The top-rated landlord insurance agent in Prosper, Texas is Christian Lett - State Farm Insurance Agent, rated 5.0 stars across 529 reviews. Other highly rated options include Bird’s Eye Insurance, Kevin George - State Farm Insurance Agent, Prosper Insurance Center. This directory lists 17 landlord insurance agents serving Prosper.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christian Lett - State Farm Insurance Agent | 861 N Coleman St #180 | (972) 346-1638 |
| 2 | Bird’s Eye Insurance | 130 N Preston Rd Ste 100 | (972) 607-9246 |
| 3 | Kevin George - State Farm Insurance Agent | 1170 N Preston Rd #240 | (469) 715-9500 |
| 4 | Prosper Insurance Center | 900 N Preston Rd B | (972) 347-5573 |
| 5 | Matt Cox - State Farm Insurance Agent | 291 S Preston Rd Ste 710 | (972) 346-2888 |
| 6 | Bamford Insurance Agency PLLC | 301 S Coleman St Ste 40 | (972) 731-2923 |
| 7 | DFW Insurance Services | 130 N Preston Rd | (972) 781-1115 |
| 8 | Farmers Insurance - Daniel Dubberstein | 212 E Broadway St | (469) 535-7999 |
| 9 | Lifelong Insurance Agency | 511 E Broadway St | (469) 606-4590 |
| 10 | Goosehead Insurance - Eric Buchanan | 130 N Preston Rd Suite 252 | (972) 930-5744 |
Christian Lett - State Farm Insurance Agent serves the Prosper, Texas area and surrounding Collin County communities, specializing in landlord insurance solutions for property owners. This agency helps landlords protect rental properties by offering tailored policies that cover dwelling structures, liability protection, and loss of rental income. As a local resource, the agency understands the specific risks property owners face in the North Texas rental market. It assists clients with securing coverage for single-family homes, multifamily units, and other residential rental properties within the region.
Bird’s Eye Insurance in Prosper, TX, provides a range of landlord insurance services, including property coverage, liability protection, and loss-of-rent options. It offers ongoing policy maintenance to adapt coverage as rental properties age or tenant situations change. Claims assistance and routine policy reviews help clients manage risks effectively. The agency serves single-family homes, apartment complexes, retail storefronts, and restaurants in the local area.
Kevin George - State Farm Insurance Agent in Prosper, TX, serves homeowners, property managers, and real estate investors. The agency provides landlord insurance policies that help protect rental properties and liability risks. Services focus on covering residential income properties with appropriate property damage and loss of rent protection. Clients can obtain coverage for vacation rentals, duplexes, and single-family homes they rent out. The agency also assists landlords in the surrounding Collin County area, including the neighboring community of Celina Texas.
Prosper Insurance Center serves Prosper, Texas, and the surrounding communities, handling landlord insurance policies for local property owners. Their work involves helping landlords secure coverage for rental dwellings, from single-family homes to multi-unit properties in the area. They focus on presenting policy options that address common risks such as property damage and liability concerns. For a typical job, the agency gathers details about the rental property, reviews available coverage plans, and communicates the key features of each option to the client.
Matt Cox - State Farm Insurance Agent in Prosper, TX, distinguishes between a single landlord policy for a rental property and ongoing portfolio coverage for multiple dwellings. For a one-time service, the agent helps protect a new rental from common risks like fire or liability claims. For recurring clients, tailored reviews address changing property values or tenant turnover. This agent provides repair-cost protection and legal liability coverage as needed. Service runs on a scheduled basis with annual policy reviews and as-needed support for rental changes.
Bamford Insurance Agency PLLC in Prosper, TX, specializes in liability protection and property coverage for residential rental properties. It serves landlords by tailoring policies to safeguard against tenant damage, lost rental income, and legal claims from accidents on the premises. The agency works closely with property owners to match coverage options with the specific needs of their individual rental units. As the end of a lease approaches, it helps landlords evaluate and update their policies to ensure continuous, appropriate coverage during tenant turnover and seasonal occupancy shifts.
As rental demand fluctuates with seasonal moves in and around Prosper, DFW Insurance Services helps local landlords protect their property investments with tailored landlord insurance policies. This agency understands the specific coverage needs for residential rental properties in Texas, including liability protection and dwelling coverage. Their process includes reviewing lease agreements and property conditions before finalizing policy details. To begin, they schedule a thorough inspection of the property to assess its current state and identify any potential risk factors for coverage.
Farmers Insurance - Daniel Dubberstein provides landlord insurance services to property owners in Prosper, Texas. The agency specializes in adding coverage for dwelling protection, liability, and loss of rental income. It also offers optional endorsements for equipment breakdown, ordinance or law compliance, and identity recovery. Commercial policies are available for a range of business properties, including professional offices, warehouses, and food service operations.
Lifelong Insurance Agency in Prosper, TX provides residential landlord insurance for property owners, covering single-family rentals and duplexes, with policies for fire, liability, and loss of rental income. Commercial coverage is also arranged for small apartment buildings and mixed-use properties. The agency serves property investors throughout Collin County and surrounding North Texas communities. Policies are reviewed at renewal to adjust for changes in property value or coverage needs, with follow-up service offered between regular visits to update holdings.
Goosehead Insurance - Eric Buchanan serves property owners in Prosper, Texas as a landlord insurance agent. The agency structures policies to protect rental investments from property damage and liability claims common in local residential leasing. Coverage typically includes dwelling protection, loss of rental income, and personal liability for landlords managing single-family homes or small multi-unit properties. A specialty service available is additional coverage for landlord furnishings or appliances within the rental unit.
What Does a a Landlord Insurance Agent in Prosper Cost?
Landlord insurance in Texas typically costs 15 to 25 percent more than standard homeowners insurance. For a single-family rental in Prosper, annual premiums often range from 1,200 to 2,500 dollars depending on property value, location, and coverage limits. Costs vary by case based on property age, claims history, and deductible chosen. This is general information and not insurance advice.
About landlord insurance agents in Prosper
A landlord insurance agent in Prosper Texas helps property owners protect rental homes and duplexes. Texas law does not require landlord insurance but mortgage lenders often do. Local agents understand the specific risks for properties in Collin County and the greater Dallas-Fort Worth area.
Frequently Asked Questions
What does landlord insurance cover in Texas?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Texas, policies may also include coverage for wind and hail damage common in the region. It does not cover tenant personal belongings.
Is landlord insurance required by Texas law?
Texas law does not require landlord insurance. However, most mortgage lenders require a landlord policy for rental properties. Some homeowners associations in Prosper may also require proof of insurance.
How do I choose a landlord insurance agent in Prosper?
Look for an agent licensed in Texas who specializes in rental property coverage. Ask about replacement cost valuation and liability limits. Compare quotes from multiple agents to find a policy that fits your property type and budget.
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