The top-rated landlord insurance agent in Plano, Texas is The Sterling Insurance Group, rated 4.9 stars across 336 reviews. Other highly rated options include Monarch Insurance Group, Dean Insurance Group, Insurance City. This directory lists 19 landlord insurance agents serving Plano.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Sterling Insurance Group | 3415 Custer Rd #104 | (972) 964-4825 |
| 2 | Monarch Insurance Group | 5151 Headquarters Dr #155 | (972) 872-8444 |
| 3 | Dean Insurance Group | 5600 Tennyson Pkwy | (214) 227-9377 |
| 4 | Insurance City | 3209 Premier Dr Suite 103 | (972) 422-1400 |
| 5 | Magnum Choice Insurance Agency Inc | 5016 Tennyson Pkwy | (972) 801-6878 |
| 6 | Hillcrest Insurance Group - Plano | 5700 Tennyson Pkwy #300 | (469) 929-9450 |
| 7 | Trusted Insurance Partners LLC | 3415 Custer Rd Ste 192 | (469) 656-8477 |
| 8 | Integrity Insurance Group- Matt Lohoefer Insurance | 5805 Coit Rd Ste 401 | (972) 930-7086 |
| 9 | Insurance Crib | APPOINTMENT ONLY:, 1121 E Spring Creek Pkwy | (469) 300-0271 |
| 10 | WCL Insurance Services | 4800 Dexter Dr Suite A | (972) 777-5315 |
The Sterling Insurance Group serves the Plano, Texas metro area, providing landlord insurance agency services to property investors. It handles policies for single-family rentals and multi-unit residential properties, addressing risks common to landlords in the region. Its services include coverage for property damage from fire and weather events. The agency also assists with liability protection against tenant injuries and loss of rental income during property repairs.
Monarch Insurance Group provides a full range of landlord insurance agency services for property owners in the Plano area, including policy reviews, risk assessments, and claims assistance. The company offers practical maintenance and service planning support to help landlords keep their rental properties protected and compliant with local regulations. It customizes coverage for various property types, such as single-family homes, apartment buildings, retail spaces, and restaurants.
Dean Insurance Group serves landlords and rental property owners in Plano, Texas, and the surrounding communities. The agency handles coverage for single-family homes, duplexes, and small multi-unit properties. It addresses typical risks such as property damage, liability, and loss of rental income. A client works with an agent to assess each property's value and tenant situation. It then customizes a policy by evaluating coverage limits and local weather-related exposures to match the specific needs of that rental investment.
Insurance City serves landlords and property owners throughout Plano, Texas, offering tailored landlord insurance policies that protect rental properties from common liability claims, property damage, and loss of rental income. The agency assists clients in selecting appropriate coverage for single-family rentals, multi-unit dwellings, and commercial real estate investments. With a focus on risk management and local market conditions, the team evaluates each property’s exposures to provide suitable protection. Insurance City also extends its coverage services to property managers and investors in the neighboring communities of Allen and Frisco.
For clients needing landlord insurance in Plano, TX, Magnum Choice Insurance Agency Inc distinguishes between one-time rental property policies and ongoing annual coverage for multiple units. Their services protect property owners against liability claims and physical damage from storms or fire. This independent agency structures each landlord policy to address the specific risks of leasing residential real estate in this market. To accommodate varying investor needs, their service operates on an as-needed basis for new policies and upon renewal request for existing contracts.
Hillcrest Insurance Group - Plano specializes in crafting tailored landlord insurance policies designed to protect property investors in the Plano, TX area. It provides general service work by assisting landlords with coverage for rental dwellings, liability protection, and loss-of-rent provisions. Many local property owners rely on its guidance to navigate policies through seasonal tenant turnovers and to mitigate risks associated with unexpected fire or storm damage after a severe weather event.
Trusted Insurance Partners LLC, based in Plano, assists local property owners with general landlord insurance policies. The agency also specialises in add-on coverages such as liability protection and loss-of-rent reimbursement. These tailored policies are designed to safeguard residential rental units and commercial properties. True to the needs of the area, services extend to sectors including office complexes, warehouse facilities, and food service establishments that have leased premises.
As North Texas storm season approaches, property owners in Plano face increasing risks from hail and wind damage to their rental units. Integrity Insurance Group- Matt Lohoefer Insurance addresses these concerns by offering tailored landlord insurance agent services designed to protect investment properties. Their process helps owners navigate coverage options specific to Texas rental regulations and liability exposures. The initial step begins with a thorough property inspection to assess existing conditions and identify coverage gaps.
Insurance Crib serves residential landlords in Plano, Texas, providing coverage for single-family rental properties. They also assist commercial landlords with policies for multi-unit buildings and small complexes. Their service area extends throughout the Plano region and surrounding communities in Collin County. The agency works with property owners to maintain appropriate coverage between routine inspections, helping landlords arrange follow-up adjustments after tenant turnover or policy renewal reviews.
WCL Insurance Services in Plano, Texas, is known for providing specialized coverage for residential rental properties, including single-family homes and small multifamily buildings. The agency helps local landlords protect their investments against common risks such as property damage, liability claims, and loss of rental income. Its also assists property owners in navigating the unique insurance requirements that apply to leased dwellings in this area. For added protection, the agency can offer optional coverage for vandalism or theft by tenants.
What Does a a Landlord Insurance Agent in Plano Cost?
In Texas landlord insurance premiums typically range from 25 to 50 percent more than a standard homeowners policy. For a single family rental in Plano annual costs often fall between 1,200 and 2,500 dollars depending on property value coverage limits and deductibles. Factors like age of the home roof condition and location within flood zones also affect the rate. This is general information not insurance advice.
About landlord insurance agents in Plano
A landlord insurance agent in Plano Texas helps rental property owners secure coverage for their buildings and liability risks. Texas law does not require landlord insurance but mortgage lenders often mandate it for financed properties. An agent can explain how local weather risks like hail and wind affect your policy options in Plano.
Frequently Asked Questions
What does landlord insurance cover in Plano Texas?
Landlord insurance typically covers the dwelling structure liability protection and loss of rental income. It does not cover tenant personal property or intentional damage. Texas specific perils like wind and hail are usually included but may have separate deductibles.
How is landlord insurance different from homeowners insurance in Texas?
Landlord insurance is designed for properties you rent out while homeowners insurance covers owner occupied homes. Texas law treats rental properties differently and standard homeowners policies often exclude coverage for rental situations. An agent can help you get the correct policy type.
Do I need landlord insurance for a single family rental in Plano?
Yes it is strongly recommended even if not legally required. If you have a mortgage the lender will likely require a landlord policy. Texas property laws hold landlords responsible for certain liabilities so having coverage protects your investment.
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