance Source Of Dallas | 888 S Greenville Ave Ste 134 | (972) 907-1100 |
| 3 | Farmers Insurance - Lane Hamilton | 2113 E Arapaho Rd | (469) 802-6595 |
| 4 | Insurance of DFW | 1056 E Belt Line Rd | (469) 518-9695 |
| 5 | Patel Insurance Agency: Allstate Insurance | 1701 N Collins Blvd Ste 336 | (972) 231-6500 |
| 6 | Decisive Insurance Agency | 2100 N Greenville Ave ste 203 | (214) 730-0391 |
| 7 | Basha Insurance | 1001 S Sherman St ste 100D | (972) 677-7770 |
| 8 | Brightway Insurance, The Phan Agency | 500 E Arapaho Rd Suite 103 | (972) 865-7242 |
| 9 | Highstreet Insurance - Sandy Garza & Associates | 3400 N Central Expy Suite 110-221 | (972) 889-1833 |
| 10 | Assurnet Insurance Agency Agent: Mark Solomon, Sr. | 833 E Arapaho Rd #107 | (214) 739-5610 |
Rodriguez Insurance Agency LLC serves the Richardson, Texas area and the greater Dallas-Fort Worth metroplex as a landlord insurance agent. This agency assists property owners in securing coverage for rental homes and multi-unit dwellings. Policies typically address risks like property damage, liability protection, and lost rental income. Understanding local weather patterns and tenant issues is important for appropriate coverage. The agency specifically handles loss of rent coverage and landlord liability insurance for clients managing rental properties in this region.
Insurance Source Of Dallas provides a full range of landlord insurance agent services for property owners in the Richardson, TX area. It helps clients secure tailored coverage plans and assists with policy maintenance and renewals as needed. The agency focuses on protecting investment properties against common local risks. It services a variety of real estate types, including single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance - Lane Hamilton serves homeowners, rental property owners, and property managers in Richardson, Texas, by providing landlord insurance policies that cover dwelling protection and liability coverage for residential rental units. The agency helps local landlords manage risks associated with tenant-occupied properties, including property damage and loss of rental income. It also extends its coverage services to clients in the nearby city of Plano and surrounding areas of the Dallas-Fort Worth metroplex.
Insurance of DFW serves homeowners, business owners, and property managers seeking reliable coverage for rental real estate in Richardson, Texas. The agency specializes in landlord insurance policies that protect residential and commercial properties from common liabilities, property damage, and lost rental income. These tailored solutions help landlords ensure their investments remain secure while meeting mortgage or association requirements. The agency also extends its services to property owners in nearby Plano, providing comparable support across the northern Dallas–Fort Worth metro.
Patel Insurance Agency: Allstate Insurance serves Richardson and the surrounding communities in the Dallas-Fort Worth metroplex. As a landlord insurance agent, it handles policies designed to protect rental property owners from financial losses. Its work typically involves assessing property risks, covering structures and liability, and helping landlords manage claims. The agency takes a straightforward approach, beginning with a thorough review of the client’s property details before recommending coverage limits that clearly match the specific rental situation.
Decisive Insurance Agency in Richardson, TX offers both one-time policy placements and ongoing coverage for landlords. Landlord insurance typically protects rental properties against property damage, liability claims, and loss of rental income. For residential or small commercial landlords, these plans can cover multiple units under a single portfolio. Service appointments and policy management run on an as-needed basis, allowing landlords to request assistance when a new property is acquired or a policy requires review.
Basha Insurance in Richardson, Texas specializes in providing landlord insurance policies for property owners renting out residential units. Its core service work includes crafting coverage plans that protect against property damage, liability claims, and loss of rental income. Operating from this growing Dallas-Fort Worth suburb, it helps local landlords navigate the unique risks of the Texas rental market. The agency is particularly focused on assisting clients in securing appropriate coverage before the peak summer moving season, when occupancy changes and new leases commonly occur.
As late-season storms put pressure on commercial and residential properties across Richardson, Brightway Insurance, The Phan Agency provides landlord insurance agents who help owners review coverage needs. Their services address common property risks like rental income loss and liability protection. The team guides landlords through policy options suited to north Texas real estate markets. An initial consultation typically includes a review of current insurance and a walk-through assessment of the property to identify coverage gaps or necessary endorsements.
Highstreet Insurance - Sandy Garza & Associates in Richardson, Texas provides comprehensive landlord insurance solutions for property owners. Their specialty offerings typically include policies that cover dwelling protection, liability coverage, and loss of rental income. These policies address the specific risks associated with leasing residential and commercial properties. The firm can serve clients owning diverse commercial sectors such as office buildings, warehouses, and food service establishments.
Assurnet Insurance Agency, led by agent Mark Solomon, Sr., provides residential landlord insurance services for property owners in the Richardson, Texas area. Commercial coverage options are also available for larger rental portfolios, ensuring protection for various property types within the local market. Mark Solomon, Sr. works with landlords to develop appropriate policies for their specific rental needs. After the initial policy is in place, clients can rely on straightforward follow-up service and policy reviews between regular visits for adjustments or renewals.
What Does a a Landlord Insurance Agent in Richardson Cost?
Landlord insurance in Texas typically costs between 15 and 30 percent more than standard homeowners insurance. For a single family rental in Richardson you might pay 800 to 1500 dollars per year for a basic policy. Costs increase for older homes or properties with higher liability risks. This is general information and not insurance advice.
About landlord insurance agents in Richardson
Landlord insurance agents in Richardson Texas help rental property owners secure coverage that meets state requirements. Texas law does not require landlord insurance but mortgage lenders often mandate it. A local agent can explain how Texas weather risks like hail and wind affect your policy options.
Frequently Asked Questions
What does landlord insurance cover in Richardson Texas?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income. Texas policies often exclude flood damage which requires a separate policy. An agent can help you choose the right coverage limits for your specific property.
Do I need landlord insurance if I have a property manager in Richardson?
Yes you still need landlord insurance even with a property manager. The property manager is not responsible for insuring the building or your liability. Texas law holds the property owner liable for premises defects regardless of who manages the property.
How does Texas law affect landlord insurance requirements?
Texas has no state law requiring landlord insurance but your mortgage lender will require it. Texas also has a one year statute of limitations for filing property damage claims. An agent can explain how these time limits affect your coverage decisions.
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