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Looking for a landlord insurance agent in Pharr? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Pharr, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 20 landlord insurance agents in Pharr, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Olympia Insurance Services, LLC. | Commercial Insurance Specialist
800 S Cage Blvd STE E, Pharr, TX 78577
(956) 884-4912
olympia-insurance.com
J.O.A. Insurance Agency LLC
126 E Park Ave # 2, Pharr, TX 78577
(956) 448-4821
joainsurance.com
Mancha Insurance Agency
2114 N Cage Blvd, Pharr, TX 78577
(956) 781-6581
manchainsurance.com
Statewide Insurance
1101 N Cage Blvd Ste 3A, Pharr, TX 78577
(956) 787-7565
statewideinsurancergv.com
Agents Direct Insurance
314 S Cage Blvd, Pharr, TX 78577
(956) 787-7600
myagentsdirect.com
Nicky's Insurance Agency
806 Del Oro Ln, Pharr, TX 78577
(956) 787-4222
Alberto Trevino Insurance
819 N Veterans Blvd, Pharr, TX 78577
(956) 781-4415
Turbo Insurance
2114 N Cage Blvd Suite C, Pharr, TX 78577
(956) 781-6581
turboinsuranceagency.com
Joe Campos Lutcf Insurance
918 W Nolana Loop, Pharr, TX 78577
(956) 787-8619
SafeGuard Insurance Agency
3003 S Cage Blvd, Pharr, TX 78577
(956) 787-4600
safeguardnow.com
Amigo Insurance Inc
944 W Nolana Loop, Pharr, TX 78577
(956) 994-1868
Landlord insurance agents in Pharr Texas help rental property owners protect their investments. Texas law does not require landlords to carry insurance but most mortgage lenders do require a dwelling policy. Local agents understand the unique risks of the Rio Grande Valley including flood exposure and hurricane season.
What Does a Landlord Insurance Agent in Pharr Cost?
The cost of landlord insurance in Texas typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Pharr you might pay between 800 and 1500 dollars per year depending on the property value location and coverage limits. Older homes or properties near flood zones may cost more. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Texas?
A standard Texas landlord policy typically covers the dwelling structure liability protection and loss of rental income. It does not cover tenant personal property or flood damage. Separate flood insurance is available through the National Flood Insurance Program.
How do I find a licensed landlord insurance agent in Pharr?
You can search the Texas Department of Insurance website for licensed agents in Hidalgo County. Many local independent agencies in Pharr offer landlord policies from multiple carriers. Ask for an agent who specializes in rental property coverage.
Is landlord insurance required by Texas law?
Texas law does not require landlord insurance. However most mortgage lenders require a dwelling policy for financed properties. Some homeowners associations may also require liability coverage for rental units.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.